Recruitment at The Concept Group

Recruitment at The Concept Group

The Concept Group is a holding company for companies established in 1992. Subsidiaries under the Group include: Rosabon Financial Services – Nigeria’s Leading Financial Intermediary and Equipment Leasing Company, Concept Nova – Bespoke Enterprise IT Solutions Company,Percy Aitkins – Bureau De Change.

We are recruiting to fill the position below:

Job Title: Product Manager

Location: Nigeria 
Employment Type: Full-time

Summary

• As a Product Manager specializing in asset-creation Products within our financial service organization, the incumbent will play a pivotal role in driving the development, enhancement, and management of our asset-creation product portfolio. This position requires a strategic thinker with a deep understanding of financial services, a passion for innovation, and the ability to collaborate across various teams to deliver market-leading solutions.

Duties and Responsibilities

• Product Strategy and Development
• Product Lifecycle Management
• Performance Monitoring and Analysis
• Financial Modelling
• Regulatory Compliance
• Cross-Functional Collaboration
• Research Tools and Methods
• Reporting and Recommendations

Experience and Skills

• Bachelor’s Degree in Finance, Business, or a related field. Relevant certifications (e.g., CFA, CFP) is a plus.
• Proven experience (2+ years) in product management within the financial services sector, with a knowledge of wealth management products.
• Strong understanding of financial markets, investment products, and regulatory frameworks.
• Excellent analytical, strategic thinking, and problem-solving skills.
• Exceptional communication and interpersonal skills to collaborate effectively with diverse stakeholders.
• Proven ability to manage multiple projects simultaneously and meet tight deadlines.
• Familiarity with agile development methodologies is an advantage

Salary
N1,000,000 – N2,000,000 monthly.

Application Closing Date
31st July, 2024.

How to Apply
Interested and qualified candidates should send their applications to: careers@conceptgroup-ng.com using the Job Title as the subject of the mail.

Job Title: Lease Executive

Location: Nigeria 
Employment Type: Full-time

Job Description

• The lease executive will build and preserve trusting relationships with our clients to get quality risk assets being Corporate Loans, operating and finance lease.
• We’ll rely on you to find ways to outperform our competition and maintain our company’s positive image.
• Ultimately, you’ll maintain strong relationships with the company’s clients to boost our brand and profits.

Duties & Responsibilities

• Generate High Quality Risk Assets
• Identify key staff in client companies to cultivate profitable relationships
• Resolve clients complaints quickly and effectively
• Understand clients’ needs and develop plans to address them
• Promote excellent customer service.
• Aim to preserve customers and renew contracts
• Approach potential clients to establish relationships
• Gain solid knowledge of competitors to build new profitable products
• Building positive relationships with customers
• Identifying opportunities for greater profits
• Intuitive to customers’ needs
• Strategic thinker and ability to analyze and solve problems quickly
• Attentive to detail and organized
• Must be self-motivated, flexible and able to manage other assigned tasks
• Prepare reports as at when due or assigned.
• Other activities assigned by the head of unit for better team productivity

Key Performance Indicators

• Target assigned
• New leads generation
• Prompt service delivery and quick turnaround
• Good customer relationship

Qualifications / Requirements

• B.Sc in Business Admin, Marketing or related field.

Job Knowledge:

• Knowledge in Risk Assets for business loans
• Leasing and fleet management knowledge
• Following through transactions to disbursement

Skills / Competencies

• Proven experience in Sales and Business Development
• Knowledge of customer management practice
• Experience in Risk Assets creation
• Experience in leasing
• Problem-solving attitude
• Excellent communication skills
• Aptitude for fostering positive relationships
• Teamwork and good work ethics.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should forward their Applications to: careers@conceptgroup-ng.com using the Job Title as the subject of the email.

Job Title: Compensation and Benefits Manager

Location: Nigeria 
Employment Type: Full-time

Description 

• We are a leading financial services provider committed to delivering innovative solutions and exceptional service to our clients.
• We are seeking a skilled and experienced Compensation and Benefits Manager to join our dynamic HR team.
• If you have a passion for developing and managing comprehensive compensation and benefits programs, we invite you to apply and be part of our growth and success.

Key Responsibilities

• Develop, implement, and manage compensation and benefits programs that align with the company’s strategic objectives and competitive market practices.
• Conduct regular market analysis and benchmarking to ensure our compensation structures are competitive and aligned with industry standards.
• Oversee the administration of employee benefits programs
• Manage the annual compensation review process, including salary surveys, job evaluations, and pay structure adjustments.
• Partner with HR and management teams to provide guidance on compensation and benefits issues, policies, and best practices.
• Analyze compensation and benefits data to identify trends, issues, and opportunities for improvement.

Qualifications

• Bachelor’s Degree in Human Resources, Business Administration, Finance, or a related field.
• Minimum of 4 years of experience in compensation and benefits management, preferably within the finance industry.
• Strong knowledge of compensation and benefits principles, practices, and regulations.
• Proven experience in conducting market analysis and benchmarking studies.
• Excellent analytical, problem-solving, and decision-making skills.
• Strong project management and organizational skills with the ability to manage multiple priorities and deadlines.
• Exceptional communication and interpersonal skills with the ability to interact effectively with all levels of the organization.
• Proficiency in HRIS and compensation analysis tools.

