Palmpay Limited Recruitment 2026: Business Developer, Credit Risk Manager, Etc. Jobs
PalmPay is a fianacial service provided by PalmPay Limited, licensed and regulated by the Central Bank of Nigeria (CBN). Deposits are insured by the Nigerian Deposit Insurance Corporation (NDIC). We empower individuals and businesses with payments solutions, high-yield investment opportunities, and easy-to-use tools for financial management. We are a global company with a presence in Nigeria, Ghana, Tanzania, and the United Kingdom.
We are recruiting to fill the position below:
Job Title: State Manager
Location: Nigeria
Job Summary
- The State Manager will be responsible for driving merchant acquisition, SME loan growth, and the performance of Business Development Managers (BDMs) and Business Developers (BDs) within the assigned state.
- The role requires strong leadership, market expansion expertise, and the ability to build, coach, and manage high-performing field sales teams while ensuring operational excellence and target achievement.
Key Responsibilities
- Drive merchant acquisition and SME business growth across the assigned state.
- Recruit, coach, and manage BDMs and BDs to achieve sales and productivity targets.
- Identify high-potential markets and develop effective expansion strategies.
- Monitor field activities, ensure compliance with SOPs, and improve market execution.
- Analyze sales performance and market trends to drive continuous improvement..
Requirements
- Bachelor’s Degree in Business Administration, Marketing, Economics, or a related field.
- 3-4 years’ experience in sales management, merchant acquiring, SME lending, agency banking, or fintech operations.
- Proven experience leading field sales teams and driving market expansion.
- Strong understanding of merchant acquisition, business development, and performance management.
- Experience in fintech, banking, digital lending, or microfinance is mandatory.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should send their CV to: otumunye.flourish@flexi-bank.com using “State Manager” as the subject of the email.
Job Title: Junior Anti-Fraud Analyst
Location: Nigeria
Employment Type: Contract
Work schedule: Onsite – Monday – Friday
Description
- As a junior anti-fraud analyst, when a customer takes out a loan and immediately stops paying, dig into the accounts and find out why.
- Look at data from our risk control, sales, and loan application review teams to figure out if the customer genuinely can’t pay or if they tricked our systems to get approved. Learn to spot dishonest behavior early so we can protect the business.
Key Responsibilities
- Investigate risk cases: Look closely at accounts that go into high default rate after getting a loan to see if the information they provided was real or fake.
- Audit approved applications: Review cases that were recently passed and approved by the loan application review team to spot any red flags or missed warning signs.
- Review team data: Review cases within 72 hours into loan and confirm device ownership, ascertain if the sales team are selling to the right customers and detect early repayment risk.
- Flag fraud behavior: Keep an eye out for tricks (Falsified images, inflated incomes or colluding with sales agents) and flag those accounts immediately to the field collection team for possible retrieval.
- Report findings: Keep clean and simple notes on investigations so the team knows exactly why an account was flagged.
- Loss review cases: Daily review loss and stolen cases with relevant reports.
What we’re looking for
- Basic data skills: Comfortable working with spreadsheets (like Excel or Google Sheets) to sort through customer information.
- Good communication: Explain findings clearly without using overly complicated technical words in Yoruba and Hausa
- Experience: 1–2 years of experience in risk, finance, customer service or data entry with a strong interest in fraud prevention.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Job Title: Credit Risk Manager
Location: Nigeria
Employment Type: Full-time
Job Summary
- The Credit Risk / Underwriting Manager will lead the credit underwriting function for SME loans, ensuring high-quality credit decisions in line with the Bank’s credit policies and risk appetite.
- The role involves overseeing the underwriting team, reviewing complex credit applications, managing portfolio quality, and collaborating with Risk, Verification, Collections to minimize credit losses while supporting sustainable business growth.
Key Responsibilities
- Lead and supervise the Credit Underwriting team, ensuring timely and accurate credit decisions.
- Review and approve SME loan applications in line with the our credit policy and risk framework.
- Assess complex credit proposals, financial statements, cash flow, and business performance.
- Monitor portfolio quality, identify emerging credit risks, and recommend mitigation strategies.
- Work closely with Field Verification, Collections, Sales, and Risk teams to improve loan quality and reduce default rates.
- Develop and implement underwriting standards, policies, and process improvements.
Requirements
- Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field.
- 5-8 years experience in credit underwriting, credit risk management, or SME lending.
- Previous experience in banking, fintech, digital lending, or microfinance is mandatory.
