Rosabon Financial Services (RFS) has for over three decades been a trailblazer in the Nigerian financial service industry providing financial solutions through customer-centric services driven by a highly motivated workforce. RFS is licensed and supervised by the Central Bank of Nigeria to provide financial Services to individuals and corporate entities.
We are recruiting to fill the position below:
Job Title: Account Officer – Strategic Partnership
Location: Any City, Nigeria
Employment Type: Full-time
Job Summary
- The Account Officer in the Strategic Partnership Unit is responsible for managing the end-to-end lifecycle of transactions derived from partnership deals.
- This role involves engaging with clients, understanding their financial needs, and securing loans to meet set targets. The Account Officer will coordinate with internal teams and external partners to ensure seamless processing of transactions while maintaining compliance with regulatory requirements.
- Additionally, the role requires maintaining strong client relationships, conducting thorough due diligence, and providing strategic insights to enhance the unit’s performance.
- The Account Officer’s efforts will directly contribute to maximizing the value of partnership deals and driving the overall success of the department.
Requirements and Skills
- Bachelor’s Degree in Finance, Business Administration, Economics, or related field.
- Minimum of 2 years of experience in banking, finance, or a related sector, with a focus on loan management and client relations.
- Proven track record of meeting or exceeding sales targets.
- Strong understanding of financial products and services, particularly loans.
- Excellent communication, negotiation, and interpersonal skills.
- Ability to work independently and as part of a team.
- High attention to detail and analytical skills.
Dutues and Responsibilities
- Client Engagement and Relationship Management: Engage with clients sourced through partnership deals to understand their financial needs and propose suitable loan products. Build and maintain strong relationships with clients to ensure repeat business and referrals.
- Transaction Management: Manage the entire lifecycle of transactions from initial client engagement to loan disbursement. Coordinate with internal teams and external partners to ensure timely and accurate processing of transactions.
- Target Achievement: Meet or exceed set targets for loan bookings and other performance metrics. Develop strategies to maximize loan uptake from partnership deals.
- Compliance and Risk Management: Ensure all transactions comply with internal policies and regulatory requirements. Conduct thorough due diligence and risk assessments for all loan applications.
- Reporting and Analysis: Maintain accurate records of all client interactions and transactions. Prepare regular reports on performance metrics, client feedback, and market trends.
- Market Research and Strategy: Stay informed about market trends, competitor activities, and industry developments.
Application Closing Date
17th August, 2024.
Method of Application
Interested and qualified candidates should send their CV to: careers@conceptgroup-ng.com using the job title as the subject of the mail.
Job Title: Manager – Strategic Partnership
Location: Nigeria (Hybrid)
Employment Type: Full-time
Job Summary
- The Strategic Partnership Manager will play a pivotal role in identifying, establishing, and nurturing strategic partnerships that drive business growth and align with the company’s objectives.
- This role involves conducting market research, building and maintaining relationships with key decision-makers, negotiating and finalizing partnership agreements, and working closely with internal teams to ensure successful implementation and management of partnership.
Responsibilities
Identify Partnership Opportunities:
- Research and Analysis; Conduct comprehensive market research to identify potential partners that align with our strategic objectives. Stay informed about industry trends and competitor activities to uncover partnership opportunities.
- Strategic Alignment; Ensure potential partners align with our company’s vision, mission, and strategic goals.
Develop and Maintain Relationships:
- Relationship Building; Establish and nurture strong relationships with key decision-makers in target companies. Conduct regular meetings and presentations to showcase the benefits of collaboration. Networking; Attend industry events and conferences to network with potential partners.
Negotiate and Seal Deals:
- Negotiation; Lead negotiations to finalize partnership agreements, ensuring terms are mutually beneficial. Legal Coordination;Prepare and review contracts and legal documents in collaboration with the legal team to ensure compliance and protect company interests.
Coordinate with Internal Teams:
- Cross-Department Collaboration;Work closely with sales, marketing, product development, and other departments to ensure alignment and successful implementation of partnership initiatives.
- Reporting; Provide regular updates and reports to senior management on partnership activities and progress.
Manage Partnerships:
- Implementation Oversight; Oversee the implementation of partnership agreements to ensure objectives are met.
- Issue Resolution; Address and resolve any issues that arise during the partnership lifecycle promptly.
Requirements
- Bachelor’s degree in Business, Marketing, or a related field.
- Minimum of 2 years of experience in business development, sales, or partnership management.
- Proven track record of successfully negotiating and securing partnership deals.
- Strong understanding of market trends and industry dynamics.
- Excellent communication, negotiation, and interpersonal skills.
- Ability to work independently and as part of a team.
- Market Research skills
Application Closing Date
17th August, 2024.
Method of Application
Interested and qualified candidates should send their CV to: careers@conceptgroup-ng.com using the job title as the subject of the mail.
Job Title: Sales Team Lead (Asset Creation)
Location: Nigeria
Employment Type: Full-time
Scope and Impact
- The Team lead, Asset creation plays a major role in continuously improving risk asset sales/loan disbursement within the company, and strategically creating relationships for customers while ensuring proper and adequate inflow of new customers and outflow of risk assets in the company to ultimately increase and maintain the credit balance of the company for efficient operation.
Job Summary
- The Team lead, Consumer Lending (Public Sector) will be responsible for driving and optimizing sales within the Asset Creation Team, consistently following up with team members and customers to maintain relationship and generate sales to meet set target.
