Ellasot Consulting Latest Recruitment 2026: Credit Recovery Officer, Business Development Officer, Etc. Jobs

Job Title: Credit Recovery Officer

Location: Port Harcourt, Rivers
Employment Type: Full-time

Job Summary

• We are seeking an experienced Credit Recovery Officer to manage and recover delinquent loan accounts, minimize credit losses, and improve portfolio quality.
• The successful candidate will be responsible for monitoring overdue accounts, communicating with delinquent customers, negotiating repayment arrangements, conducting field recovery activities where necessary, and escalating high-risk accounts for further action.

The Key Requirements
Credit Management:

• Monitor and manage overdue and delinquent loan accounts across assigned customer portfolios.
• Contact customers by phone, email, and physical visits to follow up on outstanding loan repayments.
• Negotiate repayment plans, settlements, and restructuring arrangements with delinquent customers.
• Conduct field visits and other recovery activities as required.
• Track customer commitments and ensure agreed repayment plans are followed.
• Identify high-risk and difficult accounts and escalate them appropriately.
• Maintain accurate and up-to-date records of recovery activities, customer commitments, and payments.
• Prepare regular recovery reports and provide updates on portfolio performance.
• Work closely with the Credit, Sales, Finance, and Legal teams to resolve delinquent accounts.
• Collaborate with the Legal team on escalated recovery actions, including litigation and repossession where necessary.
• Provide recommendations on effective recovery strategies for difficult accounts.
• Ensure all recovery activities comply with company policies, regulatory requirements, and ethical collection practices.
• Identify trends in loan defaults and recommend strategies to improve recovery rates and reduce future delinquencies.
• Analyze portfolio trends and recommend measures to improve repayment performance and reduce losses.
• Ensure proper reconciliation and accuracy of credit and recovery records.

Requirements

• Bachelor’s degree in Finance, Accounting, Business Administration, Economics, or a related field.
• Must have completed NYSC.
• 2 – 5 years of relevant experience in credit recovery, debt collection, credit control, or loan recovery within the financial services sector is mandatory.
• Proven experience managing delinquent loan accounts and developing effective repayment plans.
• Experience in field collections and customer negotiations is an advantage.
• Strong negotiation, communication, and interpersonal skills.
• Strong analytical and problem-solving abilities.
• Good knowledge of credit, loan management, and debt recovery processes.
• Ability to analyze customer repayment patterns and develop data-driven recovery strategies.
• Strong documentation and record-keeping skills.
• Proficiency in Microsoft Word, Excel, and PowerPoint.
• Ability to work independently, meet recovery targets, and manage multiple accounts effectively.
• Knowledge of applicable debt recovery regulations and compliance requirements.
• High level of integrity, professionalism, persistence, and attention to detail.

What We Offer

• Salary: N180,000 – N250,000 monthly.
• Transport allowance.
• Airtime allowance.
• Other benefits as determined by management.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should send their updated CV to: frontdeskellasot@gmail.com using the Job Title as the subject of the mail.

Note: Only candidates resident in Port Harcourt will be considered.

Job Title: Sales Representative

Location: Port Harcourt, Rivers
Employment Type: Full-time

Description

• Our client is seeking a competent, detail-oriented Sales Representative to join its team.
• The successful candidate will be responsible for promoting the company’s products/services, generating new business opportunities, maintaining strong customer relationships, and achieving set sales targets.

The Key Responsibilities

• Identify and pursue new sales opportunities through various channels.
• Promote and sell the company’s products and services to prospective customers.
• Develop and maintain strong relationships with existing and potential clients.
• Conduct product presentations and provide customers with accurate information about products/services.
• Generate leads and convert prospects into customers.
• Meet and exceed assigned sales targets and performance objectives.
• Follow up with prospective and existing customers to close sales and encourage repeat business.
• Handle customer inquiries, complaints, and requests professionally.
• Prepare regular sales reports and provide updates on sales activities and performance.
• Monitor market trends, customer needs, and competitor activities.
• Maintain accurate records of customer interactions, sales activities, and transactions.
• Collaborate with other departments to ensure smooth customer service and order fulfillment.
• Participate in promotional activities, exhibitions, and other business development initiatives when required.

