Recruitment at Renmoney

Renmoney is a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experiences.

We are recruiting to fill the position below:

Job Title: Financial Planning & Analysis (FP&A) Senior Associate – Daily Banking Stream

Location: Nigeria
Employment: Full-time

The Position

• The FP&A Analyst plays a critical role in financial planning, budgeting, forecasting, and business performance analysis.
• This position supports senior management by providing data-driven insights, financial modelling, and strategic recommendations to optimize business decisions.
• The FP&A Analyst collaborates with cross-functional teams to ensure financial discipline and operational efficiency.
• The role provides daily banking and deposit business financial support, including revenue simulation, case assessment, performance tracking, and funding cost optimisation.

What You Will Do
Financial Planning & Forecasting:

• Create and develop models, validation, and back testing.
• Assist in the annual budgeting process, including revenue, expense, and capital expenditure planning.
• Develop and maintain rolling forecasts to reflect changing business conditions.
• Analyse variances between actual, budgets, and forecasts, providing actionable insights.

Financial Reporting & Analysis:

• Prepare monthly, quarterly, and annual financial reports for management and stakeholders.
• Conduct profitability analysis by business unit, product line, or region.
• Identify trends, risks, and opportunities through financial and operational KPIs.

Business Partnering & Decision Support:

• Provide funding cost optimisation and liquidity management support.
• Collaborate with department heads to track performance against financial targets.
• Provide ad-hoc financial analysis to support strategic initiatives such as pricing, cost optimization, and investments.
• Evaluate business cases for new projects, investments, or cost-saving opportunities.

Financial Modeling & Scenario Analysis:

• Build and maintain complex financial models to assess business performance.
• Conduct scenario and sensitivity analysis to support long-term planning.
• Support M&A due diligence and integration efforts, if applicable.

Process Improvement & Systems:

• Enhance financial planning processes through automation and best practices.
• Work with SQL and BI tools such as Power BI and Tableau to improve reporting efficiency.
• Ensure data accuracy and integrity across financial systems.

Requirements
Education & Experience:

• 2–5 years of experience in FP&A in the banking sector with daily banking products including deposits, savings, and debit cards.
• Bachelor’s Degree in Finance, Accounting, Economics, or a related field.
• Experience in financial modeling, budgeting, and forecasting.
• Proficiency in advanced Excel, confidence in SQL queries, and good presentation skills using PowerPoint.

Key Competencies:

• Strong analytical and problem-solving skills.
• Excellent communication and presentation skills.
• Ability to work cross-functionally and influence decision-making.
• Detail-oriented with a strong focus on accuracy.
• Adaptability to fast-paced and dynamic environments.

Benefits
What’s In It for You:

• Impact: Drive business decisions with data-backed insights.
• Growth: Exposure to senior leadership and strategic initiatives.
• Skills Development: Enhance expertise in financial modeling, forecasting, and business intelligence.
• Rewards: Competitive compensation and benefits package.
• Opportunity: Room for growth and influence in a dynamic environment.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Financial Planning & Analysis (FP&A) Senior Associate – Cards Stream

Location: Nigeria
Employment: Full-time

The Position

• The FP&A Analyst plays a critical role in financial planning, budgeting, forecasting, and business performance analysis.
• This position supports senior management by providing data-driven insights, financial modelling, and strategic recommendations to optimise business decisions.
• The FP&A Analyst collaborates with cross-functional teams to ensure financial discipline and operational efficiency.

What You Will Do
Financial Modelling & Scenario Analysis:

• Build, validate, and maintain credit and debit cards financial models to assess business performance.
• Conduct scenario and sensitivity analysis to support long-term planning.
• Support M&A due diligence and integration efforts, if applicable.

Financial Planning & Forecasting:

• Assist in the annual budgeting process, including revenue, expense, and capital expenditure planning.
• Develop and maintain rolling forecasts to reflect changing business conditions.
• Analyse variances between actual budgets, and forecasts, providing actionable insights.

Business Partnering & Decision Support:

• Provide product profitability optimisation and portfolio management support.
• Collaborate with department heads to track performance against financial targets.
• Provide ad-hoc financial analysis to support strategic initiatives such as pricing, cost optimisation, and investments.
• Evaluate business cases for new projects, investments, or cost-saving opportunities.