Duties & Responsibilities
- Build and maintain team staff requirement
- Manage day-to-day Consumer Credit team operations.
- Build, develop and grow team members for optimum performance
- Constantly liaise, coach mentor and motivate team members for optimal lead generation and conversion.
- Responsible for monitoring and ensuring team members meet set targets
- Conduct deep-dive analysis on key growth indicators for products, people, and process optimization.
- Generate and contribute via market analysis and customer perception of new products.
- Establish and maintain good customer base
- Strategically devise means to help self and team members to generate and maintain quality sales contacts
- Motivate, train and maintain a healthy and effective team
- Identify, develop, and implement process change towards improving customer satisfaction and sales efficiency.
Key Performance Indicators
- New Leads/Opportunities
- Client Acquisition and Customer Retention Rate
- Sales Volume per team member and collectively
- Existing Client Engagement
- Upsell/Cross-Sell Rates
- Percentage target met periodically
Qualifications / Requirements
- Minimum education level – First Degree in any discipline from a reputable academic institution.
- Post-graduate qualification(s) and professional membership will be an added advantage.
- Demonstrated track record of meeting/exceeding goals as an individual contributor.
- Successful experience building a territory from little or nothing.
- 5 years+ of progressive experience in sales and marketing of financial products (Consumer Lending)
Skills / Competencies:
- Highly motivated and passionate about sales with a genuine drive to succeed.
- Previous experience of driving sales ideally across all company products.
- Strong personal network within the industry.
- Excellent verbal and written communication skills.
- Detail-oriented and ability to prioritize and handle multiple tasks at any given time.
- Ability to lead and motivate a large team.
- Strong sales, analytical, organization and people skills required.
- Proficient in Microsoft Word, Excel, Outlook and PowerPoint.
- Ability to adapt quickly to new technologies, products and procedures
- Ability to work and thrive in a multi-tasked and fastpaced environment.
- Professional “get it done” attitude and work ethic.
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should send their Applications to: careers@conceptgroup-ng.com using the Job Title as the subject of the mail.
Job Title: Sales Officer
Locations: Abuja (FCT), Anambra, Kano, Lagos, Ondo, Osun, Oyo and Rivers
Employment Type: Full-time
Scope and Impact
- The candidate will be tasked with the responsibility of selling various loan products. He/ She will act as a liaison between customers and our financial institution and will help qualified applicants acquire loans in a timely manner.
Job Summary
- The Rosabon Sales Executive is required to collect and prepare all materials needed to process transactions (loans and investments). He/ She will also responsible for reviewing loan applications evaluating the potential risks of granting loans to applicants.
Duties & Responsibilities
- Evaluate creditworthiness by processing loan applications and documentation within specified limits
- Interview applicants to determine financial eligibility and feasibility of granting loans
- Determine all applicable ratios and metrics and set up debt payment plans
- Communicate with clients either to request or to provide information
- Justify decisions (approvals/rejections) and report on them
- Complete loan contracts and counsel clients on policies and restrictions
- Review loan agreements to ensure that they are complete and accurate according to policy
- Update account records, Compute payment schedules and transactions on ERP
- Confer with underwriters to aid in resolving loan application problems.
- Update job knowledge on types of loans and other financial services
- Assess customer needs, explore all options and introduce different types of loans
- Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish
- quotas
- Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the
- underwriting process
- Operate in compliance with laws and regulations and adhere to lending compliance guidelines
- Deposit mobilization to meet set targets
Key Performance Indicators
- Meet Set Monthly loan and investment Targets
- Reduced number of Non-Performing loans
- Customer retention rate of a minimum 90% across loan and investment products
Qualifications / Requirements
- Proven working experience as a Loan Officer
- Familiarity with computers and banking applications/software
- Solid understanding of direct/indirect lending products and practices
- Customer satisfaction orientation and sales competencies
- Ability to work in a goal-oriented environment and meet set target
- BSc Degree in Finance, Economics or a related field
Application Closing Date
Not Specified.
Method of Application
Interested and qualified candidates should send their Applications to: sales.careers@conceptgroup-ng.com using the Job Title as the subject of the mail.
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Important Notes
- The above statements are intended to describe the general nature and level of work to be performed by those assigned to this function.
- It should not be construed as an exhaustive list of all responsibilities, tasks and skills required of persons so classified.
- All employees may be required to undertake other responsibilities in addition to those specified from time to time, as required.
- We do not charge any application, processing, training, interview, testing or any other fees in connection with the application or recruitment process. If you receive a fee request, please ignore it.
- Also, please note that logos, slogans, names and titles are easily copied and reproduced. Therefore, particular care should be taken when submitting personal information on the web.
- We are an equal opportunity employer that values inclusiveness and diversity. We do not discriminate on the basis of color, race, nationality, religion, age, ethnic origin, disability, gender, marital status or orientation gender in our employment practices
- Our employees are all equally talented in unique ways: we come from diverse traditions, personal experiences and perspectives. And we want to include your ideas, are you ready to inspire us with your ideas?
- We encourage all applicants to apply and do not discriminate in any recruitment process.
- Applications submitted after the deadline will not be considered.
- Due to the necessity of the position, we are entitled to appoint a candidate who matches the required profile before the above deadline
- Only qualified candidates will be invited for an interview
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