Recruitment at Unified Payments Service Limited

Unified Payments Service Limitedis a company set up by a consortium of banks to provide and manage a credible and cost-effective smartcard operation through introducing an alternative method of payment in Nigeria.

We are recruiting to fill the position below:

Job Title: Project Management Officer

Location: Nigeria
Employment Type: Full-time

Job Objective

• The Project Management Officer (PMO) will support the planning, execution, monitoring, and successful delivery of projects across the organization.
• This role involves tracking project progress, maintaining documentation, coordinating with stakeholders, and ensuring adherence to timelines, budgets, and standards.
• The PMO will help implement project management best practices, streamline reporting, and contribute to the effective governance of the project portfolio within a dynamic fintech environment.

Duties & Responsibilities

• Support project planning activities, including scope definition, scheduling, resource allocation, and budgeting.
• Monitor and track progress across multiple projects to ensure timely delivery and alignment with business objectives.
• Maintain and update project documentation including project charters, plans, risk logs, and status reports.
• Assist in standardizing project management methodologies, tools, and templates across the organization.
• Coordinate with project teams to ensure tasks are assigned, deadlines are met, and risks/issues are addressed proactively.
• Organize and facilitate project review meetings, stakeholder briefings, and status update sessions.
• Prepare and present periodic project reports, dashboards, and performance metrics to leadership and stakeholders.
• Support the implementation of project governance processes and compliance with internal policies.
• Collaborate with cross-functional teams to ensure project alignment with strategic goals.

Requirements
Education:

• Bachelor’s Degree in Project Management, Business Administration, Engineering, Information Technology, or a related field.
• A Master’s degree or certification in project management or business-related field is an advantage.

Experience:

• Minimum of 5 years’ experience in a project management, project coordination, or PMO support role, preferably in a fintech or technology-driven environment.
• Basic understanding of fintech industry operations, products, and project delivery models is an added advantage.

Technical Skills:

• Proficiency in project management tools (e.g., MS Project, JIRA, Asana, Trello, Monday.com).
• Knowledge of project management methodologies such as Agile, Waterfall, or hybrid approaches.
• •Familiarity with project tracking and performance reporting systems.
• Understanding of risk and issue management, stakeholder engagement, and change control processes. Certifications.
• Certifications such as Certified Associate in Project Management (CAPM), PRINCE2 Foundation, or Agile Scrum Foundation are beneficial.

Application Closing Date
31st March, 2026.

How to Apply
Interested and qualified candidates should send their CV to: ademuyiwa.adetunji@up-ng.com using the job title as the subject of the mail.

Job Title: Legal Counsel

Location: Nigeria
Employment Type: Full-time

Job Objective

• To ensure that the Company’s interests are protected in all legal issues.
• To prepare/review all legal documents between the Company and clients, customers, vendors, partners, etc.
• To work with external solicitors to ensure promt and satisfactory delivery on matters outsourced to extenal solicitors.

Duties and Responsibilities

• Draft and/or review all contracts involving the Company to ensure that the terms are acceptable and favourable to the Company.
• Ensure that proper custody is kept of all business instruments and executed contracts involving the Company.
• Relating with and assisting external solicitors in handling matters for the company.
• Relating with the regulatory authorities and filing returns where necessary.
• Ensuring legal and other regulatory compliance.
• Legal advisory services.

Requirements
Educational Qualification:

• University Degree(s) in Law.
• Completion of professional training by the Nigerian Law School and call to Bar.

Experience:

• 3 – 5 years minimum post call experience with at least 1 years in financial service or fintech industry or a reputable commercial law firm.
• Thorough understanding of basic legal principles; good knowledge of Law of Contract, Company Law Practice; Legal Drafting etc.

Application Closing Date
22nd March, 2026.

How to Apply
Interested and qualified candidates should send their CV to: judith.okolie@up-ng.com using the Job Title as the subject of the mail.

Job Title: Head, Merchant and Agency Services Business Support

Location: Nigeria
Employment Type: Full-time

Job Summary

• To provide strategic leadership and oversight for the Merchant and Agency Services Business Support function by driving operational excellence, performance optimization, and service delivery effectiveness across the merchant and agency ecosystem.
• The role is responsible for ensuring seamless onboarding, transaction monitoring, issue resolution, compliance adherence, and data-driven decision-making to enhance merchant and agent experience, improve transaction performance, and support business growth in alignment with Unified Payments’ fintech strategy.

