Recruitment at FairMoney Microfinance Bank

FairMoney is building the leading mobile bank for emerging markets. We started with a digital microcredit application on Android, and currently roll out additional financial services (current account, savings, debit card) while expanding the product to Western Africa and South-East Asia.

We are recruiting to fill the position below:

Job Title: State Head

Location: Nigeria

Job  Description

• As the State Head (Aggregator Network), you are the CEO of the region, responsible for regional performance and individual state under purview.
• You must be self-driven, result oriented and most importantly – An A player.
• You are primarily responsible for shaping and driving your region’s growth strategy to correctly position it within landscape in Nigeria by working with the Head of Retail Banking in cementing the FairMoney strategy of becoming the largest neobank in Nigeria.

Roles and Responsibilities

• Source for new clients and expand client network in the retail marketplace (Agents and consumers)
• Develop and maintain market dominance by ensuring acquisition, retention and Month on Month growth in acquisition and loan conversion in market segment
• Drive corporate strategy in Schools, Markets, Partnerships with OFIs/Super Agents/ Aggregators and Agricultural value chain
• Sign up and maintain relationship with value chain actors
• Monitor regional performance, staff and consumer behavior and provide market intelligence to the team
• Proper Branding and training of Agents/Consumers and partners
• Comply with rules, regulations and legislation governing the financial services industry
• Motivate, mentor and supervise regional staff for delivery of FairMoney corporate objective
• Consistently deliver monthly OKR
• Any other responsibility as may be assigned by the Head of Retail Banking

Requirements

• A Bachelor’s Degree in any relevant discipline
• A minimum of 6 – 8 years of experience in the Agency Banking business
• Must have an android phone
• Proven experience managing a high performance sales team
• Ability to motivate a team of Sales Managers for performance
• Extremely flexible, result oriented, hardworking with a strong track record of success
• Ability to self-motivate and manage self
• Good communication and interpersonal skills
• Customer orientation and ability to adapt/respond to different characters.

Benefits

• Private Health Insurance
• Pension Plan
• Paid Time Off
• Work From Home
• Training & Development
• Performance Bonus.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Regional Director – Remittance (B2B and FX Sales)

Location: Nigeria

Role Overview

• We are seeking a highly strategic and commercially driven leader to spearhead the growth of our B2B remittance and FX trading portfolio across Africa, with a particular focus on West African markets.
• This role requires a blend of business development expertise, FX market understanding, and strong partner negotiation skills to deliver market-leading growth and competitive advantage.

Key Responsibilities
Portfolio Growth & FX Panels:

• Drive portfolio onboarding growth to create and expand FX panels for trading, as well as remittance pay-in and pay-out channels.
• Develop innovative onboarding models to attract high-value partners and clients into the FX and remittance ecosystem.

Strategic Business Planning:

• Design and implement an overarching business strategy that leverages the global FX strategy as a mechanism for sustainable growth.
• Align regional strategies with global objectives to maximize market penetration and profitability.

Market Expansion:

• Lead the launch and expansion of B2B remittances across strategically prioritized markets in West Africa.
• Build and execute MNO vs local aggregator strategies to drive market share and accelerate adoption.

Collaboration & Alignment:

• Work closely with the FX Trading Team to coordinate market launches, expansion activities, and pricing strategies.
• Collaborate cross-functionally to ensure operational readiness, compliance, and partner onboarding efficiency.

Business Development & Integration Management:

• Manage and prioritize business development integrations that directly contribute to B2B remittance and FX trading growth.
• Ensure alignment of integration roadmaps with resource, skillset, and capital constraints.

Commercial Negotiations:

• Renegotiate commercial terms on existing contracts to optimize costs and improve partner margins.
• Structure deals for B2B and C2C remittance payouts, marketing investments, and working capital/funding arrangements.

Competitive Positioning & Market Share Growth:

• Develop and execute strategies to achieve targeted market share gains versus competitors.
• Identify and capture opportunities in underserved or high-potential corridors.

Pipeline Development:

• Build and maintain a robust growth pipeline that aligns with company capabilities and strategic priorities.
• Continuously evaluate and prioritise market opportunities based on ROI, competitive landscape, and scalability potential.

