Beneresa Consulting Latest Job Recruitment 2026 | Apply Now

Beneresa Consulting is driven by the culture of excellence and strict adherence to global best practices; we have combined our vision with the delivery of services that exceeds customer’s expectations.

We are recruiting to fill the position below:

Job Title: Risk Manager

Location: Berga, Akute – Lagos
Employment Type: Full-time

Key Responsibilities

• Develop and implement the Bank’s risk management framework.
• Monitor credit, operational, fraud, liquidity, technology and digital risks.
• Independently review credit portfolio performance and emerging risks.
• Monitor PAR, NPL, concentration, credit losses and risk limits.
• Conduct risk assessments, stress testing and scenario analysis.
• Monitor fraud, operational incidents and third-party risks.
• Review risks associated with new products and digital channels.
• Prepare risk reports for Management and the Board Risk Committee.
• Ensure compliance with regulatory and internal risk requirements.

Requirements

• B.Sc. / HND in Finance, Accounting, Economics, Risk Management or related field.
• CIBN/ACIB, FRM, ACA, ACCA, CISA or similar qualification is an advantage.
• 7 years’ banking / financial-services experience, including strong risk experience.
• MFB, fintech, digital banking or lending experience preferred.
• Strong knowledge of credit, operational, fraud and enterprise risk.
• Excellent analytical and reporting skills.

Application Closing Date
30th September, 2026.

How to Apply
Interested and qualified candidates send their updated Curriculum Vitae (CV) to: Recruitment@baywoodgrp.com and baywoodgrpjobs@gmail.com using the Job Title as the subject of the mail.

Job Title: Digital Marketing & User Acquisition Manager

Location: Berger Akute, Lagos
Employment Type: Full-time

Key Focus

• Customer Acquisition
• Digital Growth
• Performance Marketing
• Brand.

Qualifications & Experience

• Bachelor’s degree in Marketing, Communications, Business Administration, Digital Media or related discipline.
• 5–8 years’ digital marketing experience, preferably in fintech, banking, telecommunications or technology.
• Demonstrated experience managing digital customer acquisition campaigns.
• Strong knowledge of Meta, Google, TikTok and other digital advertising platforms.
• Experience with performance marketing, SEO, SEM and conversion optimization.
• Strong understanding of CAC, LTV, conversion rates and digital acquisition funnels.
• Experience using analytics tools to measure campaign performance.
• Ability to develop growth strategies for mobile applications.
• Strong understanding of responsible financial advertising and regulatory considerations.

Application Closing Date
30th November, 2026.

How to Apply
Interested and qualified candidates should send their updated Curriculum Vitae (CV) to: Recruitment@baywoodgrp.com and baywoodgrpjobs@gmail.com using the Job Title as the subject of the mail.

Job Title: Finance & Accounting Manager

Location: Akute, Ogun
Employment Type: Full-time

Key Responsibilities
Financial Management & Accounting:

• Oversee the day-to-day accounting and financial operations of the organisation.
• Ensure accurate recording, classification, reconciliation, and reporting of all financial transactions.
• Prepare and review monthly, quarterly, and annual financial statements.
• Monitor income, expenditure, cash flow, assets, liabilities, and financial performance.
• Maintain accurate and up-to-date accounting records in accordance with applicable accounting standards.
• Establish and maintain effective financial controls to safeguard company assets.
• Review general ledger accounts, journals, reconciliations, and financial schedules.
• Ensure timely closure of monthly and annual accounts.

Microfinance Banking Operations:

• Manage and monitor financial activities associated with Microfinance Bank operations.
• Maintain a strong understanding of MFB accounting processes, products, lending operations, deposits, interest income, provisions, and portfolio-related accounting.
• Monitor loan portfolio accounting and ensure proper recognition of interest, impairment, provisions, and write-offs where applicable.
• Work closely with Credit, Operations, Risk, and Internal Audit teams to ensure proper financial controls.
• Monitor branch and operational financial performance where applicable.
• Ensure appropriate accounting treatment of MFB transactions and financial instruments.

