The Concept Group Recruitment 2026: Reconciliation Officer, Credit Underwriting Admin, Etc. Jobs
The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services – Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova – Bespoke Enterprise IT Solutions Company, Percy Aitkins – Bureau De Change.
We are recruiting to fill the position below:
Job Title: Reconciliation Officer
Location: Nigeria
Employment Type: Full-time (Hybrid)
Job Summary
- We are looking for a detail-oriented and analytical Reconciliation Officer to join our team.
- The ideal candidate will be responsible for ensuring the accuracy and completeness of financial transactions through effective reconciliation processes and timely resolution of discrepancies.
Key Responsibilities
- Perform daily reconciliation of bank statements against ERP and general ledger balances.
- Investigate unreconciled transactions, failed postings, duplicate entries, and suspense items.
- Monitor and resolve settlement exceptions within approved timelines.
- Generate reconciliation and exception reports for management review.
- Liaise with internal teams to resolve discrepancies and posting issues.
- Maintain proper documentation and audit trails for reconciliation activities.
- Support audit exercises and ensure compliance with financial control processes.
Requirements
- Bachelor’s Degree in Accounting, Finance, Economics, Banking, or related field.
- 2–4 years’ experience in reconciliation, finance operations, accounting, or financial control.
- Strong understanding of ERP systems, banking operations, and ledger management.
- Proficiency in Microsoft Excel and financial reporting tools.
- Strong analytical and problem-solving skills.
Skills & Competencies:
- Financial Reconciliation & Analysis.
- Attention to Detail.
- Data Interpretation & Reporting.
- Stakeholder Communication.
- Time Management.
- Operational Risk Awareness.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should send their CV to: mary.taiwo@conceptgroup-ng.com using the Job Title as the subject of the email.
Job Title: Credit Underwriting Admin
Locations: Nigeria
Employment Type: Full-time
About the Role
- We are seeking a sharp, detail-oriented Underwriting Administrator to support our underwriting team in a financial lending environment.
- This is an entry-level role ideal for a smart, proactive candidate with strong Excel skills and a willingness to learn underwriting processes within loan and credit operations.
Key Responsibilities
- Support underwriters with data entry, documentation, and loan file preparation
- Maintain and update underwriting trackers and reports using Excel
- Conduct basic research on underwriting guidelines, credit policies, and financial products
- Review submitted documents for accuracy and completeness
- Assist with compliance checks and internal process documentation
- Liaise with internal teams to resolve missing or unclear information.
Requirements
- Minimum of OND / HND / B.Sc Degree in any discipline (Finance, Business, Economics is a plus but not required)
- Strong proficiency in Microsoft Excel(formulas, sorting, data validation, basic reporting)
- High attention to detail and strong analytical skills
- Willingness and ability to research and quickly learn underwriting concepts in financial services
- Good written and verbal communication skills
- Strong organizational and time-management abilities.
Ideal Candidate:
- Smart, curious, and eager to grow in financial services
- Comfortable working with numbers, data, and documentation
- Able to work independently and meet deadlines
- Interested in building a career in credit, risk, or underwriting operations.
Application Closing Date
2nd July, 2026.
How to Apply
Interested and qualified candidates should send their CV to: tonna.nwobodo@conceptgroup-ng.com using “Underwriting Admin” as the subject of the mail.
Job Title: Junior Quant / Scorecard Analyst
Location: Nigeria
Employment Type: Full-time
Job Purpose
- The Junior Quant / Scorecard Analyst supports the development, monitoring, and maintenance of credit scoring models and quantitative risk tools.
- The role focuses on data preparation, modelling assistance, portfolio analytics, and documentation to enhance credit decision-making and improve portfolio performance across retail, SME, MFB lending, and fintech lending products.
Key Responsibilities
Data Preparation & Management:
- Extract, clean, and organize datasets for credit modelling and analysis.
- Work with data engineering and MIS teams to ensure data integrity and completeness.
- Conduct data quality checks and produce summary statistics.
Scorecard & Model Development Support:
- Assist seniors in building credit scoring models (application, behavior, collection).
- Perform exploratory data analysis (EDA) and variable selection.
- Support model development using logistic regression, decision trees, and basic ML techniques.
- Prepare model datasets, feature engineering, and transformations.
Model Monitoring & Performance Tracking:
- Monitor model KPIs such as Gini, KS, AUC, PSI, and score distribution.
- Track override patterns, approval rates, and model drift.
- Prepare monthly and quarterly model performance reports.
Portfolio Analytics:
- Assist with analysis of delinquency trends, roll rates, NPL ratios, and credit losses.
