PalmPay Limited Latest Recruitment 2026 | Apply Now

PalmPay is an Africa-focused fintech firm, launched in 2019. PalmPay is a mobile payments platform that offers a number of financial services.

We are recruiting to fill the position below:

Job Title: Sales Officer

Locations: Kwara, Enugu, Warri – Delta, Benin – Edo, Ondo, Osun, Abia, Akwa Ibom, Imo and Rivers
Job Type: Full Time

Description

• The Sales Officer will be responsible for identifying and onboarding customers for loan products, particularly within markets and small business environments. This is a field-based role that involves daily customer engagement.

Key Responsibilities

• Approach and engage potential customers in markets and business areas
• Educate customers on available loan products and benefits
• Assist customers with loan applications and onboarding process
• Meet daily and weekly loan disbursement targets

Requirements

• No prior experience required (training will be provided)
• Must be comfortable working in the field (markets, shops, business areas)
• Good communication and interpersonal skills
• Candidates must either reside in Kwara, Enugu, Warri, Benin, Ondo, Osun, Abia, Akwa Ibom, Edo, Imo or Rivers.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Administrative Officer – Regional / Out-of-State Operations

Location: Nigeria

Job Summary

• We are seeking a highly organized, proactive, and detail-oriented administrative officer to oversee the smooth administrative and operational activities of a regional/out-of-state office.

Key Responsibilities
Facility, Hygiene & Housekeeping:

• Conduct daily inspections to ensure cleanliness, safety, and operational readiness.
• Supervise cleaning staff and office assistants.
• Coordinate deep cleaning, pest control, waste management, and sanitation schedules.
• Prepare daily and weekly facility reports for Head Office.

Asset & Inventory Management:

• Maintain accurate records and tagging of company assets, IT equipment, and furniture.
• Conduct regular physical asset counts and audits.
• Enforce asset check-in/check-out procedures.

Repairs & Maintenance:

• Identify and report facility faults, including electrical, plumbing, air conditioning, generator, and IT-related issues.
• Coordinate local vendors and contractors for repairs and maintenance.
• Monitor service delivery and ensure compliance with agreed SLAs before sign-off.

Procurement & Vendor Management:

• Manage office supplies, stationery, consumables, and cleaning inventory.
• Ensure procurement activities remain within approved budgetary guidelines.
• Process and maintain accurate vendor invoices, receipts, and purchase orders.

Operations & Head Office Coordination:

• Serve as the primary administrative liaison between the regional office and Head Office.
• Maintain prompt communication and provide timely updates on assigned tasks.
• Manage petty cash, utility payments, and operational expense documentation.
• Coordinate local travel, logistics, and guest reception for visiting personnel and partners.

Requirements

• Bachelor’s Degree or HND in Business Administration, Public Administration, Logistics, or a related discipline.
• 1–2 years of experience in office administration, facilities management, or operations.
• Experience managing a branch or regional office is an added advantage.
• Strong problem-solving and task-prioritization skills.
• Excellent verbal and written communication skills.
• High attention to detail and strong organizational ability.
• Proficiency in Microsoft Word, Excel, PowerPoint, and administrative software.
• Ability to work independently with minimal supervision.
• Highly proactive, responsive, and results-oriented.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Finance Officer

Location: Nigeria
Employment Type: Full-time

Role Summary
As a Finance Officer, you will be saddled with the responsibility to:

• Ensure that all expense tickets are processed and paid within 3 working hours of receipt to aid the preparation and readiness of the management account.
• Ensure that all taxes (WHT) are correctly remitted promptly on all OPEX tickets
• Spool first draft of Cash GLs on the first working day of every month.
• Collect and review all bank statements weekly and monthly
• Support monthly bank reconciliation of accounts domiciled with the finance department
• Carry out any other function as directed by the line manager

Requirements

• Bachelor’s Degree in Accounting, Finance, Economics, or a related field.
• 2–4 years of relevant experience in finance or accounting.
• Professional accounting qualification or progress toward one (e.g., ICAN, ACCA) is an added advantage.
• Good knowledge of accounting principles and financial reporting.
• Proficiency in Microsoft Excel and accounting/ERP software.
• Strong analytical, numerical, and problem-solving skills.
• Excellent attention to detail and accuracy.
• Good communication and organisational skills.
• Ability to work independently and meet deadlines.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Credit Risk Manager

Location: Nigeria
Employment Type: Full-time

Job Summary

• The Credit Risk / Underwriting Manager will lead the credit underwriting function for SME loans, ensuring high-quality credit decisions in line with the Bank’s credit policies and risk appetite.
• The role involves overseeing the underwriting team, reviewing complex credit applications, managing portfolio quality, and collaborating with Risk, Verification, Collections to minimize credit losses while supporting sustainable business growth.