Regulatory & Statutory Compliance:

• Ensure compliance with applicable Central Bank of Nigeria (CBN) regulatory requirements relevant to Microfinance Banks.
• Coordinate the preparation and submission of required regulatory and financial reports.
• Ensure timely compliance with statutory financial obligations, including applicable tax and other regulatory remittances.
• Liaise with external auditors, regulatory bodies, tax consultants, and other relevant stakeholders when required.
• Keep management informed of relevant changes in accounting, tax, banking, and regulatory requirements.

Budgeting, Forecasting & Financial Planning:

• Develop and monitor annual budgets and financial forecasts.
• Analyse actual performance against approved budgets and provide explanations for significant variances.
• Provide management with financial analysis and insights to support strategic decision-making.
• Develop financial models and reports to support business planning and growth.
• Monitor cost structures and identify opportunities for improved financial efficiency.

Treasury & Cash Management:

• Monitor daily cash positions and liquidity requirements.
• Ensure effective management of cash and bank balances.
• Monitor inflows and outflows and ensure adequate liquidity for operational requirements.
• Review bank reconciliations and investigate outstanding or unusual transactions.
• Maintain appropriate controls over payments, transfers, and financial approvals.

Audit & Internal Controls:

• Coordinate internal and external audit activities relating to the Finance function.
• Ensure audit queries are appropriately addressed and resolved within agreed timelines.
• Strengthen internal financial controls and recommend improvements where necessary.
• Identify financial risks, control weaknesses, irregularities, and potential areas of financial exposure.
• Ensure proper segregation of duties and adherence to approved financial procedures.

Management Reporting:

• Prepare periodic management accounts and financial performance reports.
• Provide accurate financial information and analysis to the Managing Director and Executive Management.
• Develop relevant financial dashboards and management reports.
• Analyse key financial performance indicators and highlight significant trends, risks, and opportunities.
• Support management in making financially informed business decisions.

Team Leadership:

• Lead, supervise, and develop the Finance and Accounts team.
• Set clear performance expectations and ensure timely delivery of finance activities.
• Review staff performance and provide coaching and professional guidance.
• Promote accuracy, accountability, confidentiality, and ethical conduct within the Finance function.

Required Qualifications & Professional Certification

• Bachelor’s Degree in Accounting, Finance, Economics, or a related discipline.
• ICAN qualification is mandatory – candidates must be a Chartered Accountant or possess an appropriate ICAN professional qualification/status.
• MFB certification/training is mandatory, with demonstrable professional knowledge of Microfinance Bank operations and regulatory requirements.
• Relevant professional banking or microfinance certifications will be an added advantage.
• Strong knowledge of accounting principles, financial reporting, taxation, internal controls, and regulatory compliance.

Required Experience:

• This position is strictly for candidates with relevant experience in the Banking and/or Microfinance Banking sector.
• Minimum of 5 years’ relevant professional experience in Accounting/Finance within a Microfinance Bank or commercial banking environment.
• Previous experience in a Finance Manager, Senior Accountant, Head of Accounts, Financial Controller, or similar senior finance position within an MFB/banking institution is highly desirable.
• Demonstrable experience with MFB financial operations, regulatory reporting, audit, treasury, budgeting, and financial controls.
• Candidates whose experience is exclusively from non-banking industries without relevant MFB/banking experience will not be considered.
• Interested candidates should possess strong professional experience in Microfinance Banking/Banking, hold the required ICAN qualification/certification and MFB-related certification, and demonstrate a solid understanding of financial management within a regulated financial institution.

Key Competencies:
The successful candidate should possess:

• Strong knowledge of Microfinance Banking operations.
• Excellent accounting and financial reporting skills.
• Strong knowledge of CBN/MFB regulatory requirements.
• Financial analysis and interpretation skills.
• Budgeting and financial forecasting capability.
• Strong internal control and audit knowledge.
• Excellent Excel and accounting software skills.
• Strong attention to detail and numerical accuracy.
• Problem-solving and analytical abilities.
• Strong leadership and people-management skills.
• Excellent communication and interpersonal skills.
• High level of integrity, confidentiality, and professional ethics.
• Ability to work under pressure and meet regulatory and reporting deadlines.

Remuneration & Benefits

• The organisation offers a very attractive and competitive remuneration package, commensurate with the candidate’s qualifications, professional certification, banking/MFB experience, and demonstrated competence.

