Rosabon Financial Services – Award winning Rosabon Financial Services is a member of the Concept Group. Licensed by the Central Bank of Nigeria, CBN on April 22, 1993 and being a long standing member of the Equipment Leasing Association of Nigeria (ELAN), the organization has evolved into Nigeria’s leading Non-Banking Financial Intermediary and Equipment Leasing firm focused on niche and general markets.
We are recruiting to fill the position below:
Job Title: Loan Sales Executive (Consumer Lending)
Locations: Abuja (FCT) , Lagos and Rivers
Employment Type: Full-time
Job Summary
- The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.
Duties & Responsibilitis
- Evaluate credit worthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Review loan agreements to ensure that they are complete and accurate according to policy
- Update account records, Compute payment schedules and transactions on ERP
- Confer with underwriters to aid in resolving loan application problems.
- Update job knowledge on types of loans and other financial services
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
- Go the “extra mile” to build trust relationships, customer loyalty, and satisfaction throughout the underwriting process
- Operate in compliance with laws and regulations and adhere to lending compliance guidelines
Qualifications / Requirements
- BS Degree in Finance, Economics, or a related field
- Proven working experience as a Loan Officer
- Familiarity with computers and banking applications/software
- Solid understanding of direct/indirect lending products and practices
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal-oriented environment and meet the set target
Skills / Competencies:
- Excellent communication and interpersonal skills
- Integrity and Analytical skills.
- Strong Negotiation and sales skills
- Proficient in MS packages and Software
- In-depth knowledge of computers, MS Packages, and banking software
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should forward their CV to: [email protected] using the Position as the subject of the email.
Job Title: Account Manager – Deposit Mobilization
Locations: Abuja, Lagos and Port Harcourt – Rivers
Job Description
- Source appropriately priced and structured deposit liabilities for the company from retail and institutional sources.
- Meet, maintain and exceed set targets.
- Cultivate new clientele on a regular basis.
- Cultivate and maintain courteous and efficient relationships with clients.
- Timely response to feedback and other customer-related issues or requests.
- Participate in creating new and better marketing based on field experience.
- Visit, engage prospects and maintain liability generated
- Propose services, up-selling and cross-selling whenever possible
- Recruit, train and build sales teams across the country
- Increase number of Treasury services taken up by Clients
- Ensure the effective, high-quality management of Clients
- Conduct periodic competitor analysis, reviewing product rates and requirements
- Prepare and send a periodic reportto management
- On-board and manage subordinates to maintain a consistently high number of prospects, and with a high conversion rate
- Evaluate structure, negotiate, and close new transactions, portfolio restructurings, rescheduling, capital increases, equity sales, etc.
Requirements
- Minimum education level – First Degree in any discipline from a reputable academic institution. Post-graduate qualification(s) and professional membership will be an added advantage.
- 5+ years of experience in sales and business development. Experience in a financial institution is a MUST
- Demonstrated track record of meeting / exceeding targets as an individual contributor.
- Successful experience building a territory from little or nothing.
- Working knowledge of deal structuring and closing principals.
- Strong communication and networking skills.
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should send their CV to: [email protected]using the Job Title as the subject of the mail.
Job Title: Head, Internal Audit and Compliance
Location: Lagos
Employment Type: Full-time
Job Description
- The Head, Audit & Compliance is grossly responsible for ascertaining and assessing the soundness of accounting and financial controls and procedures.
- He/she assesses the accuracy, timeliness, and relevance of management information, appraising the efficiency of established policies and procedures, reviewing them in the light of changing circumstances, and ensuring that Internal Control checks are carried out on all pre-disbursement transactions.
Other Duties include:
- Give comprehensive reports on Audits and proffer immediate solutions.
- Conduct an Audit to identify business risk areas and give recommendations on weaknesses identified.
- Carry out pre/post transaction Audit through the Audit checklist on daily basis.
- Ensure timely processing of new transactions in accordance with policies
- Ensure timely completion of Audit plans
- Ensure conformance and compliance with Policies, Procedures, and Professional Standards, as well as a high delivery of operations in accordance with the approved budget, etc.
Requirements & Skills
- Master’s in Accounting, Finance, or any other related field, with relevant certificates and professional membership
- Minimum of 8 years cognizant experience with other relevant professional certifications
- Demonstrated skills, knowledge, and experience in auditing; internal audit standards, ethics, and fraud awareness
- Strong analytical and documentation skills
- Experienced in recommending Results / Corrective Actions.
Application Closing Date
7th August, 2022.
Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title as the subject of the mail.
Job Title: Lease Executive
Locations: Abuja (FCT) and Port Harcourt – Rivers
Employment Type: Full-time
Details
- The lease executive will build and preserve trusting relationships with our clients to get quality risk assets being Corporate Loans, operating and finance leases. We’ll rely on you to find ways to outperform our competition and maintain our company’s positive image.
- Ultimately, you’ll maintain strong relationships with the company’s clients to boost our brand and profits.
Job Description / Responsibilities
- Generate High-Quality Risk Assets
- Identify key staff in client companies to cultivate profitable relationships
- Resolve clients complaints quickly and effectively
- Understand clients’ needs and develop plans to address them
- Promote excellent customer service.
- Aim to preserve customers and renew contracts
- Approach potential clients to establish relationships
- Gain solid knowledge of competitors to build new profitable products
- Building positive relationships with customers
- Identifying opportunities for greater profits
- Intuitive to customers’ needs
- Strategic thinker and ability to analyze and solve problems quickly
- Attentive to detail and organized
- Must be self-motivated, flexible, and able to manage other assigned tasks
- Prepare reports as at when due or assigned.
- Other activities assigned by the head of the unit for better team productivity.
Skills / Competencies / Requirements
- B.Sc / BA in Business Administration or similar field
- A minimum of 4 years of work experience.
- Proven experience in Sales and Business Development
- Knowledge of customer management practice
- Experience in Risk Assets creation
- Experience in leasing
- Problem-solving attitude
- Excellent communication skills
- Aptitude for fostering positive relationships
- Teamwork and good work ethics.
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should send their CV to: [email protected] using the Job Title and Location as the subject of the mail.
Job Title: Senior Deposit Mobilization Officer
Locations: Abuja (FCT), Lagos and Rivers
Duties & Responsibilities
- Source appropriately priced and structured deposit liabilities for the company from retail and institutional sources.
- Meet, maintain and exceed set targets
- Cultivate new clientele on a regular basis.
- Cultivate and maintain courteous and efficient relationships with clients.
- Timely response to feedback and other customer-related issues or requests.
- Participate in creating new and better marketing based on field experience.
- Visit, engage prospects and maintain liability generated
- Propose services, up-selling and cross-selling whenever possible
- Recruit, train and build sales teams across the country
- Increase number of Treasury services taken up by Clients
- Ensure the effective, high-quality management of Clients
- Conduct periodic competitor analysis, reviewing product rates and requirements
- Prepare and send a periodic report to management
- On-board and manage subordinates to maintain a consistently high number of prospects, and with a high conversion rate
Qualifications
- Minimum education level – First Degree in any discipline from a reputable academic institution.
- Post-graduate qualification(s) and professional membership will be an added advantage.
- 5+ years of experience in sales and business development. Experience in a financial institution is an added advantage
- Demonstrated track record of meeting / exceeding targets as an individual contributor.
- Successful experience building a territory from little or nothing.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should forward their CV to: [email protected] using the Job Title as the subject of the email.
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Important Notes
- The above statements are intended to describe the general nature and level of work to be performed by people assigned to this job.
- They are not to be construed as an exhaustive list of all responsibilities, duties and skills required of personnel so classified.
- All personnel may be required to perform other responsibilities in addition to those specified from time to time, as needed.
- We do not charge any application, processing, training, interviewing, testing or other fee in connection with the application or recruitment process. Should you receive a solicitation for the payment of a fee, please disregard it.
- Furthermore, please note that emblems, logos, names and addresses are easily copied and reproduced. Therefore, you are advised to apply particular care when submitting personal information on the web.
- We are an equal opportunity employer and value diversity inclusion. We do not discriminate on grounds of colour, race, nationality, religion, age, ethnic origin, disability, gender, marital status, or sexual orientation in our employment practices
- Our people are all equally gifted in unique ways: we come from diverse traditions, personal experiences and points of view. And we want to include yours, Are you ready to inspire us with your ideas?
- We encourage all applicants to apply and does not practice any discrimination in any recruitment process.
- Applications submitted after the deadline will not be considered.
- Due to the urgency of the position, we have the right to recruit a candidate who matches the required profile before the above deadline
- Only qualified candidates will be invited for interview
Publisher’s Note:
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A cover letter is a one-page document that you submit with your resume to express your interest in a job opening. The purpose of a cover letter is to introduce yourself to an employer and provide a brief overview of your work history, professional skills, and an explanation why you’re the best fit for that job.
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