Recruitment at Credpal Limited

Credpal is an innovative solution that seeks to combat the ever complex loan approval process that has deterred millions from achieving specific goals over the years. We believe quality of life can be drastically improved if individuals can easily make purchases and pay overtime at their convenience with reduced or no financial pressure, while also increasing their purchasing capabilities.

We are recruiting to fill the position below:

Job Title: Retail Business Development Executive

Location: Nigeria
Job Type: Full Time/Hybrid
Level: Mid – Senior Level

Purpose Statement

• We are seeking a proactive and results-driven Retail Business Development Executive to expand our retail partnerships, drive sales, and increase brand presence.
• This role focuses on identifying new retail opportunities, managing key accounts, and optimizing growth strategies to ensure maximum market penetration.

Responsibilities

• Identify and onboard new retail partners to expand business reach.
• Build and maintain strong relationships with retailers, distributors, and key stakeholders.
• Develop and execute strategic sales plans to drive retail growth.
• Conduct market research to identify trends, customer preferences, and competitor strategies.
• Work closely with internal teams to optimize product placement, pricing, and promotions.
• Drive retail sales performance, ensuring targets are met and exceeded.
• Monitor KPIs, track sales metrics, and report insights for continuous improvement.
• Negotiate and manage contracts, pricing agreements, and retail partnerships.
• Organize and participate in retail activations, promotional events, and brand campaigns.
• Provide ongoing support and training to retail partners to improve product knowledge and sales performance.

Requirements

• Bachelor’s Degree in Business, Sales, Marketing, or a related field.
• 3+ years of experience in retail business development, sales, or partnerships.
• Strong knowledge of retail sales channels, merchandising, and distribution networks.
• Proven ability to close deals and manage key retail accounts.
• Excellent negotiation, communication, and relationship-building skills.
• Ability to analyze retail market trends and develop growth strategies.
• Proficiency in CRM tools, Microsoft Office, and Google Suite.
• Self-motivated, target-driven, and able to work independently.
• Experience in fintech, financial services, or high-growth companies is a plus.
• Ability to work in a fast-paced environment and manage multiple retail partnerships.

Benefits

• Competitive salary and performance-based bonuses
• Professional development and growth opportunities.
• A dynamic and innovative work environment.
• Hybrid work options for flexibility and work-life balance

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Full Stack Developer

Location: Nigeria
Job type: Full-time (Hybrid)
Level: Junior – Mid Level

Purpose Statement

• We are seeking a highly motivated and skilled Full Stack Developer to join our team and play a pivotal role in shaping and enhancing our cutting-edge financial technology solutions.
• Your expertise in both backend (Node.js) and frontend (React.js, HTML/CSS, JavaScript) development will be crucial in creating seamless, efficient, and engaging user experiences.
• You will collaborate with cross-functional teams to craft dynamic interfaces, architect efficient APIs, integrate with various third-party services, and leverage AI-powered development tools to enhance coding efficiency and optimize system performance.

Key Deliverables

• Develop and deploy user-friendly web applications using React.js, HTML/CSS, JavaScript, Node.js, Express.js, MongoDB.
• Architect efficient backend solutions, including APIs and server-side logic.
• Implement AI-powered coding tools (e.g., GitHub Copilot, ChatGPT, Tabnine) to improve development speed and code quality.
• Ensure pixel-perfect, responsive, and dynamic user interfaces aligned with design guidelines.
• Collaborate with teams to integrate third-party services and data sources.
• Design and implement well-documented APIs for seamless data exchange.
• Maintain code quality through testing, debugging, and code reviews.
• Stay updated with AI-driven development trends and propose innovative enhancements.
• Develop, and maintain scalable web solutions, including RESTful APIs, third-party payment integrations, and overall system architecture to ensure efficiency and reliability.
• Enhance user experience by implementing responsive, dynamic interfaces with smooth animations and interactions, aligning with design guidelines.
• Ensure code quality and system stability through technical documentation, debugging, and collaboration with our world-class engineering team.

Requirements

• Proven experience as a Full Stack Developer with expertise in React.js, HTML/CSS, JavaScript, Node.js, Express.js, MongoDB.  (preferably in a fintech or high-growth financial service company).
• Experience using AI-powered coding tools (e.g., GitHub Copilot, ChatGPT, Tabnine) to streamline development.
• Familiarity with RESTful APIs, Authentication (JWT/OAuth), Mongoose.js, CI/CD, SSR/CSR in React, WebSocket development and integration.
• Strong understanding of responsive design principles, ensuring a consistent user experience across devices.
• Proficiency in version control systems (Git), package managers (npm/Yarn), build tools (Webpack/Parcel), and testing tools (Postman/Insomnia).
• Knowledge of Docker and containerization for scalable deployments.
• Understanding of Agile methodologies and development best practices.
• Ability to work effectively in cross-functional teams and communicate technical concepts to non-technical stakeholders.
• Contributions to open-source projects, personal coding projects, or relevant certifications are a plus.
• Familiarity with fintech industry trends and challenges is an advantage.

