Recruitment at Sage Grey Finance Limited

Sage Grey Finance Limited is a finance services company incorporated in Nigeria. We are licensed and regulated by the Central Bank of Nigeria (CBN) and are integrated into the Nigerian Interbank Settlement System (NIBSS). We are members of the Finance Houses Association of Nigeria (FHAN). We offer Lending Services (Project Finance, Asset Finance, Corporate finance, Consumer Loan, etc.), Fund Management Services, Advisory Services, and other services as authorized by the Central Bank of Nigeria.

We are recruiting to fill the position below:

Job Title: Finance Analyst

Location: Nigeria
Employment Type: Full-time

Job Purpose

• The finance analyst will play a key role in supporting the finance department by ensuring accurate record-keeping, timely financial reporting, and compliance with organizational policies and regulatory requirements.
• The role provides an excellent opportunity for learning and growth in accounting practices and financial management.
• In this role, you will liaise with cross-functional internal teams to improve the company’s activities and report directly to the Head of Department.

Responsibilities
Financial Record-Keeping:

• Maintain accurate and up-to-date financial records in accounting software.
• Post journal entries and assist in the preparation of trial balances.
• Manage and reconcile bank statements and companies’ accounts.
• Coordinate with internal teams to ensure account requirements and expectations are met.
• Review and approve account-related documentation and transactions.
• Maintain up-to-date records of all account activities and communications.

Financial Reporting:

• Prepare periodic financial reports, including income statements, balance sheets, and cash flow statements.
• Support month-end and year-end closing processes.
• Assist in the preparation of budgets and financial forecasts.
• Ensure accurate and timely reporting of financial data to management.

Compliance and Audit Support:

• Ensure adherence to company financial policies and procedures.
• Assist with external and internal audit preparation.
• Stay updated on industry best practices and incorporate them into the company’s processes.
• Ensure compliance with all Nigerian financial regulations, as well as standards set by bodies such as the Financial Reporting Council of Nigeria (FRCN) and Central Bank of Nigeria (CBN).
• Guarantee that financial statements meet both local and international standards.

Other Duties:

• Maintain and organize financial documentation.
• Collaborate with other departments for financial data.
• Provide support for special projects as required

Requirements

• A Bachelor’s Degree in Accounting, Finance, or a related field
• 1 – 2 years work experience
• Professional certification (e.g., ICAN, ACCA, or equivalent) in progress is an advantage.
• Strong understanding of basic accounting principles and practices.
• Excellent numerical and analytical skills.
• Attention to detail and high levels of accuracy.
• Proficiency in Microsoft Excel and other financial tools.
• Strong communication and organizational skills.
• Ability to work in a team and manage multiple priorities.

Application Closing Date
30th April, 2025.

How to Apply
Interested and qualified candidates should send their CV to: careers@sage-grey.com using the Job Title as the subject of the mail on or before 30th April, 2025.

Job Title: Credit Analyst

Location: Nigeria
Employment Type: Full-time

Description 

• The Credit Analyst plays a critical role in evaluating the financial health and creditworthiness of applicants to ensure sustainable lending and portfolio performance. The Credit Analyst will provide recommendations based on their analysis to support informed lending decisions.

Responsibilities
Credit Assessment & Analysis:

• Conduct thorough credit analysis and due diligence on loan applications including financial statement analysis and cash flow projections
• Evaluate loan proposals and recommend appropriate credit terms based on risk profile.
• Review and analyze customer documentation including invoices and bank statements.

Risk Evaluation & Monitoring:

• Identify potential risks in credit transactions and propose mitigants.
• Maintain risk grading models and risk assessment frameworks.
• Monitor and track existing loans for early warning signs of default or irregularities.

Portfolio Management:

• Track portfolio performance across credit products such as SME loans, Vendor Loan Scheme, etc.
• Recommend restructuring strategies where necessary.
• Assist in developing reports for management and regulators on credit portfolio performance.

Documentation & Compliance:

• Ensure all documentation is complete and in compliance with internal credit policies and regulatory guidelines.
• Collaborate with the legal and compliance teams for KYC, AML, and policy adherence checks.
• Provide periodic reports on loan portfolio, risk trends, delinquency ratios, and sectoral exposure.
• Stay updated on industry regulations, market trends, and best practices in credit analysis.