Why Join Us

• Competitive salary and comprehensive benefits package.
• Opportunities for professional growth and career advancement.
• Collaborative and inclusive work environment.
• Commitment to employee development and well-being.
• Innovative and forward-thinking company culture.

Application Closing Date
31st July, 2024.

How to Apply
Interested and qualified candidates should send their Resume / CV to: careers@conceptgroup-ng.com using the Job Title as the subject of the mail.

Job Title: Market Research Analyst

Location: Nigeria 
Employment Type: Full Time

Job Description

• The role of the Research Analyst encompasses researching and recommending strategies to improve product performance and new business areas the organization can venture into to increase revenue and profit.

Duties & Responsibilities

• Performing qualitative and quantitative research into existing and new business areas
• Advising the organization on the viable areas to venture into with clear justifications
• Initiating and maintaining partnerships with key industry experts and negotiating contracts to support projects
• Researching into available funding opportunities for captured business areas and soliciting funding for the projects
• Creating clear and useful reports and recommendations for product development use
• Keeping an up-to-date knowledge of the industry and related markets being researched
• Assist in the acquisition of requirements needed to succeed in the captured business areas

Experience & Skills

• Minimum 2 years experience in Market Research Analysis
• Ability to work effectively in a team environment.
• Excellent research, analytical, decision-making, and problem-solving skills
• Attention to accuracy and detail required
• Excellent organizational, planning, verbal, and written communication skills.
• Competence to analyze financial and non-financial data
• Ability to effectively exchange information, in verbal or written form, by sharing ideas, reporting facts and other information, responding to questions, and employing active listening techniques.
• Ability to work independently, within a team environment, and communicate effectively with employees at all levels
• Excellent knowledge and use of existing software packages (Power BI, Microsoft Office).

Salary
N400,000 – N600,000 monthly

Application Closing Date
31st July, 2024.

How to Apply
Interested and qualified candidates should send their applications to: careers@conceptgroup-ng.com using the Job Title as the subject of the mail.

Job Title: Portfolio Risk Analyst

Location: Nigeria 

Job Description

• The Portfolio Risk Analyst will determine risks and opportunities within credit portfolio processes and strategy, conduct risk analysis, track trends, understand risks associated with all product portfolios, and create corresponding reports on projects, documenting the same accordingly to present to senior management.
• He / she is also responsible for overseeing the credit collection unit, ensuring that appropriate steps are taken to collect payments on debts, all payment data are well recorded, and subsequently, using the generated data to perform the necessary analysis and provide corresponding reports.

Duties & Responsibilities

• Analyses transactional risk measures including defaults, correlations and stress losses to enhance concentration risk views.
• Estimates the probability of defaults, and loss given default to validate risk parameters (PD, LGD, EAD/CCF) calculated for internal credit risk management.
• Identifies adjustments required to risk parameters (PD, LGD, EAD/CCF) calculated for internal credit risk management.
• Analyses and monitors the company’s lease portfolio.
• Assessing all other credit risks and making recommendations.
• Periodically analyses quantitatively and qualitatively the loan portfolio of the company based on sector concentration, volume concentration, product concentration, etc.
• Periodically performs default/principal at risk assessment, measuring the impact of guarantors/collaterals and the impact of group loans on risk exposure.
• Monitors compliance with credit and risk policies of the company.
• Prepares reports on analytics of portfolio performance, emerging trends, and areas of opportunity.
• Prepares comprehensive report on all repossessed lease assets identifying principal outstanding, loan-asset value, number of rentals outstanding, date asset is expected to be disposed and estimation of depreciation in asset value.
• Mitigates credit risk exposure related to portfolio management activities.
• Prepares report on probability of default using information from direct debit, cheque lodgment report and returned cheque report
• Suggests initiatives to ensure consistency and compliance with credit policies and improve credit qualities.
• Proposes evolutions in the policy, process, procedure, methodology, and collaterals related to the risk identified.
• Makes recommendations for process improvement, addressing gaps and areas for additional or improved reporting and data.
• Responsible for training the department on identified trends and recommendations.
• Responsible for compiling and evaluating information needed to collect delinquent accounts, supervises field collections and perform other collection duties as required.

Qualifications / Requirements

• A Bachelor’s Degree in Accounting / Finance, or a related field.
• Advanced degrees, certifications and/or professional membership will be an added advantage
• Minimum of 5 years working in a similar field, with cognitive experience as a Portfolio Risk Analyst.
• Good understanding of industry laws and regulations
• Excellent organizational and leadership skills
• Ability to present and communicate analysis and recommendations
• Ability to measure financial data to evaluate financial performance and position

Competencies:

• Ability to review, analyze, and report credit and risk activities and data in a way that is easily understood to make better decisions.
• Ability to identify gaps within the credit policies

Application Closing Date
2nd August, 2024.

How to Apply
Interested and qualified candidates should send their applications to:careers@conceptgroup-ng.com using the Job Title as the subject of the mail.