Requirements

• Proven experience in cross-border payments or B2B remittance markets.
• A minimum of a Bachelor’s Degree in any related discipline.
• Strong understanding of African financial ecosystems, particularly West African markets.
• Track record in strategic business development and delivering revenue growth.
• Exceptional commercial negotiation skills with experience in deal structuring.
• Ability to lead cross-functional teams and manage complex stakeholder relationships.
• Data-driven mindset with strong analytical skills.

Benefits

• 25 days paid vacation, Sick & Public Holidays to B2B contractors.
• Remote (timezone must have significant overlap with CET).
• Training & Development budget.
• Paid company business trips.

Application Closing Date
Not Specified

Method of Application
Interested and qualified candidates should:
Click here to apply online

Job Title: Process / Program Manager (Procurement & Cost Optimisation)

Location: Nigeria

Key Responsibilities

• Identify areas of efficiency in internal processes or products to save cost for the company.
• Evaluate current tools & recommend better & efficient tools.
• Maintain vendor relationships by communicating effectively and addressing inquiries and concerns promptly
• Conduct market research to identify potential suppliers and evaluate their offerings
• Support in negotiation processes and contract management
• Collaborate with internal departments to ensure alignment on procurement needs and strategies.
• Monitor market trends and identify new suppliers and products.
• Analyze and report on procurement metrics and savings achieved.

Requirements

• Bachelor’s degree in Supply Chain, Business Administration, Economics, or related fields
• Minimum of 5 years of experience in Operations, Strategy, or similar domains
• Advanced Excel proficiency (dashboards, modeling, pivots, automation)
• Strong project management and problem-solving skills
• Excellent communication, stakeholder management, and cross-functional collaboration
• Ability to thrive in fast-paced, high-growth, and execution-heavy environments.

enefits

• Private Health Insurance
• Performance Bonus
• Pension Plan
• Training & Development.

Application Closing Date
Not Specified

Method of Application
Interested and qualified candidates should:
Click here to apply online

Job Title: Lead Graphics Designer

Location: Nigeria
Job type: Full time

About The Role

• We are looking for a Lead Graphic Designer to lead and grow FairMoney’s in-house design team.
• This role is both creative and managerial as you will set the visual direction across campaigns, guide execution standards, and manage designers to ensure all output meets the highest level of quality.
• The right candidate is not just a designer but a team leader and creative strategist: someone who understands static design, motion graphics, and video, can brief and oversee agencies, and has the attention to detail and communication skills needed to elevate both the team and the brand.

Key Responsibilities

• Lead creative direction and maintain a consistent visual identity across all channels (Meta, Google, YouTube, CRM, Organic Social, Outdoor).
• Oversee production of static, motion, and video assets—including UGC content, carousels, motion graphics, and brand films.
• Manage and mentor a team of designers, ensuring high-quality output, creative growth, and adherence to brand standards.
• Collaborate with Marketing, Brand, and Product teams to translate briefs into impactful, platform-appropriate creative concepts.
• Coordinate workflow, prioritize projects, and communicate timelines to ensure efficient delivery.
• Partner with design studios, UGC agencies, and other external vendors to deliver premium video and motion outputs.

Requirements

• 6+ years of professional design experience, including 2+ years in a lead or managerial role.
• Proven ability to define and maintain creative direction across multiple channels (digital, social, video, outdoor, CRM).
• Strong portfolio showcasing static ads, illustrations, motion graphics, and video-led campaigns.
• Advanced proficiency in Adobe Creative Suite (Photoshop, Illustrator, After Effects, Premiere Pro) and Figma.
• Solid understanding of video production, animation, and motion design processes.
• Experience managing and mentoring design teams while maintaining high creative standards.
• Excellent communication, leadership, and cross-functional collaboration skills.
• Ability to balance performance-driven creative with strong brand storytelling.

