Current Employment Opportunities in a Micro Finance Bank

A fully integrated Micro Finance Bank located around the key markets within the Lekki corridor is recruiting to fill the position below:

Job Title: Compliance & Loan Documentation Officer

REF: CLDO-003
Location: Nigeria

Details

• We are looking to recruit young, dynamic employees who are desirous to make a mark for themselves in the field of microfinance banking.
• If you are target driven, motivated, dedicated with a verifiable track record of achievement then this could be your game changer.

Job Description

• Coordination of the periodic risk assessment process.
• Documentation of financial and operational processes, identification of risks in such processes, walkthrough and testing of controls
• Implementation and follow-up of action plans to mitigate risks and address findings from audits and internal testing.
• Periodic reporting (e.g. Status reports) to Executive Management according to the defined calendar.
• Incident reporting
• Management of compliance requirements in coordination with concerned departments (especially finance, marketing, operations) and third-parties (corresponding/settlement bank, card processor, etc)
• Design, participation in and coordination of Anti-Money Laundering processes (checks, due diligence, KYC, KYB, etc).
• Design of processes, reports and alert systems to detect fraud and anomalies and report complaints.
• Keeping up-to-date with regulations, inform the business of changes when relevant and respond accordingly.
• Collaboration with all departments to develop new processes for products and services
•  Participation in new product development to ensure compliant design
• Assisting the IT department in access control management.

Requirements

• Experience: 2 – 3 years micro finance banking is a MUST.
• Related experience in the financial service sectors would also suffice.

Application Closing Date
12th September, 2023.

Method of Application
Interested and qualified candidates should send their recent Curriculum Vitae and a Cover Letter stating their core competencies, their current cabal under management and theirr current and expected remuneration to: [email protected] using Reference Code as the subject of the mail.

Job Title: Retail Marketing Officer

REF: RMO-001
Location: Nigeria

Details

• We are looking to recruit young, dynamic employees who are desirous to make a mark for themselves in the field of microfinance banking.
• If you are target driven, motivated, dedicated with a verifiable track record of achievement then this could be your game changer.

Job Description

• Responsible for new business development
• Identification and segregation of potential Market Segments
• Revenue generation through new account development and key account management
• Defining the exact marketing processes and responsible for executing the same
• Developing relevant business proposals
• Monitor market Intelligence within the industry in terms of market development, new projects, competitive activity, new customers etc.
• Handling meeting with key clients
• Monitoring & evaluating the performance of subject banking products and aligning them to move in proper direction
• To enhance organizational effectiveness through setting up appropriate marketing strategies
• Consistent follow-through and resourcefulness, in order to achieve organizational goals and objectives.

Requirements

• Experience: 2 – 3 years micro finance banking is a MUST.
• Related experience in the financial service sectors would also suffice.

Application Closing Date
12th September, 2023.

Method of Application
Interested and qualified candidates should send their recent Curriculum Vitae and a Cover Letter stating their core competencies, their current cabal under management and theirr current and expected remuneration to: [email protected] using Reference Code as the subject of the mail.

Job Title: SME / Wholesale Banking Officer

REF-SME0-004
Location: Nigeria

Details

• We are looking to recruit young, dynamic employees who are desirous to make a mark for themselves in the field of microfinance banking.
• If you are target driven, motivated, dedicated with a verifiable track record of achievement then this could be your game changer.

Job Description
The SME banking officer shall be charged with:

• Ensure accurate loan evaluations, the efficient follow-up of arrears, and the provision of strong client service.
• Maintain up-to-date client records and reports.
• Build and maintain a portfolio of quality clients rapidly and consistently to reach target portfolio within assigned period.
• Liaise with community organizations, business associations, and individual entrepreneurs
• Identify potential clients
• Sensitize potential clients on all aspects of the loan program: procedures to apply, the terms and conditions, the incentives for good performance, and penalties for late repayment and default.
• Develop an accurate evaluation of each client’s capacity and willingness to repay the requested loan.
• Correctly complete loan application and evaluation process.
• Arrange and undertake business site visits
• Verify and cross-check all information relevant to the loan application and evaluation.
• Ensure an appropriate guarantee is in place and is documented.
• Determine and present loan terms and conditions to the credit committee.
• Participate in credit committees and providing input on other members? loan proposals.
• Prepare and present own loan proposals to the credit committee.
• Develop a relationship with each client to support the business’s success and cultivate loyalty.
• Monitor client business progress to identify any potential problems
• Offer suggestions and referrals where appropriate and within company policy
• Demonstrate concern and build client rapport.
• Implement late repayment recovery procedures of the bank
• Achieve and maintain targets on portfolio at risk and loan loss
• Emphasize the importance of on-time repayment with clients
• Monitor repayment reports daily and client behavior patterns.
• To be knowledgeable and known in the assigned geographic zone.

Requirements

• Experience: 2 – 3 years micro finance banking is a MUST.
• Related experience in the financial service sectors would also suffice

Application Closing Date
12th September, 2023.

Method of Application
Interested and qualified candidates should send their recent Curriculum Vitae and a Cover Letter stating their core competencies, their current cabal under management and theirr current and expected remuneration to: [email protected] using Reference Code as the subject of the mail.

Job Title: Digital Banking Officer

REF: DBO-002
Location: Nigeria

Job Description

• We are looking to recruit young, dynamic employees who are desirous to make a mark for themselves in the field of microfinance banking.
• If you are target driven, motivated, dedicated with a verifiable track record of achievement then this could be your game changer.
• The primary responsibilities of the officer are client acquisition and client retention using all social media channels and the banks’ lending platform
• Own & drive the full marketing communication lifecycle for deliverables of the Digital and Experience domain including all social media channels and the banks’ lending platform.
• Business Development – Builds professional relationships with banking client stakeholders, establishing rapport with key players

Responsibilities

• Develop and implement a customer acquisition strategy that supports the bank’s growth targets.
• Create and execute campaigns across various digital channels to drive customer acquisition, using data to measure effectiveness and optimize campaigns.
• Collaborate with cross-functional teams, including product, design, legal, data analytics, and marketing to develop effective campaigns and landing pages.
• Analyze data to identify trends and insights to optimize customer acquisition campaigns and make data-driven decisions.
• Work to identify and implement new customer acquisition tactics and channels.
• Develop and manage budgets for customer acquisition campaigns and ensure spending aligns with performance targets.
• Conduct market research to identify potential partners and evaluate market trends and the competitive landscape.
• Identify and pursue new business opportunities for the bank’s retail digital banking products, including partnerships, alliances, and joint ventures.
• Develop and maintain relationships with key partners and stakeholders in the retail banking industry, including fintech companies, payment processors, and other financial institutions.
• Develop and execute go-to-market strategies for new partnerships and alliances, working with the marketing team to develop and implement campaigns to drive awareness and adoption.
• Monitor and report on key metrics and performance indicators for customer acquisition initiatives, and use data to inform decision-making and optimize performance.

Requirements

• Experience:  2 – 3 years micro finance banking is a MUST.
• Related experience in the financial service sectors would also suffice.

Application Closing Date
12th September, 2023.

Method of Application
Interested and qualified candidates should send their recent Curriculum Vitae and a Cover Letter stating their core competencies, their current cabal under management and theirr current and expected remuneration to: [email protected] using Reference Code as the subject of the mail.