Recruitment at Carbon Nigeria
Carbon is a pan-African digital bank with a mission to provide friction-free finance to its customers. Carbon promises to play a fundamental role in its customers’ lives wherever they are, with flexible solutions. We pride ourselves on our efficiency and with just $10mm of equity raised in 2015, we have disbursed over $100m in loans and earned more than $30mm in revenue over the last 2 years. Carbon has operations in Ghana, Kenya, and Nigeria, supported by a talented team spread between Lagos, Nairobi, London, Argentina, and Palo Alto so we operate with a remote-first mindset.
We are recruiting to fill the position below:
Job Title: Business Development Officer – SME (Loans)
Location: Nigeria
Job type: Full time
About the Role
- We are seeking an experienced Business Development professional with a background in SME banking/lending and a proven track record of deal flow particularly in the retail and healthcare sectors for a contract position.
- The successful candidate will be primarily responsible for identifying new business opportunities and loans, building relationships, and driving growth for Carbon Business.
Responsibilities
- Identify and pursue new business opportunities in the SME sector, particularly in retail and healthcare
- Develop and maintain relationships with potential clients, including SME owners, entrepreneurs, and business professionals.
- Develop and maintain a strong pipeline of deals, meeting monthly and quarterly targets
- Conduct preliminary credit investigations to analyze applicants’ willingness and repayment capacity to determine the feasibility of granting loans.
- Initiate and partner with reputable organizations to facilitate lending to their customers.
- Collaborate with internal stakeholders, including credit analysts and loan officers, to assess the creditworthiness of potential borrowers and structure loan proposals.
- Monitor and manage existing loan portfolios to ensure timely repayment and mitigate credit risk.
- Meet or exceed sales targets and contribute to the overall growth and profitability of Carbon Business.
- Prepare and submit regular reports on business development activities, pipeline status, and performanceMetrics.
Requirements
- Minimum of a Higher National Diploma (HND) in a related field (e.g., finance, business, economics)
- Minimum of 3 years of work experience in SME banking/lending, underwriting, sales, or business development within the financial services industry.
- Proven track record of successfully sourcing and closing business loans, particularly in the retail and healthcare sectors.
- Ability to work independently and as part of a team in a fast-paced, dynamic environment as well as meet deadlines
- Strong analytical skills and attention to detail.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Job Title: Accountant
Location: Nigeria
Job type: Full time
About the Role
- We are a dynamic financial institution at the forefront of fintech innovation, committed to delivering exceptional financial services.
- Our operations leverage cutting-edge technology and industry expertise to meet the evolving needs of our clients. We are seeking an experienced and detail-oriented Accountant to join our team.
Responsibilities
- Financial Reporting and Analysis: Prepare accurate financial statements, balance sheets, income statements, and other financial reports. Analyze financial data to identify trends, discrepancies, and opportunities for improvement.
- Transaction Reconciliation: Manage daily reconciliations for platforms such as NIBSS, MIFOS, and other payment systems, ensuring accuracy and timely resolution of discrepancies.
- Budget Management: Assist in the preparation and monitoring of budgets, providing variance analysis and actionable insights to stakeholders.
- System Integration and Tools: Utilize tools such as Retool, Confluence, NIBSS, and MIFOS for process optimization, reporting, and data management.
- Compliance and Auditing: Ensure compliance with financial regulations, standards, and internal policies. Support audit processes by providing necessary documentation and reports.
- Process Improvement: Identify opportunities for process optimization and automation, leveraging tools like Retool and Confluence.
- Collaboration: Work closely with cross-functional teams, including operations, technology, and risk, to align financial processes with organizational goals.
Requirements
- Bachelor’s Degree in Accounting or a related field
- Experience in reconciling payment transactions on the NIBSS platform, Paystack, Interswitch, and debit cards – Visa/MC, etc
- Strong analytical skills, including background in investigating financial data anomalies and identifying root causes
- Knowledge of payment systems, settlement processes, and financial reporting frameworks.
- Experience with core banking systems like Mifos is a plus
- Excellent analytical, problem-solving, and organizational skills.