Responsibilities

• Provide strategic leadership and direction for the Merchant and Agency Services Business Support team.
• Oversee end-to-end merchant and agent onboarding, ensuring compliance with regulatory and internal policy requirements.
• Drive operational efficiency across merchant and agency support processes, including issue resolution, dispute management, and escalation handling.
• Monitor transaction performance, settlement processes, and service levels to ensure accuracy, timeliness, and reliability.
• Develop and implement performance metrics (KPIs and SLAs) to track service quality and operational effectiveness.
• Ensure merchants and agents operate in line with regulatory guidelines, contractual obligations, and company policies.
• Collaborate with Technology, Risk, Compliance, Finance, and Operations teams to resolve systemic issues and improve service delivery.
• Lead business analysis initiatives, providing insights and reports to support decision-making and strategic growth initiatives.
• Oversee product testing, User Acceptance Testing (UAT), and process enhancements impacting merchant and agency services.
• Drive continuous improvement initiatives to enhance customer experience and operational scalability.
• Ensure proper documentation and maintenance of accurate records of all support activities.

Requirements
Education:

• First degree in Finance, Banking, Economics, Business Administration, or related field.
• A Master’s degree or relevant professional certification will be an added advantage.

Experience:

• Minimum of 10years post-NYSC experience, with at least 5 years in a leadership role within merchant acquiring, agency banking, digital payments, or fintech operations.

Others:

• Strong knowledge of e-commerce platforms, paymentgateways, digital wallets, and merchant operations.

Application Closing Date
31st March, 2026.

How to Apply
Interested and qualified candidates should send their CV to: ademuyiwa.adetunji@up-ng.com using the job title as the subject of the mail.

Job Title: Head, Web Acquiring

Location: Nigeria
Employment Type: Full-time

Job Objectives

• The Head, Web Acquiring will lead and manage Payloft’s online payments acquiring function, driving strategy, product performance, merchant growth, and operational excellence.
• This role oversees all web-based merchant payment solutions, ensuring seamless onboarding, secure transaction processing, and strong revenue performance.
• The ideal candidate will have deep experience in digital payments, merchant acquiring, fintech operations, and strategic leadership.

Duties and  Responsibilities
Strategic Leadership & Planning:

• Develop and execute the overall strategy for the Web Acquiring department in alignment with Payloft’s business direction.
• Identify market opportunities, emerging payment trends, and competitive landscapes to shape product and commercial priorities.
• Drive initiatives to increase transaction volume, revenue, and market share.

Merchant Acquisition & Management:

• Oversee the end-to-end online merchant onboarding process, ensuring speed, compliance, and operational accuracy.
• Build and maintain strategic relationships with key merchants, payment partners, and technology vendors.
• Implement merchant segmentation and targeted growth strategies.

Product & Technology Oversight:

• Collaborate with Product, Engineering, and Compliance teams to develop and optimize web acquiring solutions (APIs, payment gateways, checkout products, plugins, etc.).
• Ensure high system uptime, strong security standards, and improved user experience across all acquiring channels.
• Lead innovation initiatives to keep Payloft ahead in digital commerce and payments.

Operational Excellence:

• Establish and enforce efficient processes for transaction monitoring, fraud management, settlements, and dispute resolution.
• Ensure adherence to regulatory requirements, including PCI-DSS, data security, and risk compliance.
• Develop KPIs, dashboards, and performance metrics for continuous improvement.

Team Leadership & Relationship Management:

• Lead, mentor, and grow a high-performing Web Acquiring team.
• Collaborate cross-functionally with Risk, Finance, Engineering, Sales, Legal, and Support teams.
• Represent the department in strategic meetings and stakeholder engagements.
• Recruitment: Support HR in CV selection and review

Staff Attraction, Motivation and Retention:

• Fill vacant roles within the department in a timely manner and provide opportunities for growth and development.
• Provide training, mentorship, and upskilling programs.
• Recognize and reward individual and team achievements and contribution.
• Encourage open communication and feedback.
• Give employees autonomy and ownership of their work to motivate them.
• Foster a positive work culture that encourages collaboration, innovation, and creativity.
• Regularly engage direct reports to understand their needs and concerns.
• Foster a diverse and inclusive work environment that values different perspectives and backgrounds

Key Performance Indicators

• As agreed from time to time based on business exigencies.

Job Requirements

• Education: Bachelor’s degree in Business, Computer Science, Marketing, or a related field (Master’s degree or MBA is an advantage).
• Experience: Minimum 10 years of relevant experience in fintech, digital payments, merchant acquiring, online commerce, or payment gateways. Post NYSC experience.