Key Responsibilities

• Lead and supervise the Credit Underwriting team, ensuring timely and accurate credit decisions.
• Review and approve SME loan applications in line with the our credit policy and risk framework.
• Assess complex credit proposals, financial statements, cash flow, and business performance.
• Monitor portfolio quality, identify emerging credit risks, and recommend mitigation strategies.
• Work closely with Field Verification, Collections, Sales, and Risk teams to improve loan quality and reduce default rates.
• Develop and implement underwriting standards, policies, and process improvements.

Requirements

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, or a related field.
• 5-8 years experience in credit underwriting, credit risk management, or SME lending.
• Previous experience in banking, fintech, digital lending, or microfinance is mandatory.
• Sound understanding of SME credit analysis, financial statement analysis, and lending policies.
• Excellent leadership, stakeholder management, and report-writing skills.
• Professional certifications such as ACIB, ACA, ACCA, CFA, FRM, CRCMP, or related risk/credit certifications will be an added advantage.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Sales Agent (Buy Now Pay Later)

Locations: Edo, Delta, and Rivers
Employment Type: Contract

About the Role

• Flexi Microfinance Bank is expanding its Mobile Installment product nationwide and seeking enthusiastic, customer-focused Sales Agents to join our team. In this role, you will be stationed at designated 3C HUB retail outlets, engaging walk-in customers, promoting our phone financing solution, and guiding them through the onboarding and application process.
• This role requires strong communication skills, persuasive selling ability, and a passion for helping customers access mobile devices through flexible payment plans.

Key Responsibilities

• Actively approach and engage walk-in customers at 3C HUB retail locations to promote Flexi MFB’s mobile installment financing product.
• Explain product features, payment plans, eligibility criteria, and financing terms in a clear and professional manner.
• Assist customers with onboarding, application submission, and required documentation.
• Provide accurate information, answer customer inquiries, and address concerns to ensure a seamless experience.
• Work closely with store staff and Flexi MFB operations teams to ensure efficient loan processing and approvals.
• Track daily leads, applications, conversions, and other assigned sales metrics.
• Follow up with pending customers to ensure completion of applications and final approvals.
• Ensure compliance with Flexi MFB sales guidelines, customer verification processes, and KYC requirements.
• Represent the Flexi MFB brand professionally while maintaining strong customer satisfaction and service standards.

Requirements

• Minimum of OND, NCE, or equivalent qualification.
• Prior experience in sales, field marketing, retail banking, or telecom product sales is an added advantage.
• Strong communication, persuasion, and negotiation skills.
• Ability to work in a fast-paced retail environment with daily customer interaction.
• Basic understanding of consumer lending and mobile phone markets (preferred, but not required).
• Computer literacy and ability to use smartphones or digital onboarding tools effectively.
• Result-driven mindset with a focus on meeting and exceeding sales targets.

Key Competencies:

• Customer service mindset
• Confidence and resilience
• Ability to build rapport quickly
• Accountability and professionalism
• Goal-oriented with strong follow-through.

Compensation & Benefits

• Competitive guaranteed monthly basic salary of N70,000 – N90,000, transportation – N20,000
• Unlimited bonuses based on phone installment sales (N1,000 per phone sold)
• Training, coaching, and growth opportunities
• Performance incentives and rewards.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Junior Anti-Fraud Analyst

Location: Nigeria
Employment Type: Contract
Work schedule: Onsite – Monday – Friday

Description

• As a junior anti-fraud analyst, when a customer takes out a loan and immediately stops paying, dig into the accounts and find out why.
• Look at data from our risk control, sales, and loan application review teams to figure out if the customer genuinely can’t pay or if they tricked our systems to get approved. Learn to spot dishonest behavior early so we can protect the business.