Financial Reporting & Analysis:

• Prepare monthly, quarterly, and annual financial reports for management and stakeholders.
• Conduct profitability analysis by business unit, product line, or region.
• Identify trends, risks, and opportunities through financial and operational KPIs.

Process Improvement & Systems:

• Enhance financial planning processes through automation and best practices.
• Work with SQL and BI tools such as Power BI and Tableau to improve reporting efficiency.
• Ensure data accuracy and integrity across financial systems.

Requirements
Education & Experience:

• Bachelor’s Degree in Finance, Accounting, Economics, or a related field.
• 2–5 years of experience in card modeling.
• Experience in financial modeling, budgeting, and forecasting.
• Proficiency in advanced Excel, confidence in SQL queries, and PowerPoint.
• Key CompetenciesStrong analytical and problem-solving skills.
• Excellent communication and presentation skills.
• Ability to work cross-functionally and influence decision-making.
• Detail-oriented with a strong focus on accuracy.
• Adaptable to fast-paced and dynamic environments.

Benefits
What’s In It for You:

• Impact: Drive business decisions with data-backed insights.
• Growth: Exposure to senior leadership and strategic initiatives.
• Skills Development: Enhance expertise in financial modeling, forecasting, and business intelligence.
• Rewards: Competitive compensation and benefits package.
• Opportunity: Room for growth and influence in a dynamic environment.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Financial Planning & Analysis (FP&A) Senior Associate – Regions and channels

Location: Nigeria
Employment: Full-time

The Role

• The FP&A Analyst plays a critical role in financial planning, budgeting, forecasting, and business performance analysis.
• This position supports senior management by providing data-driven insights, financial modeling, and strategic recommendations to optimize business decisions.
• The FP&A Analyst collaborates with cross-functional teams to ensure financial discipline and operational efficiency.

What You Will Do
Financial Planning & Forecasting:

• Conduct scenario and sensitivity analysis to support long-term planning.
• Assist in the annual budgeting and forecasting process.
• Analyse variances between actuals, budgets, and forecasts, providing actionable insights.

Financial Reporting & Analysis:

• Prepare monthly, quarterly, and annual financial reports for management and stakeholders.
• Conduct profitability analysis by regions and channels.
• Identify trends, risks, and opportunities through financial and operational KPIs.

Business Partnering & Decision Support:

• Serve as the primary finance business partner to Regional Directors and Channel Heads, providing timely and insightful financial analysis.
• Conduct deep-dive profitability analysis to identify high-value and low-performing regions and channels.
• Provide ad-hoc financial analysis to support strategic initiatives such as pricing and cost optimization.
• Evaluate business cases for new projects, investments, or cost-saving opportunities.

Process Improvement & Systems:

• Standardize reporting templates and analytical frameworks across all regions.
• Work with SQL and BI tools such as Power BI and Tableau to improve reporting efficiency.
• Ensure data accuracy and integrity across financial systems.

Requirements
Education & Experience:

• Bachelor’s Degree in Finance, Accounting, Economics, or a related field.
• 2–5 years of experience in FP&A in the banking sector with exposure to retail or SME banking and branch networks.
• Experience in financial modeling, budgeting, and forecasting.
• Proficiency in advanced Excel, confidence in SQL queries, and strong presentation skills using PowerPoint.

Key Competencies:

• Strong analytical and problem-solving skills.
• Excellent communication and presentation skills.
• Ability to work cross-functionally and influence decision-making.
• Detail-oriented with a strong focus on accuracy.
• Adaptability to fast-paced and dynamic environments.

Benefits
What’s In It for You:

• Impact: Drive business decisions with data-backed insights.
• Growth: Exposure to senior leadership and strategic initiatives.
• Skills Development: Enhance expertise in financial modelling, forecasting, and business intelligence.
• Rewards: Competitive compensation and benefits package.
• Opportunity: Room for growth and influence in a dynamic environment.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Treasury Manager

Location: Nigeria
Employment: Full-time

Description

• The Treasury Manager is responsible for managing Renmoney’s liquidity, funding, and treasury risk framework, ensuring adequate liquidity to support loan growth, optimizing funding costs, and maintaining strict compliance with CBN regulations applicable to finance companies and microfinance-regulated entities (where applicable).
• The role provides leadership in liquidity forecasting, scenario analysis, stress testing, funding strategy execution, ALCO support, and stakeholder management, while upholding the highest standards of integrity, governance, and regulatory compliance.