Benefits

• Professional development opportunities.
• A collaborative and inclusive work culture that fosters growth and innovation.
• Opportunity to work with cutting-edge products and technologies.
• Supportive and approachable management team dedicated to your success.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Backend Developer

Location: Nigeria
Job Type: Full Time/Hybrid
Level: Mid – Senior Level

Purpose Statement

• We are seeking a skilled and dedicated Backend Developer to join our engineering team. Your role will be crucial in developing and maintaining the server-side logic and APIs that power our web and mobile applications.
• You will work closely with our frontend developers and product team to ensure the seamless integration of functionalities and deliver a robust, high-performance platform that empowers our customers to manage their financial lives with ease. Additionally, leveraging AI-powered coding tools will be key in improving efficiency and maintaining code quality.

Responsibilities

• Develop and maintain server-side logic using Node.js, specifically Nestjs, typescript, NoSQL, RDBMS and other backend technologies.
• Design and implement robust and scalable RESTful APIs for seamless data exchange between frontend and backend systems.
• Utilize AI-powered coding tools (e.g., GitHub Copilot, ChatGPT, Tabnine) to improve development efficiency and maintain clean, well-structured code.
• Collaborate with frontend-developers to integrate user-facing elements with server-side logic.
• Ensure the security and data protection of our applications by implementing industry-standard security measures.
• Optimize applications for maximum speed and scalability.
• Write clean, maintainable, and efficient code while adhering to best practices and coding standards.
• Conduct thorough testing of backend services, including unit testing and integration testing, to ensure high-quality performance and reliability.
• Stay up-to-date with the latest industry trends and technologies to keep our backend systems at the forefront of innovation.
• Provide technical documentation and training to team members on new and existing features.
• Participate in code reviews to ensure code quality and share knowledge with the team.

Requirements

• High proficiency developing server-side logic using NestJS, MongoDB/Mongoose, and TypeScript (preferably in a fintech or high-growth financial service company).
• Experience using AI-powered coding tools (e.g., GitHub Copilot, ChatGPT, Tabnine) for improved development workflows.
• Strong understanding of SQL query language (MySQL flavor)
• Knowledge of ORMs (Object Relational Mappers) is a plus
• Good working knowledge of NoSQL databases (MongoDB)
• Knowledge of ODMs (Object Data Mappers) is a plus
• Strong understanding of responsive design principles
• Experience with frontend–build tools for optimizing and bundling assets
• Familiarity with RESTful API development and integration
• Experience with version control systems (e.g., Git) and collaborative coding practices
• Understanding of Agile methodologies and development practices
• Ability to understand business requirements and translate them into technical requirements
• Effective communication of technical concepts to non-technical stakeholders
• Ability to work effectively in cross-functional teams
• Contributions to open-source projects, personal coding projects, or relevant certifications
• Familiarity with fintech industry trends and challenges
• Willing to resume immediately

Benefits

• Professional development opportunities.
• A collaborative and inclusive work culture that fosters growth and innovation.
• Opportunity to work with cutting-edge products and technologies.
• Supportive and approachable management team dedicated to your success.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Mobile Application Developer

Location: Nigeria
Job Type: Full Time/Hybrid
Level: Mid – Senior Level

Purpose Statement

• We are searching for a skilled Mobile Application Developer to join our innovative team.
• As a Mobile Application Developer, your mission is to contribute to the creation of cutting-edge mobile applications that redefine user experiences.
• Utilizing your expertise in mobile development, you will play a pivotal role in designing, implementing, and maintaining high-performance mobile applications across various platforms.
• Join us in crafting the next generation of mobile solutions that enhance functionality and user engagement.

Responsibilities

• Collaborate with cross-functional teams to define, design, and ship new mobile applications.
• Develop and maintain high-quality, scalable mobile applications for both iOS and Android platforms.
• Ensure the performance, quality, and responsiveness of mobile applications.
• Collaborate with UX/UI designers to implement visually appealing and user-friendly interfaces.
• Write clean, maintainable, and efficient code, following established coding standards.
• Conduct thorough testing of mobile applications to identify and resolve bugs, performance issues, and bottlenecks.
• Integrate mobile applications with backend services and external APIs for seamless functionality.
• Stay updated on industry trends and advancements to incorporate cutting-edge features into mobile applications.
• Troubleshoot and debug mobile applications, providing timely resolution to technical issues.
• Collaborate with product owners to understand project requirements and deliver innovative solutions that meet user needs.