Key Responsibilities

• Investigate risk cases: Look closely at accounts that go into high default rate after getting a loan to see if the information they provided was real or fake.
• Audit approved applications: Review cases that were recently passed and approved by the loan application review team to spot any red flags or missed warning signs.
• Review team data: Review cases within 72 hours into loan and confirm device ownership, ascertain if the sales team are selling to the right customers and detect early repayment risk.
• Flag fraud behavior: Keep an eye out for tricks (Falsified images, inflated incomes or colluding with sales agents) and flag those accounts immediately to the field collection team for possible retrieval.
• Report findings: Keep clean and simple notes on investigations so the team knows exactly why an account was flagged.
• Loss review cases: Daily review loss and stolen cases with relevant reports.

What we’re looking for

• Basic data skills: Comfortable working with spreadsheets (like Excel or Google Sheets) to sort through customer information.
• Good communication: Explain findings clearly without using overly complicated technical words in Yoruba and Hausa
• Experience: 1–2 years of experience in risk, finance, customer service or data entry with a strong interest in fraud prevention.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Credit Reviewer (Hausa Speaker)

Location: Nigeria
Employment Type: Contract

Job Summary

• The Credit Reviewer is responsible for evaluating credit applications determine the creditworthiness of individuals or businesses.
• This role ensures that lending decisions are made in accordance with company policies and risk standards.

Key Responsibilities

• Review and analyze credit applications.
• Assess risk and recommend approval, denial, or modification of credit terms.
• Verify accuracy of submitted documentation.
• Prepare reports summarizing credit findings.
• Ensure compliance with internal policies and regulatory guidelines.

Qualifications

• Minimum of NCE certificate.
• Strong analytical and decision-making skills.
• Attention to detail and ability to work independently.
• Experience with credit analysis or financial review is a plus.

Salary
N100,000 monthly.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should
Click here to apply online

Job Title: Call Verification Officer

Location: Nigeria
Employment Type: Contract

Description

• The Call Verification Officer will be responsible for conducting outbound verification calls to customers, confirming information provided during onboarding and loan application processes, and ensuring compliance with internal verification standards.

Key Responsibilities

• Conduct outbound calls to verify customer information and documentation
• Perform prequalification checks based on defined criteria
• Accurately document call outcomes and customer responses
• Escalate discrepancies, inconsistencies, or red flags identified during calls

Requirements

• Minimum of 0-1 year experience in Customer Service, Customer Relations, Call Centre Operations, Verification, or a related role.
• Excellent verbal communication and interpersonal skills.
• Basic proficiency in Microsoft Office and other computer applications.
• Candidates must reside within Ikeja or its immediate environs, this is a mandatory requirement.

Salary
N100,000 Monthly.

Application Closing Date
25th August, 2026.

How to Apply
Interested and qualified candidates should send their CV to: otumunye.flourish@flexi-bank.com using “Call Verification Officer” as the subject of the email.

Job Title: Business Developer

Locations: Abuja (FCT), Abia,  Akwa Ibom, Anambra, Cross River, Delta, Imo and Rivers
Employment Type: Contract

Description

• The Business Developer will be responsible for identifying and onboarding business owners (merchants) to use Flexi MFB’s Pay With Transfer solution.
• This is a field-based role that requires daily engagement with customers.

Key Responsibilities

• Approach and engage business owners in markets and commercial areas
• Educate customers on the benefits of Pay With Transfer (PWT), training will be provided.
• Onboard and assist merchants in opening business accounts
• Meet daily and weekly onboarding targets

Requirements

• 0-1 years experience in sales related role.
• Immediate resumption is prioritized.
• Must reside in states advertised for vacancy.
• Good communication and interpersonal skills
• Energetic, confident, and target-driven.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should send their CV to: otumunye.flourish@flexi-bank.com using “Business Developer” and indicating state of residence as the subject of the email.

Job Title: Quality Assurance Officer (Hausa Speaker)

Location: Nigeria
Employment Type: Contract

Job Summary

• Monitor and evaluate collections interactions to ensure compliance, service quality, and operational standards while identifying coaching opportunities.

Key Responsibilities

• Review calls, chats, and emails using QA scorecards.
• Ensure compliance with company policies and regulations.
• Provide feedback and coaching to Collections Officers.
• Identify quality trends and recommend improvements.
• Prepare QA reports and maintain evaluation records.

Qualifications

• Bachelor’s Degree and 2+ years’ experience in Collections, QA, Customer Service, or Contact Centre Operations.

Skills:

• Attention to detail, communication, analytical skills, Excel, CRM systems, reporting, and coaching.

Benefits

• Salary: N80,000 monthly.
• N20,000 / KPi.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online