Recruitment at Concept Group

Recruitment at Concept Group. The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services – Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova – Bespoke Enterprise IT Solutions Company, Percy Aitkins – Bureau De Change.

We are recruiting to fill the position below:

Job Title: Sales Executive (Salary Loan / Wealth Management)

Location: Benue
Employment Type: Contract

Scope and Impact

• The candidate will be tasked with the responsibility of selling various loan products.
• He / She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.

Job Summary

• The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments).
• He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.

Duties and Responsibilities

• Evaluate credit worthiness by processing loan applications and documentation within specified limits
• Interview applicants to determine financial eligibility and feasibility of granting loans
• Determine all applicable ratios and metrics and set up debt payment plans
• Communicate with clients either to request or to provide information
• Justify decisions (approvals/rejections) and report on them
• Complete loan contracts and counsel clients on policies and restrictions
• Review loan agreements to ensure that they are complete and accurate according to policy
• Update account records, Compute payment schedules and transactions on ERP
• Confer with underwriters to aid in resolving loan application problems.
• Update job knowledge on types of loans and other financial services
• Assess customer needs, explore all options and introduce different types of loans
• Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
• Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
• Operate in compliance with laws and regulations and adhere to lending compliance guidelines
• Deposit mobilization to meet set targets

Job Title: Internal Audit / Control Executive

Locations: Lagos and Rivers
Employment Type: Full-time

Scope and Impact

• The candidate will perform and control the full audit cycle including risk management and control management over the company’s operations and effectiveness.
• He/She must ensure financial reliability and compliance with all applicable directives and regulations.
• The candidate will also conduct a System review of credit transactions on a daily basis, and frequent call over of postings in the books of account and customers’ ledger for credit risk transactions.

Duties & Responsibilities

• Objectively review the organization’s business processes
• Evaluate the efficacy of risk management processes in place.
• Make recommendations on how to improve internal controls.Identify loopholes and recommend risk mitigating measures.
• Review of petty cash.
• Protect against fraud and theft of the organization’s asset.
• Call-over of postings by the collections team to assess correctness, promptness and completeness.
• Call-over of ledger postings by the Accounts department to ensure correctness and adherence to accounting principles and guidelines.
• Periodic risk assessment of internal processes in order to identify loopholes and proffering appropriate solutions.
• Conduct investigations into identified and reported cases as required.
• Ensure and monitor compliance to internal and regulatory policies.
• Anticipate emerging risks through data and regular assessments.
• Other relevant roles as ordered by the Head of department and senior officers in the department.
• Carry out internal control tasks as assigned by the manager.

Job Title: Legal Officer

Location: Lagos
Employment Type: Full-time

Scope and impact
The scope of the roles and functions of the Legal Officer are classified as follows:

• Secretarial and Corporate
• Advisory
• Litigation/dispute resolution management
• Legal drafting.

Job Summary

• The Legal Officer with the supervision of the Head of Legal Department/Company Secretary is responsible for providing legal support and advice to the company.
• He/she shall monitor and advise on all legal matters, commercial contracts and agreements.
• The Legal Officer shall ensure the company complies with all statutory and corporate governance practices and guidelines observed in the financial industry.

Job Description

• Flexibility
• Team work ability
• Excellent research skill.

Responsibilities

• Draft a variety of legal agreements.
• Provide advice on corporate legal issues and business matters.
• Provide internal advisory services to the departments with the company.
• Monitor the maintenance of the registers and other records required to be maintained by the company under the Companies and Allied Matters Act (CAMA) and other statutes.
• Assist in the development of guidelines, policies or procedures.
• Give legal advice on the best dispute resolution to employ.
• Liaise with external solicitors to ensure that litigation matters involving the company are handled with expertise.
• Co-ordinate the meetings of the Board and Board Committees and creating schedules and timetables for the meeting of the Board and its Committees.
• Attend all Committee meetings with the objective of preparing minutes and circulating same for reviews prior to the next meeting dates.
• File annual returns and post incorporation documents of the company with the Corporate Affairs Commission
• (CAC).
• Carry out extensive due diligence on prospective customers with which the company intends to enter legalrelations.
• Carry out any other function which may be assigned him/her by the Head of Legal Department/Company Secretary

