Step-by-Step Guide on How to Link NIN/BVN to Your GTB Account Are you a GTBank account holder, Then you would need to add NIN and BVN to your information if you have not done that before or if there is a form you are filling. upon creating account you were asked to provide your National Identification Number (NIN) and Bank Verification Number(BVN) to be linked to your GTbank account (link NIN to GTbank account), if you happen to be among those that their information was not completely updated on creating account. We would show you how to link NIN to GTbank account Online and other banks.
Recently, GTBank issued an important account security notification to its customers, urging them to link their National Identification Number (NIN) and Bank Verification Number (BVN) to their bank accounts, to maintain active account status.
Failure to comply with this mandatory security requirement could result in restrictions on fund withdrawal and receipt from GTBank accounts.
In this article, we provide a comprehensive guide on different methods to link your NIN and BVN to your GTBank account, ensuring uninterrupted banking services and avoiding potential inconveniences.
What is NIN (link NIN to GTbank account)
National Identification Number in short – NIN is a set of numbers assigned to an individual upon successful enrolment. Enrolment consists of the recording of an individual’s demographic data and capture of the ten (10) fingerprints, head-to-shoulder facial picture and digital signature, which are all used to cross-check existing data in the National Identity Database to confirm that there is no previous entry of the same data.
First Method: Visit a GTBank Branch:
- Documents Needed: You’ll need to provide your GTBank account details, NIN slip, and BVN.
- Approach Customer Service or Help Desk: Visit any GTBank branch near you and approach the customer service or help desk.
- Provide Your Information: Fill out a NIN linkage form or provide your NIN and BVN verbally along with other identification details.
- NIN and BVN Verification Process: GTBank will verify your information and documents provided.
- NIN and BVN Confirmation: Upon successful verification, request confirmation that your NIN and BVN have been linked to your GTBank account.
Second Method: Use GTBank USSD Code:
- Input BVN: Using the mobile phone number registered with your GTBank account, input your BVN into the GTBank USSD code *737*20*BVN#.
- Dial Send Button: Dial the send button to link your BVN to your GTBank account at zero charges.
Third Method: Visit GTBank Website:
- Access Online Self-service Portal: Visit the GTBank website and access the online self-service portal.
- Provide Account Details: Enter your GTBank account number and submit your BVN and NIN details online.
- The National Identification Number (NIN) consists of 11 non-intelligible numbers randomly chosen and assigned to an individual at the completion of enrolment into the National Identity Database (NIDB).
- Once a NIN is assigned to an individual, it can never be reassigned, given or used by another person – that makes it unique in nature.
- In the case of the demise of an individual, his/her NIN is retired once a death certificate is presented to the Commission and the individual’s death is established.
- The NIN is used to tie all records about an individual in the database and is also used to establish or verify his/her identity.
- All citizens and legal residents in Nigeria, from age zero (birth) and above are eligible to enrol for their NINs.
- The NIN should be closely guarded by individuals and not revealed to all and sundry except to relevant authorities when requested (for instance it shouldn’t be disclosed online over social media and should not be printed along with contact details on business cards or other office stationery).
- Enrolling for and obtaining the NIN is FREE.
Now you know what NIN is and how to obtain one from nearest NIMC office near you, you have to download the NIMC app from playstore or appstore.
Download NIMC on Google Playstore
Download NIMC on Apple App Store
With any of these app, you can now create a Virtual NIN (VNIN).
What Does Virtual NIN means? (link NIN to GTbank account)
Virtual NIN is also a tokenized version of the person’s actual NIN which another party verifying the number cannot retain and use in a way that puts the individual’s data privacy at risk. It consists of a set of 16 alphanumeric characters.
NIN tokenization helps to protect an individual’s data privacy via the use of an encrypted, coded representation (“disguised”) version of the NIN rather than actual NIN itself in day-to-day transactions.
User IDs, QR codes, the Virtual NIN and even verification log details on the MWS Mobile ID app are all types of NIN tokenization in that they all hide the NIN of the user. Collectively they are referred to as digital tokens used to represent the NIN.
All a person does is display any of these tokens before an authorised vendor wishing to verify the person’s identity in the process of providing a service. The authorised vendor is then able to securely connect to NIMC services to have the token checked. NIMC on its own end decrypts the token to verify the NIN and related details then sends results back to the vendor. All the vendor sees are the token and NIMC’s verification results. The NIN remains concealed to the vendor and the vendor’s systems throughout the process.
How Virtual NIN Works
NIMC’s MWS Mobile ID app comes with a feature which provides the user with a Virtual NIN.
This Virtual NIN is also a tokenized version of the person’s actual NIN which another party verifying the number cannot retain and use in a way that puts the individual’s data privacy at risk.
It consists of a set of 16 alphanumeric characters.
The Virtual NIN itself (not the NIN record it represents) expires 72 hours after being generated.
You can use the Virtual NIN when digitally verifying your identity with a verifying agent or enterprise who needs to confirm your identity before offering you a service (banks, airports, shopping delivery and so on).
USSD COde For Virtual NIN (VNIN)
- To generate a Virtual NIN via USSD, dial *346*3*Your NIN*AgentCode#
- An SMS message will be sent back to you containing the Virtual NIN generated for you.
How To Generate Virtual NIN from MWS NIMC Mobile App
- Launch the MWS Mobile ID app installed on your device (Android or iOS). Make sure you have the current version of the app installed or updated on your mobile device.
- Enter your PIN on the lock screen to continue.
- Select the “GET VIRTUAL NIN” button on the “Home” screen.