- Support cohort/vintage analysis for MFB and money lending products.
- Provide insights to help refine underwriting policies and risk strategies.
IFRS 9 & Regulatory Support (Basic):
- Support model documentation and basic calculations for expected credit loss (ECL).
- Assist with regulatory submissions related to credit scoring or risk models.
- Maintain compliance with data and modelling standards.
Documentation & Reporting:
- Prepare model documentation (methodology, testing, assumptions).
- Draft monitoring reports and dashboards for internal users.
- Ensure all development steps follow model governance rules.
Collaboration:
- Work with underwriters, credit analysts, and product teams to understand business requirements.
- Provide quantitative insights for new product development and risk appetite changes.
- Support Senior Modellers and Analysts in project execution.
Key Performance Indicators (KPIs)
Model Development & Support
- Accuracy and timeliness of data preparation for modelling.
- Contribution to scorecard development (quality of EDA, feature selection, model testing).
- Reduction in model development timelines.
Model Performance Monitoring:
- Timely submission of monthly/quarterly monitoring reports.
- Accuracy of model KPIs (AUC/Gini/KS/PSI) tracking.
- Early identification of model drift or performance issues.
Data Quality & Governance:
- Reduction in errors in modelling datasets.
- Compliance with data governance and documentation standards.
- Number of data quality issues detected and resolved.
Portfolio Impact:
- Improvements in approval rate or bad rate linked to scorecard refinements.
- Accuracy of risk segmentation insights.
- Effectiveness of analytical support for credit policy changes.
Efficiency & Automation:
- Number of automated scripts/reports developed (e.g., Python, SQL).
- Reduction in manual reporting effort.
- Improvement in turnaround time for analytical tasks.
Collaboration & Stakeholder Support:
- Feedback from senior modellers, underwriters, and product teams.
- Timeliness and quality of ad-hoc analysis delivered.
- Contribution to cross-functional risk initiatives.
Qualifications & Experience
- Bachelor’s Degree in Statistics, Mathematics, Data Science, Computer Science, Economics, Engineering, or similar.
- 1–3+ years of experience in credit analytics, data analysis, quantitative modelling, or related fields.
- Knowledge of Python, R, or SAS (basic to intermediate).
- Ability to write SQL queries and work with structured datasets.
- Understanding of credit scoring, logistic regression, and model validation concepts.
- Experience in banking, microfinance, or digital lending is an advantage.
Skills & Competencies:
- Strong quantitative and analytical skills.
- Basic knowledge of credit risk metrics and scorecard frameworks.
- Proficiency in Python/R and SQL for modelling and analysis.
- Ability to work with large datasets and identify patterns.
- Good communication and documentation skills.
- Willingness to learn advanced modelling and machine learning techniques.
- Detail-oriented and committed to data accuracy.
Application Closing Date
15th July, 2026.
How to Apply
Interested and qualified candidates should send their CV to: mary.taiwo@conceptgroup-ng.com using the Job Title as the subject of the mail.
Job Title: IT Support Engineer
Location: Nigeria
Employment Type: Full-time
Job Summary
- We are a dynamic organization seeking a competent and proactive IT Support Engineer to join our team and support internal IT operations.
- The IT Support Engineer will be responsible for providing technical support to internal users, maintaining IT systems, and ensuring efficient operation of hardware and infrastructure.
Key Responsibilities
- Provide first and second-level technical support to users
- Troubleshoot hardware and software issues
- Log, track, and resolve IT support tickets
- Support desktops, laptops, printers, telephones, and mobile devices
- Manage IT asset inventory and conduct regular audits
- Configure and deploy new systems and devices
- Support Active Directory and access control systems
- Document troubleshooting procedures and IT processes.
Key Performance Indicators (KPIs)
- Achieve 90% ticket resolution within SLA
- Respond to support requests within 30 minutes
- Maintain 100% accuracy in asset inventory
- Ensure high user satisfaction (minimum 4.5 rating).
Qualifications & Requirements
- Bachelor’s degree in Information Technology, Computer Science, or related field
- Relevant certifications (e.g., CompTIA A+, Microsoft Certified, ITIL)
- Proven experience in IT support, system administration, or networking
- Good knowledge of current IT tools and systems
- Ability to provide 1st and 2nd level support.
Application Closing Date
15th July, 2026.
How to Apply
Interested and qualified candidates should send their CV to: mary.taiwo@conceptgroup-ng.com using “IT Support Engineer” as the subject of the mail.
The Concept Group Recruitment 2026: Reconciliation Officer, Credit Underwriting Admin, Etc. Jobs
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