The benefits package includes:

• Very Attractive Salary
• HMO (Health Maintenance Organisation)
• 13th Month Salary
• Professional and career development opportunities
• A structured and performance-driven working environment
• Opportunity to work within a growing Microfinance Banking/Financial Services organisation

Application Closing Date
30th September, 2026.

How to Apply
Interested and qualified candidates should send their updated Curriculum Vitae (CV) to:  Recruitment@baywoodgrp.com  using the  Job Title as the subject of the mail.

Note

• Important: Candidates should be able to conveniently commute to and work from the Akute location.
• Only candidates who meet the MFB/Banking experience and professional certification requirements will be considered.

Job Title: Credit Officer

Location: Berga Akute, Lagos
Employment Type: Full-time

Key Responsibilities

• Review and appraise loan applications.
• Analyse customer income, cash flow and repayment capacity.
• Conduct customer/business verification and credit checks.
• Prepare credit appraisals and loan recommendations.
• Ensure complete and accurate loan documentation.
• Support digital loan processing and underwriting.
• Monitor loan performance and identify early warning signs.
• Follow up overdue accounts and support recovery activities.
• Maintain accurate credit records and ensure policy compliance.

Requirements

• B.Sc./HND in Banking & Finance, Accounting, Economics, Business Administration or related field.
• 2–5 years’ experience in credit/lending.
• MFB, fintech, digital lending, retail banking or SME lending experience preferred.
• Good understanding of credit appraisal and financial analysis.
• Strong numerical, analytical and communication skills.
• Good knowledge of Excel and digital banking systems.

Application Closing Date
30th September, 2026.

How to Apply
Interested and qualified candidates send their CV to: Recruitment@baywoodgrp.com and baywoodgrpjobs@gmail.com using the Job Title as the subject of the mail.

Job Title: Finance & Account Manager

Location: Berger Akute, Lagos
Employment Type: Full-time
Key Focus: Financial Reporting | Treasury | Regulatory Returns | Controls

Description

• The Finance & Accounts Manageris responsible for providing strong financial leadership and ensuring the organization’s financial resources are effectively planned, controlled, accounted for and utilized to support business growth and profitability.
• The role will oversee the organization’s financial accounting, management reporting, budgeting, cash-flow management, taxation, treasury, audit, statutory compliance, financial controls and financial planning.
• The Finance & Accounts Manager will also serve as a key business partner to Management by providing accurate and timely financial information, identifying financial risks and opportunities, controlling costs and supporting strategic decision-making.
• The position is expected to move beyond traditional bookkeeping and reporting by ensuring that finance actively contributes to revenue growth, cost optimization, cash preservation, profitability and sustainable business performance.

Responsibilties

• Manage the day-to-day operations of the Finance & Accounts Department.
• Ensure accurate recording and classification of all financial transactions.
• Maintain complete and accurate accounting records in accordance with applicable accounting standards and company policies.
• Ensure timely preparation of monthly, quarterly and annual financial accounts.
• Review general ledger accounts and ensure appropriate reconciliations are performed.
• Ensure proper maintenance of accounts payable, accounts receivable, fixed assets and inventory records.
• Review accounting entries, journals, provisions, accruals and adjustments.
• Monitor the company’s financial position and provide regular reports to Management.
• Ensure that financial transactions are properly authorized and supported by appropriate documentation.
• Establish and maintain effective financial controls to prevent errors, fraud, leakage and financial mismanagement.

Qualifications & Experience

• Bachelor’s Degree in Accounting, Finance, Economics or related field.
• 5–7 years’ relevant experience, preferably in banking or financial services.
• Must be professionally qualified or progressing strongly toward qualification.
• Strong knowledge of financial reporting, budgeting, management accounts and treasury.
• Experience with CBN regulatory reporting and FinA-related submissions.
• Strong understanding of banking accounting processes.
• Experience with reconciliation, cash management and financial controls.
• Knowledge of IFRS and applicable Nigerian tax requirements.
• Strong Excel/ERP/accounting software capability.
• Certifications: ICAN, ACCA, ACA or equivalent required/preferred depending on final grade.

Application Closing Date
30th November, 2026.

How to Apply
Interested and qualified candidates send their updated Curriculum Vitae (CV) to: Recruitment@baywoodgrp.com and baywoodgrpjobs@gmail.com using the Job Title as the subject of the mail.