Key Competency / Requirements:
Knowledge/Experience:

• Proven leadership experience managing teams and complex operational functions.
• Strong understanding of online payments infrastructure: APIs, gateways, processors, fraud tools, settlement systems, and merchant lifecycle.
• Working knowledge of payment regulations and industry standards (PCI-DSS, KYC, AML, etc.).
• Excellent problem-solving, analytical, and communication skills.
• Ability to drive commercial growth while managing operational risk.
• Strong stakeholder management and negotiation skills.

Preferred Attributes:

• Experience working in a fast-paced fintech environment.
• Strong project management capabilities.
• Knowledge of emerging payment technologies such as tokenization, alternative payment methods (APMs), recurring billing, and subscription management.

Skill / Competencies:

• Strong interpersonal skills.
• Excellent written/oral communication skills.
• Strong analytical skills.
• Organizational skills.
• Confident negotiator and ability to close the right type of business deals at the highest level.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should send their CV to: opeoluwa.oluyemi@up-ng.com using the job title as the subject of the email.

Job Title: Learning & Development Specialist

Location: Nigeria
Employment Type: Full-time

Job Objective(s)

• The learning and development officer is responsible for administration, creating, planning, organizing effective training and development programs that will stimulate capacity building, skills development, professional development, and improve employee productivity.

Duties & Responsibilties

• Identify training and development needs within an organization through appraisal systems, training plans and regular consultation with business managers and the human resources department.
• Design, expand and manage training and development programs based on the needs of the organization and the individual.
• Monitor and review the progress of trainees through appraisals, questionnaires and discussions with managers, and provide trainees with timely and constructive feedback.
• Conducts post training evaluations of all completed training to evaluate and measure results.
• Work with department managers to develop training programs and ensure they deliver results
• Organize training materials and oversee training programs
• Ensure that the planned training programs stay within budget
• Track and assess the progress of trainees and provide reports to the senior management
• Keep up to date with developments in training by reading relevant journals, going to meetings and attending relevant courses
• Exemplify the desired learning culture and philosophies of the organization.
• Plan, organize, and orders supplies for employee development and training events.
• Work effectively with other members of the HR Team.
• Develops and maintains organizational communications such as to ensure employees have knowledge of training and development events and resources.

Requirements
Education:

• Bachelor’s degree in social sciences, Business, or a relevant field
• HR or relevant Certification will be an added advantage.

Experience:

• Minimum of 3 years of experience in HR, Learning & Development or a similar role.

Application Closing Date
31st March, 2026.

How to Apply
Interested and qualified candidates should send their Resume to: recruitment@up-ng.com using the Job Title as the subject of the email.

Job Title: Group Head, Payarena Mall

Location: Nigeria
Employment Type: Full-time

Job Summary

• The Group Head – Payarena Mall will be responsible for the strategic leadership, operational governance, and business performance of the Fashion & Lifestyle and General Merchandise verticals.
• This role requires a deep understanding of e-commerce dynamics, strong vendor and category management skills, and experience leading cross-functional teams across marketing, operations, merchandising, logistics, and customer experience.

Responsibilities

• Define and execute the business strategy for both the Fashion & Lifestyle and General Merchandise departments.
• Lead category growth through assortment planning, pricing strategy, vendor acquisition, and brand partnerships.
• Drive key metrics including traffic, conversion, GMV, customer retention, and profitability.
• Oversee merchandising, campaign planning, online merchandising, and promotions to enhance customer engagement and sales.
• Collaborate with marketing, product, technology, and logistics teams to deliver a seamless end-to-end customer experience.
• Establish strong vendor management frameworks—ensuring quality control, pricing consistency, and timely fulfillment.
• Monitor performance data and consumer insights to refine strategy and inform decision-making.
• Ensure operational excellence across supply chain, inventory, and fulfillment processes.
• Represent Payarena Mall at leadership forums and collaborate closely with executive management on strategic initiatives.

Key Performance Indicators (KPIs)

• As agreed from time to time based on business exigencies.

Requirements

• A Degree / HND Bachelor’s Degree in Finance, Business, Engineering, Computer Science, or a related discipline.
• Minimum of 14 years of experience in e-commerce, retail, digital marketplaces, or consumer goods with at least 5 years in a senior leadership role.
• Post NYSC experience.

