Vacancies at Carbon Nigeria

Carbon is a pan-African digital bank with a mission to provide friction-free finance to its customers. Carbon promises to play a fundamental role in its customers’ lives wherever they are, with flexible solutions. We pride ourselves on our efficiency and with just $10mm of equity raised in 2015, we have disbursed over $100m in loans and earned more than $30mm in revenue over the last 2 years. Carbon has operations in Ghana, Kenya, and Nigeria, supported by a talented team spread between Lagos, Nairobi, London, Argentina, and Palo Alto so we operate with a remote-first mindset.

We are recruiting to fill the position below:

Job Title: Senior Android Developer

Location: Nigeria
Employment Type: Full-time

Key Responsibilities

• Drive the direction of the mobile applications in the company to deliver robust, secure and efficient experiences to make our customers happy.
• Design, develop and improve our Android applications across all popular devices.
• Produce technical designs and lead developers during development.
• Build up best practices around Android development, code reviews and training.
• Work with the Quality Assurance team to troubleshoot and resolve issues.

Requirements

• BS/MS Degree in Computer Science, Engineering or a related subject
• Experience building native apps in Android using Java (mandatory) and Kotlin
• Demonstrate strong analytical and problem-solving skills.
• At least 4 years of  software development experience and Android skills development
• Must have published at least one original Android app to the Play Store
• Experience with Android and Firebase SDKs
• Experience working with remote data via REST and JSON
• Working knowledge of the general mobile landscape, architectures, trends, and emerging technologies
• Solid understanding of the full mobile development life cycle.
• Sound knowledge on Android components (Content providers, Broadcast receivers, services, activities, fragments, UI layouts, Intents ..)
• Fast-paced and able to work to deadlines.

The following are optional but will enhance your chances of being selected:

• Knowledge of at least one backend programming language
• Ability to work with UX prototyping tools like Figma, Adobe XD, InvisionApp etc
• Knowledge of GIT
• Test Driven Development, Continuous Integration and/or other automated testing skills.
• Overall software development experience of 5+ years
• Agile Development experience.
• Prior experience working with financial applications

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Business Development Officer – SME (Loans)

Location: Nigeria
Employment Type: Full-time

About the Role

• We are seeking an experienced Business Development professional with a background in SME banking/lending and a proven track record of deal flow particularly in the retail and healthcare sectors for a contract position.
• The successful candidate will be primarily responsible for identifying new business opportunities and loans, building relationships, and driving growth for Carbon Business.

Responsibilities

• Identify and pursue new business opportunities in the SME sector, particularly in retail and healthcare
• Develop and maintain relationships with potential clients, including SME owners, entrepreneurs, and business professionals.
• Develop and maintain a strong pipeline of deals, meeting monthly and quarterly targets
• Conduct preliminary credit investigations to analyze applicants’ willingness and repayment capacity to determine the feasibility of granting loans.
• Initiate and partner with reputable organizations to facilitate lending to their customers.
• Collaborate with internal stakeholders, including credit analysts and loan officers, to assess the creditworthiness of potential borrowers and structure loan proposals.
• Monitor and manage existing loan portfolios to ensure timely repayment and mitigate credit risk.
• Meet or exceed sales targets and contribute to the overall growth and profitability of Carbon Business.
• Prepare and submit regular reports on business development activities, pipeline status, and performance metrics.

Requirements

• Minimum of a Higher National Diploma (HND) in a related field (e.g., Finance, Business, Economics)
• Minimum of 3 years of work experience in SME banking/lending, underwriting, sales, or business development within the financial services industry.
• Proven track record of successfully sourcing and closing business loans, particularly in the retail and healthcare sectors.
• Ability to work independently and as part of a team in a fast-paced, dynamic environment as well as meet deadlines
• Strong analytical skills and attention to detail.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Sales Executive – SME

Location: Nigeria
Employment Type: Full-time

About the Role

• We are looking for a dynamic and enthusiastic Sales Executive to join our SME team.
• This role is crucial in driving the growth of our SME platform by creating awareness, demonstrating the platform’s features, and building strong relationships with potential clients.
• The Sales Executive will focus on proactive outreach and face-to-face interactions.

Responsibilities
Prospecting and Outreach:

• Identify and target potential SME clients through various channels.
• Conduct face-to-face meetings, calls, and networking to build a robust sales pipeline.

Product Demonstrations:

• Conduct engaging and informative demos of our SME platform to potential clients.
• Clearly communicate the benefits and features of our platform to business owners and decision-makers.

Relationship Building:

• Develop and maintain strong relationships with clients.
• Act as the primary point of contact for prospect SMEs, providing them with excellent customer service and support.

Market Awareness and Promotion:

• Attend industry events, trade shows, and networking sessions to promote the SME platform.
• Create awareness of the platform’s features through presentations, webinars, and other promotional activities.

Sales Target Achievement:

• Meet and exceed sales targets and KPIs set by the company.
• Provide regular updates and reports on sales activities and progress to the SME Product Head.

Collaboration:

• Work closely with the Marketing and Product teams to ensure client feedback is incorporated into future product enhancements.
• Coordinate with the business development team to ensure a seamless handover of new clients and opportunities.

Requirements

• Minimum of a Higher National Diploma (HND) in a related field (e.g., Finance, Business, Economics)
• Minimum of 3 years of work experience in SME banking/lending, sales, or business development within the financial services industry.
• Proven experience in HNI sales, preferably in the financial services or technology sectors.
• Excellent communication and interpersonal skills.
• Ability to build and maintain strong relationships with clients.
• Strong presentation skills with the ability to conduct engaging product demos.
• Self-motivated, proactive, and able to work independently.
• Ability to work independently and as part of a team in a fast-paced, dynamic environment as well as meet deadlines.
• Strong attention to detail.
• Willingness to spend a significant amount of time outside the office visiting clients meeting prospects in person, and attending and organizing events.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online