Requirements

• HND / Bachelor’s Degree in Marketing, Business Administration, Sales, or a related field.
• 1–3 years of experience in sales, business development, customer service, or a related role.
• Excellent verbal and written communication skills.
• Strong negotiation, persuasion, and relationship-management skills.
• Customer-focused with a proactive and results-oriented attitude.
• Ability to work independently and as part of a team.
• Good knowledge of Microsoft Office applications.
• Ability to meet sales targets and work in a target-driven environment.
• Willingness to travel or conduct field sales activities when required.

Salary
N90,000 – N100,000 monthly.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should send their CV to: frontdeskellasot@gmail.com using the Job Title as the subject of the mail.

Note: Only candidates resident in Port Harcourt will be considered.

Job Title: Sales Team Lead

Location: Port Harcourt, Rivers
Employment Type: Full-time

Job Summary

• We are seeking an experienced Sales Team Lead to lead, coach, and supervise our sales team in driving loan sales, customer acquisition, portfolio growth, and revenue performance.
• The successful candidate will be responsible for setting and monitoring team targets, Coaching Sales Officers, supporting customer acquisition, overseeing the loan application process, and ensuring the team consistently achieves its sales and portfolio objectives.
• The ideal candidate should have strong leadership, communication, sales, and people-management skills, with proven experience in financial services, lending, or consumer finance.

The Key Responsibilities

• Lead, supervise, and motivate the sales team to achieve individual and team targets.
• Coach and mentor team members to improve sales performance, productivity, and professional development.
• Drive the marketing and sales of the company’s loan products to prospective customers.
• Identify new business opportunities and support customer acquisition and portfolio growth.
• Monitor individual and team sales performance and implement strategies to improve results.
• Ensure loan applications and documentation are properly completed and followed through to disbursement.
• Build and maintain strong relationships with existing and prospective customers.
• Monitor sales activities, pipeline, conversion rates, and portfolio performance.
• Ensure the team achieves sales volumes and targets profitably.
• Analyze market trends, customer needs, and competitor activities, and provide recommendations to management.
• Organize regular team meetings, performance reviews, and sales activities.
• Identify performance gaps and provide appropriate coaching and corrective support.
• Prepare and submit accurate daily, weekly, and monthly sales and activity reports.
• Collaborate with Credit, Recovery, Operations, and other departments to ensure smooth loan processing and customer service.
• Ensure compliance with company policies, procedures, and applicable lending standards.

Requirements

• Bachelor’s Degree (B.Sc.) in Business Administration, Marketing, Finance, Economics, or a related discipline.
• Must have completed NYSC.
• A Minimum of 4 years’ relevant experience in sales, team leadership, or business development within the financial services, banking, microfinance, fintech, or lending sector is mandatory.
• Proven experience managing and leading a sales team.
• Proven track record of consistently achieving or exceeding sales targets.
• Experience in loan sales, consumer lending, microfinance, or financial services is highly preferred.
• Strong leadership, coaching, and people-management skills.
• Excellent verbal and written communication skills.
• Strong negotiation, persuasion, and customer relationship management skills.
• Strong analytical and problem-solving abilities.
• Excellent organizational skills and ability to manage multiple priorities.
• Proficiency in Microsoft Office, particularly Excel, Word, and PowerPoint.
• Ability to work independently and effectively in a target-driven environment.
• High level of integrity, accountability, and professionalism.

Compensation & Benefits

• Salary: N200,000 – N250,000 monthly
• Transport allowance.
• Airtime allowance.
• Commission on product value sold.
• 20% basic salary increase upon achieving the assigned target for two consecutive months.
• Other benefits as determined by management.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should send their updated CV to: frontdeskellasot@gmail.com using the Job Title as the subject of the mail.

Note: Only candidates resident in Port Harcourt will be considered.