Qualifications and Experience

• Bachelor’s Degree in Finance, Business Administration, Economics, or a related field
• Proven experience in credit analysis, preferably in a financial institution or impact fund.
• Strong understanding of financial statements, cash flow modeling, and credit risk assessment.
• Familiarity with SME lending dynamics in Nigeria.
• Proficiency in MS Excel, financial modeling, and credit scoring tools.
• Analytical and detail-oriented mindset
• Strong written and verbal communication
• High level of integrity and accountability
• Ability to manage multiple stakeholders and deadlines
• Problem-solving and decision-making capability

Application Closing Date
1st May, 2025.

How to Apply
Interested and qualified candidates should send their CV to: careers@sage-grey.com using the Job Title as the subject of the mail.

Job Title: Legal Analyst

Location: Nigeria
Employment Type: Full-time

Job Summary

• We are looking for a Legal Analyst to build an effective and efficient in-house Legal team with the ability to provide relevant information and data for the overall objectives of the Company’s operations.
• The Legal team would also serve as the Company’s Legal Advisors.
• The Legal Analyst is responsible for providing oversight on all activities requiring legal expertise which includes drafting agreements, legislations, policies, strategic documents, and all other related matters.
• The duties include communicating with business owners and industry professionals to identify legal matters, and compiling their findings into a comprehensive report for their employer to use when making business decisions.
• The Legal Analyst shall cover a range of specialties which include drafting of agreements, legislations, policies, and policies review, advisory services, board governance and compliance, in the course of carrying out the responsibilities detailed below.

Responsibilities
Provide Support to the SGFL Legal & Research Team:

• Examine and analyze laws, statutes, and policies on related cases and render advice and review all documents with legal implications.
• Preparation of documentation for filing in various meetings connected with legal matters and drafting of legal agreements/contracts, forms, letters of undertaking, memorandum of understanding, and letters of guarantee for projects at hand.
• Develop an up-to-date Sage Grey Policy Database which serves as a pool for all the operational policies and internal regulations applicable to the Company and respective clientele. (Excel sheet and Dataroom in a chronological format)
• Advise the Company on the necessary underlying commercial legal structures to develop and strengthen companies’ economic growth and serve as a representative to negotiate, promote, interpret, and enforce trade and investment agreements with local and international stakeholders.
• Advise the Company on all impact-related matters as pertains to the company’s operations and projects. This includes understanding the social, environmental, and economic effects of the company’s activities, ensuring alignment with sustainability goals, regulatory requirements, and stakeholder expectations.

Generating Industry Knowledge:

• Remain fully informed on market trends, and regulatory compliance, provide recommendations and implement best practices.
• Attend meetings with clients based on applicable industries and provide legal advice where necessary.
• Review the applicable laws and comparative analysis on the amended regulators as well its implications on the Company’s operations and projects
• Be fully informed on all impact-related matters as pertains to the company’s operations and projects.

Organizational Support:

• Support the team with other research and analytical projects/board related matters
• Support the design and implementation of field research projects using survey design and/or experimental methods
• Perform other tasks as may be assigned from time to time.

Secondary Responsibility:
Writing and Editing:

• Organize, develop, and maintain data and information for easy reference (simple excel files, tables etc.)
• Draft, edit and proof-read different types of documents (background work, reports, power points, etc.)
• Harmonize and consolidate contributions and inputs (from within and outside the Company) in the document development process
• Prepare summary notes for projects and client data room

Prepare minutes of meetings:

• Understand the project before attending meeting
• Review client documentation before attending meeting
• Note down the attendees’ names, position, venue, time, salient point and action plan

Project Documentation Review:

• Review all information related to the Project
• Prepare summary notes
• Develop a comprehensive list of enquiries about the Client and the Project
• Attend Project Discovery Sessions and present the industry analysis related to the Project and recommended positions

Qualifications

• An experienced lawyer with at least 1 year of practicing law post-call with good knowledge of commercial, and corporate laws
• A working knowledge of the legal system in Nigeria;
• Demonstrates integrity by modeling high values and ethical standards and in-depth knowledge of development issues.
• Ability to actively work towards continuing personal learning and development in one or more Practice Areas, as well as to act on a learning plan and to apply newly acquired.

Application Closing Date
30th April, 2025.

How to Apply
Interested and qualified candidates should send their CV to: careers@sage-grey.com using the Job Title as the subject of the mail.