- Professional certifications such as ACA, ACCA, or CPA are a plus.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Job Title: Senior Android Developer
Location: Nigeria
Job type: Full-time
Responsibilities
- Drive the direction of the mobile applications in the company to deliver robust, secure, and efficient experiences to make our customers happy.
- Design, develop, and improve our Android applications across all popular devices.
- Produce technical designs and lead developers during development.
- Build up best practices around Android development, code reviews, and training.
- Work with the Quality Assurance team to troubleshoot and resolve issues.
Requirements
- BSc / MSc Degree in Computer Science, Engineering, or a related subject
- At least 4 years of software development experience and Android skills development
- Experience building native apps in Android using Java (mandatory) and Kotlin
- Demonstrate strong analytical and problem-solving skills.
- Must have published at least one original Android app to the Play Store
- Experience with Android and Firebase SDKs
- Experience working with remote data via REST and JSON
- Working knowledge of the general mobile landscape, architectures, trends, and emerging technologies
- Solid understanding of the full mobile development life cycle.
- Sound knowledge of Android components (Content providers, Broadcast receivers, services, activities, fragments, UI layouts, Intents ..)
- Fast-paced and able to work to deadlines.
The following are optional but will enhance your chances of being selected:
- Knowledge of at least one backend programming language
- Ability to work with UX prototyping tools like Figma, Adobe XD, InvisionApp, etc
- Knowledge of GIT
- Test Driven Development, Continuous Integration, and/or other automated testing skills.
- Overall software development experience of 5+ years
- Agile Development experience.
- Prior experience working with financial applications.
Benefits
- A great and upbeat work environment populated by a multinational team.
- Health Insurance
- Life Insurance
- Career Development & Growth.
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Note
Recruitment process:
- Call with People team
- Case Study ( Assessment)
- Interview.
Job Title: People Innovation Lead
Location: Nigeria
Job type: Full time
The Role
- We’re looking for someone to reimagine how we attract, develop, and engage talent at Carbon.
- You’ll use technology and data to create amazing experiences for both candidates and employees.
What You’ll Do
uild Better Ways to:
- Find and attract great talent using AI and automation
- Help our people grow through personalized learning
- Track and improve performance through data
- Keep our team engaged and excited about Carbon
Use Cool Tech to:
- Automate repetitive HR tasks
- Create data dashboards that tell meaningful stories
- Build tools that make managers’ lives easier
- Design engaging employee experiences
Work With People to:
- Understand what they need to succeed
- Create solutions that actually work
- Make HR processes simple and effective
- Build a strong company culture
What You’ll Need
- Experience in HR/People Operations (4+ years)
- Love for technology and automation
- Eye for making complex things simple
- Track record of creative problem-solving
- Passion for building great teams
Why You’ll Love It
- Shape the future of HR in African banking
- Work with cutting-edge tech
- Join a team that values bold thinking
- Make a real impact on people’s lives
- Learn and grow every day
Application Closing Date
Not Specified.
How to Apply
Interested and qualified candidates should:
Click here to apply online
Recruitment at Carbon Nigeria
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Important Notes
- The above statements are intended to describe the general nature and level of work to be performed by those assigned to this function.
- It should not be construed as an exhaustive list of all responsibilities, tasks and skills required of persons so classified.
- All employees may be required to undertake other responsibilities in addition to those specified from time to time, as required.
- We do not charge any application, processing, training, interview, testing or any other fees in connection with the application or recruitment process. If you receive a fee request, please ignore it.
- Also, please note that logos, slogans, names and titles are easily copied and reproduced. Therefore, particular care should be taken when submitting personal information on the web.
- We are an equal opportunity employer that values inclusiveness and diversity. We do not discriminate on the basis of color, race, nationality, religion, age, ethnic origin, disability, gender, marital status or orientation gender in our employment practices
- Our employees are all equally talented in unique ways: we come from diverse traditions, personal experiences and perspectives. And we want to include your ideas, are you ready to inspire us with your ideas?
- We encourage all applicants to apply and do not discriminate in any recruitment process.
- Applications submitted after the deadline will not be considered.
- Due to the necessity of the position, we are entitled to appoint a candidate who matches the required profile before the above deadline
- Only qualified candidates will be invited for an interview
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