Requirements

• Proven experience as a Mobile Application Developer with a proven track record of successful projects.
• In-depth knowledge of mobile app architecture, design principles, and industry best practices.
• Proficient in utilizing Flutter for mobile application development.
• Strong grasp of UI/UX design principles and adherence to user interface guidelines.
• Familiarity with integrating mobile applications seamlessly with backend services using RESTful APIs.
• Sound understanding of mobile app security protocols and adherence to best practices.
• Experience working with version control systems, such as Git, to facilitate collaborative development.
• Proficiency in mobile testing frameworks and implementation of effective strategies for ensuring application reliability.
• Proficient in mobile programming languages, including Swift (iOS) and Kotlin/Java (Android), is an added advantage.
• Keen awareness and stay up-to-date with the latest trends, technologies, and advancements in the mobile app development industry.
• Willing to resume immediately.

Benefits

• Professional development opportunities.
• A collaborative and inclusive work culture that fosters growth and innovation.
• Opportunity to work with cutting-edge products and technologies.
• Supportive and approachable management team dedicated to your success.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Head of Business

Location: Nigeria
Job Type: Full Time/Hybrid
Level: Mid – Senior Level

Purpose Statement

• We are seeking a high-impact Head of Business to lead our growth in credit products such as loans and invoice financing, payment solutions and cross-border payments.
• This role is responsible for driving revenue, expanding market share, and forging strategic partnerships that enhance our position in the financial ecosystem.
• The ideal candidate is a seasoned business leader with a deep understanding of payment processing, B2B financing, and international transactions.

Responsibilities

• Develop and execute business strategies for growth in payments, acquisition of businesses to offer credit products such as loans and invoice financing, payment solutions and cross-border payments.
• Identify and establish partnerships with banks, fintechs, merchants, and global payment providers.
• Lead sales and business development efforts to scale transaction volumes and increase revenue.
• Drive adoption of payment solutions by onboarding enterprises, SMEs, and high-value customers.
• Oversee invoice financing strategies, ensuring businesses can access seamless credit solutions.
• Optimize cross-border payment processes, reducing friction and enhancing transaction efficiency.
• Collaborate with product, compliance, and risk teams to create seamless, secure financial solutions.
• Monitor industry trends and regulatory changes, adapting strategies to stay competitive.
• Analyze market data and key business metrics to drive data-informed decision-making.
• Represent the company at industry events, forums, and strategic networking opportunities.

Requirements

• Bachelor’s Degree in Business, Finance, Economics, or related field; MBA preferred.
• 5+ years of experience in business development, sales, or strategy within fintech or financial services.
• Strong expertise in payments, invoice financing, and cross-border transactions.
• Proven success in scaling financial products and driving revenue growth.
• Experience in negotiating high-value partnerships with financial institutions and payment providers.
• Deep understanding of regulatory frameworks governing payments and financing.
• Proficiency in CRM tools, business intelligence software, and Google Suite.
• Excellent leadership, negotiation, and communication skills.
• Strong analytical skills with the ability to interpret market trends and data insights.
• Ability to thrive in a fast-paced, high-growth environment.

Benefits

• Competitive salary and performance-based bonuses
• Professional development and growth opportunities.
• A dynamic and innovative work environment.
• Hybrid work options for flexibility and work-life balance.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Corporate Business Development Executive

Location: Nigeria
Job Type: Full Time/Hybrid
Level: Mid – Senior Level

Purpose Statement

• We are seeking a dynamic Corporate Business Development Executive with a focus on Partnerships to spearhead strategic collaborations and drive business growth.
• Your role is instrumental in identifying, negotiating, and fostering key partnerships that will expand our market presence and contribute significantly to revenue generation.
• Join us in shaping innovative and mutually beneficial alliances that propel our organization to new heights.

Responsibilities

• Identify and pursue new corporate business opportunities to drive revenue growth.
• Build and maintain strong relationships with key decision-makers in target industries.
• Develop and execute strategic partnership initiatives to enhance business expansion.
• Conduct market research and competitor analysis to stay ahead of industry trends.
• Work closely with internal teams to develop tailored solutions for corporate clients.
• Manage the entire sales cycle, from lead generation to negotiation and closing deals.
• Ensure seamless onboarding and account management for new corporate clients.
• Collaborate with marketing to design targeted campaigns for corporate prospects.
• Track and report on KPIs, revenue targets, and business development efforts.
• Represent the company at corporate events, networking functions, and industry conferences.

Requirements

• Bachelor’s Degree in Business Administration, Sales, Marketing, or a related field.
• 3+ years of proven experience in corporate business development, sales, or partnerships in a fintech or high-growth financial service company.
• Strong B2B sales and negotiation skills with a track record of closing high-value deals.
• Proven experience in building and managing strategic corporate relationships.
• Excellent communication, presentation, and interpersonal skills.
• Ability to analyze market trends and create data-driven sales strategies.
• Proficiency in CRM tools, Microsoft Office, and Google Suite.
• Self-motivated, target-driven, and able to work independently.
• Experience in fintech, financial services, or high-growth companies is a plus.
• Ability to manage multiple projects and thrive in a fast-paced environment.

Benefits

• Competitive salary and performance-based bonuses
• Professional development and growth opportunities.
• A dynamic and innovative work environment.
• Hybrid work options for flexibility and work-life balance.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online