Key Responsibilities 
Liquidity Management & Forecasting:

• Own and manage Renmoney’s daily, weekly, and medium-term liquidity position
• Develop and maintain cash flow forecasts aligned with loan disbursement and repayment cycles
• Ensure adequate liquidity buffers in line with internal policy and regulatory expectations
• Monitor liquidity ratios, early-warning indicators, and funding gaps

Scenario Analysis & Stress Testing:

• Design, implement, and review liquidity stress tests and scenario analyses (base, adverse, and severe)
• Assess the impact of funding withdrawals, market shocks, and portfolio stress
• Recommend contingency funding actions and risk mitigation strategies
• Present stress-testing outcomes and recommendations to ALCO and Senior Management

Funding Strategy, Markets & Execution:

• Develop and execute funding strategies across bank borrowings, Commercial Paper (CP), REPOs, and alternative funding structures
• Demonstrate a strong understanding of money market instruments and derivative products used for funding and risk management
• Monitor market conditions, pricing trends, investor appetite, and rollover risks
• Optimize cost of funds within approved liquidity and risk limits

Commercial Paper (CP) & Capital Markets:

• Support the structuring, issuance, and management of Commercial Paper programmes
• Liaise with issuing houses, trustees, rating agencies, and investors
• Monitor CP maturity profiles and refinancing risks
• Ensure compliance with regulatory, documentation, and disclosure requirements

Banking & Counterparty Relationship Management:

• Build and maintain strong relationships with deposit money banks, financial institutions, and market counterparties
• Negotiate funding lines, pricing, covenants, and terms
• Manage counterparty concentration and diversification
• Act as Renmoney’s primary treasury interface with banking partners

ALCO & Management Reporting:

• Prepare and present comprehensive ALCO packs, including liquidity dashboards, funding analysis, stress-testing results, and market outlook
• Provide clear, actionable recommendations to ALCO
• Track and implement ALCO decisions and resolutions

Risk Management, Controls & Regulatory Compliance:

• Ensure full compliance with CBN regulations, including requirements applicable to Microfinance Banks and finance companies (as relevant)
• Ensure adherence to internal treasury policies, approval limits, and delegation of authority
• Maintain strong treasury controls, segregation of duties, and audit trails
• Support internal audit, external audit, and CBN examinations

Stakeholder Management (Internal & Regulatory):

• Collaborate effectively with Finance, Risk, Compliance, Operations, and Business Teams
• Support engagement with regulators and respond to regulatory inquiries
• Translate regulatory developments into operational and policy actions

People Management, Ethics & Leadership:

• Lead, mentor, and develop treasury team members
• Review and validate treasury analyses and reports
• Foster a culture of integrity, accountability, professionalism, and compliance

Requirements
Education:

• Bachelor’s Degree in Finance, Accounting, Economics, or Business Administration
• MBA or MSc Finance – added advantage

Professional, Regulatory & Mandatory Certifications:
Mandatory / CBN-Recognised::

• Microfinance Certification Programme (MCP) – mandatory or in progress, in line with CBN requirements for Microfinance Bank and regulated financial institution staff

Professional Certifications (Strongly Preferred):

• CIBN (Associate or Full Member)
• ACI Dealing Certificate or ACT (AMCT / CTP)
• CFA (Level I or II) or FRM – added advantage
• Evidence of continuous professional development

Analytical & Technical Skills:

• Advanced liquidity modelling and forecasting
• Strong scenario analysis and stress-testing expertise
• Deep understanding of money market instruments, CP market, REPOs, and funding derivatives
• Strong quantitative and financial analysis capability

Technical & Computer Skills:

• Advanced Microsoft Excel (financial models, dashboards, sensitivity analysis)
• Strong PowerPoint skills for ALCO and senior management presentations
• Experience with treasury management systems and core banking platforms

People Skills & Personal Attributes:

• High ethical standards and integrity
• Strong leadership and mentoring ability
• Sound judgment and risk awareness
• Ability to work under pressure in dynamic environments

