Recruitment at Baobab Microfinance Bank

Baobab Microfinance Bank is an investment company whose mission is to create a group of leading microfinance banks and finance companies in at least 15 countries by 2015 that will provide financial services and savings products to entrepreneurs who lack access to the traditional financial sector. Baobab was created in July 2005 by PlaNet Finance, and other investors including International Finance Corporation, AXA Belgium, and Societe Generale, with the European Investment Bank, the French Development Agency and Developing World Markets Joining later.

We are recruiting to fill the position below:

Job Title: Experienced Loan Officer

Location:  Nigeria
Employment Type: Full-time
Reporting to: Branch Supervisor

Main Responsibilities

• Promote/Market Baobab’s products to prospective clients
• Visit and evaluate potential client businesses
• Visit client’s personal house
• Visit co-debtor, guarantor’s house and businesses
• Analyze financial data of client’s businesses
• Analysis of quantitative and qualitative data of client businesses and households
• Prepare loan documents for credit committee
• Present loan files to credit committee
• Enter Loan files in the MIS.
• Conduct monitoring visits to business and households
• Follow- up on loan repayment
• Manage loan recovery from active and write-off client until the last kobo
• Assess the impact of loan before renewal
• Deposit Mobilization
• Any other task as directed by your line supervisor.

Education

• B.Sc, HND Minimum
• Fluent in English (Written/spoken)
• Detail oriented
• Target oriented
• Articulate and well spoken
• High level of integrity
• Dynamic and motivated and individuals who like to work outdoors
• Must have completed NYSC
• Basic Knowledge in accounting, finance and mathematics
• Previous work Experience or training In sales (Preferably in an MfB or a commercial Bank).

Application Closing Date
22nd February, 2026.

Method of Application
Interested and qualified candidates should
Click Here to Apply Online

Note: Only shortlisted applicants will be contacted.

Job Title: Experienced Recovery Officer

Location:  Required nationwide across Nigeria
Employment Type: Full-time
Supervisor: Reporting to the Head of Recovery unit/Assistant Head of recovery unit

Job Mission

• Recover bad debts from debtors who show unwillingness to pay back the loan taken.

Responsibilities

• Conduct regular review and visits to clients with outstanding loan portfolios at risk.
• Daily review of all the outstanding and overdue loan clients.
• Make regular reports and suggestions to the bank on actions required to protect its fund from bad loan clients.
• Recovery of classified loans.
• Initiates process to prosecute hard core debtors in line with guiding bank policy,
• Negotiate work out plans with willing debtors.
• Liaise with branches to manage and monitor non – performing loans.
• Any other responsibilities that may be assigned by the immediate supervisor.

Educational Qualifications

• Candidates should possess a B.Sc or HND
• Must have completed NYSC
• Previous work Experience or training in recovery (Preferably in an MfB or a commercial Bank)

Required skills/Experience:

• Fluent in English and Hausa or Yoruba (spoken and written)
• 1 – 3 Years of experience in Recovery in a Microfinance Institution
• Strong negotiation
• Articulate and result oriented
• High level of integrity
• Accurate, organized and motivated
• Previous loan recovery experience
• Status Local contract with Nigerian MFB.

Application Closing Date
3rd March, 2026.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Note: Only shortlisted applicants will be contacted.

Job Title: Business Analyst

Location: Yaba, Lagos
Employment Type: Full-time
Reports to: Head, IT PMO & Change management
Status: Local contract with Baobab Microfinance Bank, Nigeria

Job Summary

• As a Business Analyst, you will be the bridge between business needs and technological solutions.
• You will be responsible for understanding business requirements, analyzing processes, and translating these into clear, concise specifications for development teams.
• Your role is crucial in ensuring that the solutions delivered align with the strategic goals of Baobab Microfinance Bank Nigeria and meet the needs of its stakeholders.

Responsibilities

• Gather, analyze, and document business requirements from stakeholders using various techniques such as interviews, workshops, and surveys.
• Translate business requirements into functional and non-functional specifications, user stories, and use cases for development teams.
• Conduct detailed analysis of existing business processes and identify areas for improvement and optimization.
• Collaborate with product owners, developers, quality assurance teams, and other stakeholders throughout the project lifecycle.
• Create and maintain clear and comprehensive documentation, including process flows, data models, and system diagrams.
• Facilitate meetings and presentations to communicate findings, recommendations, and progress to stakeholders.
• Support the testing phase by reviewing test cases and helping to validate that solutions meet the defined requirements.
• Assist in the implementation and deployment of new systems and processes, including user training and support.
• Stay updated on industry trends, best practices, and new technologies in business analysis

Requirements

• Bachelor’s degree in Business Administration, Information Technology, Finance, Engineering, Computer Science or a related field.
• Minimum of 5 years of experience in Project Management with a minimum of 3 years of experience working with software development teams using Agile Methodology.
• Proven experience as a Business Analyst, preferably in the financial services or microfinance sector.
• Proficient in technical drawing, architecture drawing and process flow diagrams using tools like Draw.io, Lucid Chart, Miro, etc.
• Strong analytical and problem-solving skills with the ability to interpret complex data and processes.
• Excellent communication (written and verbal) and interpersonal skills, with the ability to interact effectively with all levels of an organization.
• Proficiency in business analysis tools and techniques (e.g., SWOT analysis, gap analysis, process modeling).
• Experience with Agile/Scrum methodologies is a plus.
• Ability to work independently and as part of a team in a fast-paced environment.
• Strong attention to detail and organizational skills.
• Banking Experience is an advantage.

Application Closing Date
6th March, 2026.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Scrum Master

Location: Yaba, Lagos
Employment Type: Full-time
Reports to:Head, IT PMO & Change management

Job Summary

• As a Scrum Master, you will be a facilitator and coach for the development team, guiding them in adhering to Agile principles and the Scrum framework.
• Your mission is to create a productive environment where the team can deliver high-quality software products by removing impediments, fostering collaboration, and ensuring continuous improvement.

Responsibilities

• Facilitate Scrum ceremonies, including daily stand-ups, sprint planning, sprint reviews, and retrospectives.
• Coach and guide the Scrum team on adhering to Agile principles and practices, and ensure they understand and follow Scrum theory, guidelines, and practices.
• Help the Product Owner manage the product backlog effectively.
• Remove any impediments or blockers that are hindering the team’s progress.
• Shield the team from external distractions and interruptions.
• Promote a collaborative and transparent team environment.
• Liaise with stakeholders to improve visibility and clarity about the teams work.
• Encourage continuous learning and improvement within the team.
• Resolve conflicts within the team and promote constructive disagreement.

Requirements

• Bachelor’s Degree in Computer Science, Engineering, or a related field.
• Minimum of 5 years of experience in Project Management with minimum of 3 years of experience in managing software development teams using Agile Methodology.
• Solid knowledge of Agile frameworks and methodology, such as Scrum or Kanban.
• Agile Scrum Master Certification (e.g., CSM, PSM II) is a plus.
• Demonstrated leadership and management experience.
• Outstanding written and verbal communication skills.
• Strong analytical and problem-solving aptitude.
• Proficiency in servant-leadership, conflict resolution, empathy, and emotional intelligence.
• Status: Local contract with Baobab Microfinance Bank, Nigeria.

Application Closing Date
8th February, 2026.

Method of Application
Interested and qualified candidates should
Click Here to Apply Online

Note: Only shortlisted applicants will be contacted.