Job Title: Commercial, Bids & Contract Manager 

Location: Ikeja, Lagos
Employment Type: Full-time

Job Function

• Commercial, Bids & Contracts Manager is responsible for managing the organization’s Job commercial activities across the full contract and tender lifecycle, from opportunity identification and bid preparation through contract negotiation, award, execution, variations, claims, payment, and final close-out.
• The role The combines commercial management, tender/bid management, contract administration, cost and revenue protection, risk management, client relationship management and commercial performance monitoring.
• The position holder will ensure that all bids and contracts are commercially viable, competitively positioned, contractually sound, properly documented and aligned with the organization’s strategic and financial objectives.
• The role will work closely with Business Development, Finance, Procurement, Legal, Operations, Projects, Engineering, HSE and senior management to protect the company’s commercial interests and maximize profitability.

Key Responsibilities
Commercial Management:

• Develop and implement commercial strategies for projects, contracts and business opportunities.
• Evaluate the commercial viability and profitability of prospective projects and contracts.
• Review project budgets, cost estimates, revenue projections and commercial assumptions.
• Monitor project commercial performance against approved budgets and contractual obligations.
• Identify opportunities to improve project margins, revenue and cash flow.
• Establish commercial controls for projects and contracts.
• Review and approve commercial submissions within delegated authority.
• Monitor actual costs against budgets and identify cost overruns at an early stage.
• Prepare commercial reports for management review.
• Develop pricing strategies that balance competitiveness, profitability and risk.
• Support management in evaluating new business opportunities and strategic partnerships.
• Monitor market trends, competitor pricing, client requirements and industry developments.
• Ensure commercial decisions are supported by accurate financial and operational data.

Bids and Tender Management:

• The Commercial, Bids & Contracts Manager will lead the end-to-end tender process.

Tender Opportunity Management:

• Monitor and identify relevant tenders, RFQs, RFPs, EOIs and commercial opportunities.
• Review tender invitations and prequalification requirements.
• Conduct initial bid/no-bid assessments.
• Evaluate tender requirements, scope, timelines, commercial terms and risks.
• Prepare tender opportunity reports for management approval.
• Maintain a comprehensive tender opportunity pipeline.

Bid Preparation:

• Coordinate multidisciplinary teams in preparing bids and proposals.
• Develop tender submission schedules and assign responsibilities to relevant departments.
• Review technical, commercial and contractual requirements contained in tender documents.
• Coordinate preparation of commercial proposals, pricing schedules and financial submissions.
• Ensure all tender requirements are properly addressed before submission.
• Prepare bills of quantities, pricing schedules, cost build-ups and commercial summaries where applicable.
• Coordinate with technical teams to ensure consistency between technical and commercial submissions.
• Obtain quotations and commercial inputs from suppliers, subcontractors and service providers.
• Validate pricing assumptions and ensure appropriate allowances for overheads, contingencies, escalation and profit.
• Ensure bids comply with client instructions and submission requirements.
• Coordinate final bid review and management approval.
• Maintain bid records, clarifications, addenda and correspondence.
• Conduct post-bid analysis to determine reasons for successful or unsuccessful bids.

Contract Management:

• Review contracts before execution and identify commercial, financial and operational implications.
• Coordinate contract review with Legal, Finance, Operations and relevant technical teams.
• Maintain a contract register covering all active and completed contracts.
• Ensure contract deliverables, milestones, obligations and deadlines are properly tracked.
• Monitor compliance with contractual obligations.
• Identify unfavorable or ambiguous contractual provisions and recommend appropriate actions.
• Manage contract amendments, extensions, renewals and variations.
• Prepare and review contractual correspondence.
• Ensure proper documentation of contractual instructions and approvals.
• Monitor client and contractor/subcontractor compliance with contractual requirements.
• Support contract negotiations with clients, consultants, suppliers and subcontractors.
• Ensure contracts are properly closed out following completion of obligations.

Salary
N1,000,000 per month (Very Competitive with lots of benefit).

Application Closing Date
28th September, 2026.

How to Apply
Interested and qualified candidates send their CV to: Recruitment@baywoodgrp.com and baywoodgrpjobs@gmail.com using the Job Title as the subject of the mail.