Communication, Presentation & Stakeholder Skills:

• Strong presentation skills at ALCO and the executive level
• Ability to explain complex treasury and market concepts clearly
• Strong negotiation and relationship-management capability
• 7–10 years of experience in Treasury, Financial Markets, or Banking / Non-Bank Financial Institutions
• Strong exposure to liquidity management, funding structures, CP issuance, and ALCO processes
• Experience in a microfinance or consumer lending environment is an advantage

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Growth Manager

Location: Nigeria
Employment: Full-time

The Role

• The Growth Manager is responsible for driving user acquisition, conversion optimisation, and revenue growth across all Renmoney products.
• This is a hands-on role focused on executing, optimising, and scaling performance marketing and conversion initiatives across digital channels.
• The ideal candidate is data-driven, execution-oriented, and comfortable-owning end-to-end growth experiments across paid media, funnels, and landing pages in a fast-paced fintech environment.

What You’ll Do
Paid Acquisition & Channel Management:

• Plan, execute, and optimise paid acquisition campaigns across key channels including Google, Meta, TikTok, and other digital and OEM platforms.
• Manage budgets, bids, creatives, and targeting to drive efficient growth across all Renmoney products.
• Work closely with creative and content teams to continuously test and iterate on creative and messaging.

Conversion Rate Optimisation (CRO):

• Own optimisation of key conversion funnels, including landing pages, onboarding flows, and critical growth touchpoints.
• Design and execute experiments to improve conversion rates across acquisition and early-life user journeys.
• Collaborate with Product, Design, and Engineering teams to implement and test funnel improvements.

Revenue Growth:

• Drive measurable revenue outcomes across loans, savings, payments, and SME products.
• Identify opportunities to increase transaction volume, product adoption, and customer lifetime value through growth initiatives.
• Support cross-sell and upsell strategies in collaboration with lifecycle and product teams.

Data, Measurement & Experimentation:

• Use Mobile Measurement Partners (MMPs), analytics tools, and BI dashboards to track performance and inform decisions.
• Analyse campaign and funnel performance to identify insights, gaps, and opportunities.
• Maintain a strong experimentation mindset, continuously testing hypotheses and scaling what works.

Tools, Automation & AI:

• Leverage growth, analytics, and experimentation tools to improve efficiency and performance.
• Use AI tools to support campaign optimisation, reporting, insights, and speed of execution.
• Work closely with BI and data teams to ensure accurate tracking and attribution.

Requirements
What You Bring:

• Minimum of 5 years experience in growth, performance marketing, or digital marketing roles.
• Strong hands-on experience running and optimising paid acquisition campaigns.
• Proven experience with CRO, landing pages, and experimentation frameworks.
• Strong analytical skills with the ability to interpret data and turn insights into action.
• Familiarity with MMPs, analytics platforms, and performance marketing tools.
• Fintech experience is nice to have, not a requirement.

Benefits
What’s In It For You

• Drive real, measurable impact across high priority fintech products with clear ownership of growth outcomes.
• Work closely with senior leadership, product, and data teams to shape growth strategy and execution.
• Operate in a highly data-driven environment with access to modern growth, analytics, and experimentation tools.
• Build deep expertise in performance marketing, conversion optimisation, and revenue growth at scale.
• Gain the freedom to test, learn, and scale ideas in a fast-paced, execution-focused culture.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Treasury Analyst

Location: Nigeria
Employment: Full-time

Description

• To support and manage Renmoney’s treasury activities, including liquidity management, funding, investments, and regulatory compliance, ensuring optimal funding cost, adequate liquidity buffers, and strict adherence to CBN regulations applicable to Microfinance Banks.
• The role supports Renmoney’s core business of consumer lending and financial services by ensuring stable funding, efficient cash deployment, and strong treasury governance.