Job Title: Credit Underwriting Executive

Location: Lagos
Employment Type: Full-time

Roles and Responsibilities

• Reviewing & analyzing the creditworthiness of all potential customers based on risk criteria.
• Performing various departmental functions including loan covenant monitoring, risk rating, audit preparation and recovery when assigned by HOD
• Carrying out due diligence on Potential Clients.
• Reviewing application for credit facilities with a view to point out deviations from the company’s credit policy and highlight quality assurance issues in credit proposals received from business areas.
• To evaluate all quantitative details in the applications with a view to make objective decisions based on empirical facts from financial information evaluated.
• To communicate to the business areas the credit corners and the quality assurance issues for responses/resolutions.
• Ensure Credits requiring amendments are communicated to the business areas to amend as appropriate.
• Detecting fraudulent applications with falsified/forged documents.
• Ensuring that all credit approvals, KYC are in place documentation is duly executed and that the company’s interest is well protected.
• Conducting credit search (CRS & CRC Report) on credit bureau database.
• Conducting Email Verification & preparing Transaction Consummation Report.
• Reviewing transactions for final checklist and approval.

Job Title: Receivables and Reconciliation Officer

Location: Lagos
Employment Type: Full-time

Job Description

• The incumbent will provide financial, administrative and clerical support by ensuring that the company receives payments for credit facilities and that received payments are properly recorded by posting receipts and resolving discrepancies according to established policies and procedures in an efficient, timely and accurate manner.

Responsibilities
Receivables & Reconciliations Officer:

• Ensures that receipts are issued to clients on receipt of payments.
• Account reconciliations such as bank, clearing, billings, etc.
• General Ledger reconciliations.
• Performing daily financial transactions such as verifying, calculating and posting accounts receivable data.
• Maintain accounts receivable, customer files and records. Escalate issues/downtime with billing systems.
• Producing monthly financial and management reports as at when due.
• Verify the validity of account discrepancies by obtaining and investigating information from sales, customer service departments and customers.
• Supporting the month-end closing process.
• collect data and prepare monthly metrics.

Key Performance Indicators

• Generating Invoices/Account Statements
• Performing Account Reconciliations.
• Maintaining accounts receivable, billing systems, files and records.
• Management Reports.
• Investigating and resolving any irregularities or enquiries.
• Assisting the Team with General Financial Analysis.

Requirements

• B.Sc in Economics, Accounting, Business Administration or any related field, with two to three years of experience in reconciliations.
• Excellent Knowledge of Microsoft Excel and Google Sheets
• Must possess data analytical skills.

Salary
N150,000 – N200,000 Monthly.

Job Title: Human Resource Business Partner

Location: Yaba, Lagos
Employment Type: Full-time

Scope and Impact

• The Human resource Business Partner will be grossly responsible for the effective staffing of the group by assessing, planning and reviewing the structure and staffing needs of individual departments and teams, constantly optimizing them to meet the business needs of the organization.
• The Human Resource Business Partner (HRBP) is responsible for ensuring that all manpower requisition, recruitment policies and procedures as well as departmental structures throughout the organization fit the needs, goals, and aims of individual departments and entire organization.
• He/she will understand and interpret all operations within each department and ensure that the required structures and resources are put in place to achieve set objectives. He/she will be responsible for mapping and strategizing and evaluating the manpower of the company, planning the departmental structures and ensuring all approved structures are fully optimized and functional.

Responsibilities

• Consult with hiring managers to develop and execute compelling recruitment strategies and tactics to source, screen and select a highly talented and diverse workforce in an efficient, cost effective and timely manner.
• Carry out periodic reviews of all department’s structures to ensure they are in line with the business trend and objective
• Develop and implement a progressive sourcing strategy tailored to each individual department, to increase diverse talent acquisition and retention.
• Create and drive unique, innovative recruitment plans to build a continuous pipeline of applicants per available/future needs of each department, as well as maintain a healthy talent pool for replacement needs.
• Design and effect standardized and well-structured succession and replacement plans to continuously meet the manpower needs of each department
• Analyze the recruitment process to identify efficient and improvement opportunities and periodically provide.unit’s activity report for management.
• Analyze recruitment trends and activities per department and periodically provide reports to management based on findings and recommendations .
• Analyze the recruitment process to identify efficient and improvement opportunities and periodically provide unit’s activity report for management.
• Overseeing recruitment efforts and teams; remaining current on trends and innovative recruitment techniques in order to compete in market and within industry.
• Analyzing recruitment trends for attracting the best talent through researches and leveraging on acquired data to build and expand metrics that measure effectiveness
• Design competency frameworks for all new roles co- identified with line managers
• Ensure all compensation structures for new/vacant roles are benchmarked

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should send their CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the email.