Key Competencies:
Knowledge / Experience:

• Proven experience scaling or managing online retail operations across multiple categories.
• Strong knowledge of digital merchandising, vendor management, marketplace dynamics, and user acquisition strategies.
• Excellent business acumen, data-driven decision-making ability, and strong commercial instincts.
• Exceptional leadership, communication, and cross-functional collaboration skills.
• Demonstrated ability to build and manage high-performance teams in a dynamic environment.
• Entrepreneurial mindset with a passion for innovation and operational efficiency.
• Prior experience at or working with large e-commerce platforms (e.g., Jumia, Konga, Amazon, Shopify-based marketplaces).
• Understanding of digital payments, logistics integrations, and omnichannel commerce models.
• Experience managing a tech-enabled marketplace or startup from early stage to

Staff Attraction, Motivation and Retention:

• Fill vacant roles within the department in a timely manner and provide
• opportunities for growth and development.
• Provide training, mentorship, and up-skilling programs.
• Recognize and reward individual and team achievements and contribution.
• Encourage open communication and feedback.
• Give employees autonomy and ownership of their work to motivate them.
• Foster a positive work culture that encourages collaboration, innovation, and
• creativity.
• Regularly engage direct reports to understand their needs and concerns.
• Foster a diverse and inclusive work environment that values different perspectives
• and backgrounds.

Skill / Competencies:

• Strong interpersonal skills.
• Excellent written/oral communication skills.
• Strong analytical skills.
• Organizational skills.
• Confident negotiator and ability to close the right type of business deals at the highest level.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should send their CV to: opeoluwa.oluyemi@up-ng.com using the job title as the subject of the email.

Job Title: Head, Public Sector

Location: Nigeria
Employment Type: Full-time

Job Objectives

• As a Head, Public Sector, will be responsible for driving the strategic engagement, growth, and performance of our public sector initiatives—leading the development, deployment, and adoption of innovative payment solutions across federal, state, and local government agencies.
• This leadership role requires a deep understanding of government operations, regulatory environments, and fintech ecosystems, combined with a strong track record in public sector relationship management and business development.

Duities and Responsibilities

• Strategic Leadership: Define and execute the department’s growth strategy in alignment with the company’s vision for public sector engagement and digital transformation.
• Government Relationship Management: Build and sustain high-level relationships with MDAs, regulatory bodies, public enterprises, and other key stakeholders.
• Solution Deployment & Expansion: Oversee the design, customization, and rollout of payment and revenue collection solutions for public institutions.
• Team Management: Lead and mentor a team of public sector professionals; drive accountability, performance, and development within the team.
• Cross-functional Collaboration: Work closely with legal, compliance, technology, product, and operations teams to deliver effective and compliant public sector solutions.
• Performance Monitoring: Develop KPIs and performance dashboards to track adoption, usage, revenue contribution, and operational efficiency.
• Regulatory Intelligence: Monitor government policies, reforms, and digital initiatives that may impact the fintech landscape; serve as the voice of the public sector internally.
• Advocacy & Representation: Represent the company at key industry engagements, stakeholder forums, and public-private partnership dialogues.

Key Performance Indicator

• As agreed from time to time based on business exigencies.

Requirements

• Education: Bachelor’s degree in Public Administration, Political Science, Economics, Business, or a related field (Master’s degree or MBA is a plus).
• Experience: Minimum 10 years of relevant experience in public sector engagement, digital payments, fintech, or financial services—at least 3 years in a leadership role. Post NYSC experience.

Key Compentencies Requirements
Knowledge/Experience:

• Proven track record of managing government relationships and driving adoption of technology-driven solutions.
• In-depth understanding of public sector procurement, government payment systems, and policy frameworks.
• Exceptional leadership, communication, and stakeholder management skills.
• Strategic thinker with strong analytical and business development capabilities.
• Proficient in Microsoft Office Suite, with experience using CRM and reporting tools.
• Previous experience working with or within public sector institutions, ministries, or government-owned enterprises.
• Familiarity with NITDA, EFCC, FIRS, CBN policies, and national digital transformation agendas.
• Ability to navigate political and regulatory complexities with diplomacy and tact.

Skill/Competencies:

• Strong interpersonal skills.
• Excellent written/oral communication skills.
• Strong analytical skills.
• Organizational skills.
• Confident negotiator and ability to close the right type of business deals at the highest level.

Application Closing Date
31st March, 2026.