Core Responsibilities
Liquidity & Funding Management:

• Monitor daily cash positions across all Renmoney accounts
• Daily reconciliation and call over of all Bank accounts
• Booking of deposits
• Liquidations of deposits
• Maintenance of FD schedule with regular reconciliation to the system
• Support maintenance of adequate liquidity buffers in line with internal policy and CBN guidelines
• Sound and efficient relationship management with all internal stakeholders
• Support funding activities (bank lines, placements, borrowings)
• Assist in regulatory reporting and data collation
• Support deal execution under supervision
• Maintain treasury databases, trackers, and schedules

Treasury Operations:

• Execute and monitor treasury transactions
• Maintain deal tickets, confirmations, and transaction records
• Ensure accurate posting and reconciliation of treasury transactions

Regulatory & Compliance (CBN-Focused):

• Ensure compliance with internal treasury policies, approval limits, and delegation of authority
• Maintain audit-ready documentation for internal, external, and regulatory reviews

Risk Management & Controls:

• Identify and escalate liquidity, funding, market, and operational risks
• Ensure adherence to segregation of duties and internal control standards

Reporting & Analysis:

• Prepare the daily Treasury report
• Support budgeting, forecasting, and ALCO presentations

Qualifications 

• Bachelor’s Degree in Finance, Accounting, Economics, Business Administration, or related field
• 2–5 years’ experience in Treasury, Finance, Banking, or Financial Services
• Exposure to non-bank financial institutions or finance companies is an advantage

Certifications:

• CIBN (Associate Member or in progress) – desirable
• Microfinance Certification Programme (MCP) – desirable

Skills & Competencies:
Analytical Skills:

• Strong numerical and data interpretation ability
• Basic understanding of liquidity ratios and funding structures.

Technical & Computer Skills:

• Intermediate to advanced Microsoft Excel
• Working knowledge of PowerPoint and Word
• Familiarity with core banking or treasury systems

People Skills:

• Good communication and teamwork skills
• Willingness to learn and take guidance

Personal Attributes:

• Pays close attention to detail
• Integrity and compliance mindset
• Ability to work under pressure.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Content Lead

Location: Nigeria
Employment: Full-time

The Position

• The Content Lead is responsible for setting the strategic direction, standards, and frameworks for all content across Renmoney’s marketing and communication channels.
• This role ensures that content across products and platforms is clear, consistent, compliant, and aligned with Renmoney’s brand, business objectives, and fintech positioning.
• The role is primarily strategic, focusing on content systems, governance, quality control, and direction, with some hands-on involvement where needed to set standards, review high-impact outputs, and support execution.

What You Will Do
Content Strategy & Governance:

• Define and own Renmoney’s overarching content strategy across all products and customer segments.
• Develop content frameworks, tone-of-voice guidelines, and messaging structures to ensure consistency and scalability.
• Act as a quality gate for high-impact content, ensuring clarity, accuracy, and brand alignment.
• Establish efficient content review processes that balance speed with quality in a fintech environment.

Cross-Channel Content Leadership:

• Provide strategic direction and guidance across social media, performance content, lifecycle communications, product messaging, thought leadership, website, and campaign copy.
• Ensure content works effectively across acquisition, activation, retention, and brand storytelling touchpoints.
• Influence content outputs across teams without direct ownership of all execution.

Product & Business Alignment:

• Support messaging across all Renmoney products, including loans, savings, payments, cards, and SME initiatives.
• Translate complex financial products into simple, customer-friendly, and trustworthy communication.
• Collaborate with Growth, Product, Design, and Compliance teams to ensure content supports business goals and regulatory requirements.

Collaboration & Enablement:

• Provide strategic guidance, feedback, and quality oversight to writers, social managers, life cycle marketers, and external partners.
• Work closely with designers and motion teams to ensure copy and visuals are aligned.
• Support the Head of Brand & Communications in building a scalable, high-quality content function.

AI & Efficiency:

• Leverage AI tools to improve speed, ideation, drafting, and reporting while maintaining editorial standards.
• Use AI-assisted workflows to support content reviews, audits, and insight generation.

Requirements

• Minimum of 5 years’ experience in content or marketing communications roles.
• Strong strategic thinking and content leadership capability.
• Excellent writing, editing, and content review skills.
• Solid understanding of digital marketing channels and content performance dynamics.
• Comfort using AI tools to improve productivity and decision-making.

Benefits
What’s In It for You:

• Ownership of content strategy across a growing fintech brand.
• Opportunity to shape how financial products are communicated to millions of customers.
• Close collaboration with senior stakeholders across Brand, Product, Growth, and Compliance.
• A role with real influence on brand trust, customer experience, and business outcomes.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online