- Sound understanding of SME credit analysis, financial statement analysis, and lending policies.
- Excellent leadership, stakeholder management, and report-writing skills.
- Professional certifications such as ACIB, ACA, ACCA, CFA, FRM, CRCMP, or related risk/credit certifications will be an added advantage.
Application Closing Date
Not Specified
How to Apply
Interested and qualified candidates should send their CV to: otumunye.flourish@flexi-bank.com using “Credit Risk / Underwriting Manager” as the subject of the email.
Job Title: Sales Officer
Locations: Kwara, Enugu, Warri – Delta, Benin – Edo, Ondo, Osun, Abia, Akwa Ibom, Imo and Rivers
Job Type: Full Time
Description
- The Sales Officer will be responsible for identifying and onboarding customers for loan products, particularly within markets and small business environments. This is a field-based role that involves daily customer engagement.
Key Responsibilities
- Approach and engage potential customers in markets and business areas
- Educate customers on available loan products and benefits
- Assist customers with loan applications and onboarding process
- Meet daily and weekly loan disbursement targets
Requirements
- No prior experience required (training will be provided)
- Must be comfortable working in the field (markets, shops, business areas)
- Good communication and interpersonal skills
- Candidates must either reside in Kwara, Enugu, Warri, Benin, Ondo, Osun, Abia, Akwa Ibom, Edo, Imo or Rivers.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Job Title: Business Developer
Locations: Anambra, Cross River, Ekiti, Enugu, Lagos and Ogun
Employment Type: Contract
Description
- The Business Developer will be responsible for identifying and onboarding business owners (merchants) to use Flexi MFB’s Pay With Transfer solution.
- This is a field-based role that requires daily engagement with customers.
Key Responsibilities
- Approach and engage business owners in markets and commercial areas
- Educate customers on the benefits of Pay With Transfer (PWT), training will be provided.
- Onboard and assist merchants in opening business accounts
- Meet daily and weekly onboarding targets
Requirements
- 0-1 years experience in sales related role.
- Immediate resumption is prioritized.
- Must reside in states advertised for vacancy.
- Good communication and interpersonal skills
- Energetic, confident, and target-driven.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should send their CV to: otumunye.flourish@flexi-bank.com using “Business Developer and Location” as the subject of the email.
Job Title: Field Verification Officer
Location: Jos, Plateau
Employment Type: Contract
Summary
- The Field Verification Officer will be responsible for conducting on-site verification of merchants and loan applicants, confirming business locations, and ensuring accuracy of information provided during the loan application process.
Key Responsibilities
- Conduct physical visits to verify merchant and customer locations
- Confirm authenticity of business operations and provided information
- Document findings and submit accurate verification reports
- Support loan processing by ensuring verification timelines are met
- Escalate discrepancies or suspicious findings.
Requirements
- Minimum of an OND / HND / B.Sc Degree
- Must reside in Plateau
- Must be willing to work in the field
- Good communication and observation skills
- Ability to follow instructions and submit accurate reports.
Salary
N150,000 monthly.
Application Closing Date
7th August, 2026.
How to Apply
Interested and qualified candidates should send their CV to: otumunye.flourish@flexi-bank.com using “Field Verification Officer – Plateau” and indicate state of residence as the subject of the email.
Palmpay Limited Recruitment 2026: Business Developer, Credit Risk Manager, Etc. Jobs
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Important Notes
- The above statements are intended to describe the general nature and level of work to be performed by those assigned to this function.
- It should not be construed as an exhaustive list of all responsibilities, tasks and skills required of persons so classified.
- All employees may be required to undertake other responsibilities in addition to those specified from time to time, as required.
- We do not charge any application, processing, training, interview, testing or any other fees in connection with the application or recruitment process. If you receive a fee request, please ignore it.
- Also, please note that logos, slogans, names and titles are easily copied and reproduced. Therefore, particular care should be taken when submitting personal information on the web.
- We are an equal opportunity employer that values inclusiveness and diversity. We do not discriminate on the basis of color, race, nationality, religion, age, ethnic origin, disability, gender, marital status or orientation gender in our employment practices
- Our employees are all equally talented in unique ways: we come from diverse traditions, personal experiences and perspectives. And we want to include your ideas, are you ready to inspire us with your ideas?
- We encourage all applicants to apply and do not discriminate in any recruitment process.
- Applications submitted after the deadline will not be considered.
- Due to the necessity of the position, we are entitled to appoint a candidate who matches the required profile before the above deadline
- Only qualified candidates will be invited for an interview
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