How to Apply
Interested and qualified candidates should send their CV to: opeoluwa.oluyemi@up-ng.com using the job title as the subject of the email.

Job Title: Business Relationship Officer, Other Financial Institutions

Location: Nigeria
Employment Type: Full-time

Job Objectives

• The Relationship Officer – Other Financial Institutions (OFIs) is responsible for managing and expanding strategic partnerships with microfinance banks, mortgage banks, finance companies, digital lenders, and other non-bank financial institutions
• The role focuses on driving business growth through collaboration, integration, and cross-selling of the company’s fintech solutions and payment services, while ensuring strong relationship management, compliance, and operational excellence.

Responsibilities
Partnership & Relationship Management:

• Develop and maintain productive business relationships with key decision-makers in other financial institutions (OFIs).
• Serve as the primary point of contact for partner institutions, ensuring timely communication and issue resolution.
• Identify partnership opportunities that align with the company’s financial inclusion and revenue growth objectives.
• Negotiate and manage partnership agreements, SLAs, and commercial terms.
• Conduct periodic performance reviews with partners to assess service quality, transaction performance, and growth potential.

Business Development & Growth:

• Drive adoption of the company’s payment and fintech solutions across partner OFIs.
• Collaborate with internal product, technology, and operations teams to onboard new partners and deploy services efficiently.
• Identify and execute initiatives that enhance transaction volumes, float balances, and cross-platform activities.
• Support product innovation and joint solutions targeted at the OFI segment.

Operational & Risk Management:

• Monitor and ensure partner compliance with regulatory requirements, internal policies, and operational standards.
• Resolve operational challenges in collaboration with internal support teams.
• Track and reconcile financial transactions, settlements, and partner accounts as required.
• Maintain accurate and updated partner records in CRM or internal systems.

Performance Monitoring & Reporting:

• Analyze partner performance metrics and prepare periodic business and performance reports.
• Provide insights on market trends, competitor activities, and emerging opportunities in the OFI space.
• Support management decision-making through data-driven reporting and recommendations.

Key Performance Indicator

• As agreed from time to time based on business exigencies.

Requirements
Education:

• Bachelor’s degree in Finance, Economics, Business Administration, Banking, or a related field.

Experience:

• Minimum 5years of relevant experience in relationship management, partnership development, or business development within the financial services or fintech sector within the OFI segment. Post NYSC experience.

Key Compentencies Requirements
Knowledge/Experience:

• Understanding of the regulatory landscape and operational models of non-bank financial institutions in Nigeria.
• Strong interpersonal, communication, and analytical skills.
• Proficiency in Microsoft Office tools (Excel, Word, PowerPoint); familiarity with CRM platforms is an advantage.
• Ability to manage multiple accounts, prioritize tasks, and deliver on performance targets.

Preferred Attributes:

• Experience in a fintech, MFB, finance house, or B2B payment service provider.
• Familiarity with digital channels such as APIs, wallets, and agency banking platforms.
• Strong customer orientation with a problem-solving mindset.
• Ability to work both independently and collaboratively in a structured environment.

Skill/Competencies:

• Strong interpersonal skills.
• Excellent written/oral communication skills.
• Strong analytical skills.
• Organizational skills.
• Confident negotiator and ability to close the right type of business deals at the highest level.

Application Closing Date
31st March, 2026.

How to Apply
Interested and qualified candidates should send their CV to: opeoluwa.oluyemi@up-ng.com using the job title as the subject of the email.

Job Title: Project Management Officer

Location: Nigeria
Employment Type: Full-time

Job Objective

• The Project Management Officer (PMO) will support the planning, execution, monitoring, and successful delivery of projects across the organization.
• This role involves tracking project progress, maintaining documentation, coordinating with stakeholders, and ensuring adherence to timelines, budgets, and standards.
• The PMO will help implement project management best practices, streamline reporting, and contribute to the effective governance of the project portfolio within a dynamic fintech environment.

Duties & Responsibilities

• Support project planning activities, including scope definition, scheduling, resource allocation, and budgeting.
• Monitor and track progress across multiple projects to ensure timely delivery and alignment with business objectives.
• Maintain and update project documentation including project charters, plans, risk logs, and status reports.
• Assist in standardizing project management methodologies, tools, and templates across the organization.
• Coordinate with project teams to ensure tasks are assigned, deadlines are met, and risks/issues are addressed proactively.
• Organize and facilitate project review meetings, stakeholder briefings, and status update sessions.
• Prepare and present periodic project reports, dashboards, and performance metrics to leadership and stakeholders.
• Support the implementation of project governance processes and compliance with internal policies.
• Collaborate with cross-functional teams to ensure project alignment with strategic goals.

Requirements
Education:

• Bachelor’s Degree in Project Management, Business Administration, Engineering, Information Technology, or a related field.
• A Master’s degree or certification in project management or business-related field is an advantage.

Experience:

• Minimum of 5 years’ experience in a project management, project coordination, or PMO support role, preferably in a fintech or technology-driven environment.
• Basic understanding of fintech industry operations, products, and project delivery models is an added advantage.

Technical Skills:

• Proficiency in project management tools (e.g., MS Project, JIRA, Asana, Trello, Monday.com).
• Knowledge of project management methodologies such as Agile, Waterfall, or hybrid approaches.
• •Familiarity with project tracking and performance reporting systems.
• Understanding of risk and issue management, stakeholder engagement, and change control processes. Certifications.
• Certifications such as Certified Associate in Project Management (CAPM), PRINCE2 Foundation, or Agile Scrum Foundation are beneficial.

Application Closing Date
31st March, 2026.

How to Apply
Interested and qualified candidates should send their CV to: ademuyiwa.adetunji@up-ng.com using the job title as the subject of the mail.

Job Title: Merchant Onboarding Officer

Location: Nigeria
Employment Type: Contract

Job Objectives

• To oversee and manage the merchant onboarding process, ensuring all merchants meet Unified Payments’ risk management standards and regulatory requirements.
• This includes identifying potential risks, conducting due diligence, and ensuring merchants align with compliance, antimoney laundering (AML), and fraud prevention standards.

Duities and Responsibilities
Merchant Risk Assessment & Due Diligence:

• Conduct comprehensive risk assessments for new merchants to evaluate financial stability, operational risks, and compliance with regulatory requirements.
• Ensure that the merchant onboarding process is in line with AML and Know Your Customer (KYC) regulations.
• Perform background checks and due diligence investigations to assess potential merchant risks.
• Review merchant documentation and contracts to ensure they meet regulatory, legal, and company standards.

Compliance and Regulatory Management:

• Ensure that all merchants comply with internal policies, local regulations, and relevant industry standards.
• Work with regulatory authorities and internal stakeholders to ensure the merchant onboarding process adheres to compliance guidelines.
• Identify and escalate any compliance risks that may arise during the onboarding process, ensuring prompt resolution.
• Maintain an up-to-date knowledge of regulatory changes, AML laws, and other compliance requirements affecting merchant onboarding.

Risk Management & Mitigation:

• Develop and implement risk management protocols specific to merchant onboarding.
• Monitor merchant risk profiles throughout the onboarding process, ensuring appropriate mitigation strategies are implemented.
• Collaborate with the Enterprise Risk Management team to address any risks identified during merchant onboarding.
• Work closely with internal departments (e.g., legal, compliance, IT) to ensure a seamless onboarding process with adequate risk controls in place.

Ongoing Monitoring & Reporting:

• Conduct regular monitoring of onboarded merchants to ensure continuous adherence to compliance requirements and risk management practices.
• Prepare and present risk reports related to merchant onboarding for senior management and key stakeholders.
• Support the audit process by providing necessary documentation and reports for internal and external audits.

Stakeholder Engagement & Communication:

• Collaborate with cross-functional teams to ensure efficient merchant onboarding processes and risk management.
• Communicate with merchants regarding risk management requirements, ensuring a clear understanding of compliance expectations.
• Serve as a point of contact for merchant inquiries related to the onboarding process and risk management guidelines.

Requirements
Education:

• University degree in finance, risk management, business administration, or a related field.

Professional Memberships (Mandatory):

• Certified Risk and Compliance Management Professional (CRCMP) or equivalent is preferred.
• Certified Anti-Money Laundering Specialist (ACAMS) or equivalent certification is an added advantage.

General Experience:

• A minimum of 2 years of relevant experience in risk management, merchant onboarding, or compliance roles, preferably within financial institutions or the payments industry.
• Strong understanding of AML, KYC regulations, and fraud prevention practices.
• Experience in conducting due diligence and risk assessments during the merchant onboarding process.

Reporting Relationships:

• Functionally reports to: Head, Business Risk Department.

Application Closing Date
30th March, 2026.

How to Apply
Interested and qualified candidates should send their CV to: recruitment@up-ng.com using the job title as the subject of the mail.