Benefits

• Private health insurance.
• Pension plan.
• Paid time off.
• Hybrid work model.
• Access to training and development programs.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Relationship Manager

Location: Nigeria

Roles and Responsibilities

• S/he will be responsible for driving the Merchant Acquiring business across various merchant sectors (Supermarkets, Pharmacies, Filling Stations, Eateries & Restaurants, Lounges & Bars, and Hotels) within the region and developing strategies to increase sales revenue
• Develop plans and strategic initiatives to grow the Merchant Acquisition business and achieve the company’s sales goals
• Manage and lead the Merchant Acquisition team within the region to deliver profitable growth
• Daily, weekly, and monthly monitoring of the KPIs of the Merchant team within the assigned region is required, ensuring all targets are consistently met and exceeded
• Drive the KAMs (Key Account Managers) to ensure they meet all KPIs for their respective teams
• Meet target quotas for the region’s set KPIs, including transaction value, volume, and revenue
• Monitor market trends and provide regular competitor feedback to the Merchant Acquisition Manager
• Have Strong understanding of the company’s products and services is essential, with the ability to advise others effectively
• Follow up with merchants, ensuring both active and inactive merchants are visited. Where necessary, they will facilitate the retrieval of POS terminals from inactive business partners within the region

Requirements

• Bachelor’s Degree in Sales and Marketing or related fields
• A minimum of 6 to 8 years of experience in the Merchant business
• Must have an Android phone
• Proven experience managing a high-performance sales team
• Ability to motivate a team of Sales Managers for performance
• Extremely flexible, result-oriented, and hardworking with a strong track record of success
• Ability to self-motivate and manage self
• Good communication and interpersonal skills
• Customer orientation and ability to adapt/respond to different characters.

Benefits

• Private Health Insurance
• Performance Bonus
• Pension Plan
• Training & Development.

Application Closing Date
Not Specified

Method of Application
Interested and qualified candidates should:
Click here to apply online

Job Title: Finance Manager

Location: Nigeria

Job Summary

• The Finance department at FairMoney is a key component in this mission to provide banking services to all consumers across emerging markets
• Finance drives the reporting, the strategic analysis and the financial operations to make FairMoney’s mission possible. We are currently looking for a Finance Manager.

Key Responsibilities
Monthly Management Reporting:

• Review monthly management report prepared by accountants and sign off
• Ensure there are relevant schedules supporting the items on the financial statement
• Train and motivate accountants.
• Resolve issues raised by the financial control units and other reviewers timely and accurately.

Variance Analysis:

• Identify drivers for financial statements line items
• Analyse the variance between actuals and budget as well as change over time
• Recommend corrective actions for adverse variances.

Regulatory Reporting:

• Ensure CBN returns is submitted on or before the 5th day of the month
• Ensure the NDIC report and other regulatory returns are submitted as at when due
• Manage CBN audits.

Year End Close/Statutory Audits:

• Lead the annual statutory audit.

Requirements
The ideal candidate will be:

• A qualified accountant (ACCA, ICAN)
• Must be very good with IFRS
• Have an Advanced Microsoft Excel Skills
• SQL and other data analytics skills are major advantage
• Have a minimum of seven (7) years of experience.
• Experience in audit and/or financial service industry is necessary
• Must have excellent leadership and interpersonal skills
• Be an effective team player with a positive attitude
• Must be able to work without supervision.

Benefits

• Private Health Insurance
• Pension Plan
• Paid Time Off
• Hybrid Work Model
• Training & Development.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Recruitment Process

• A screening interview with one of the members of the Talent Acquisition team
• Technical Interview with the Chief Financial Officer.

Job Title: Portfolio Manager

Location: Nigeria

Job Summary

• The Portfolio Manager will build and manage with effectiveness and efficiency a large portfolio of customers with the strict minimum risk acceptance level by selling the different products of the company.
• The Portfolio Manager remains responsible of the funds given out to clients in his portfolio as loans.
• He is also responsible of having a good relationship with Fairmoney’s clients and encourage them to buy all the products they are qualified for.

Key Responsibilities
Pre-loan disbursement:

• Promote/Market FairMoney’s products to prospective clients by using all the channels possible
• Visit and evaluate potential clients businesses
• Visit client’s personal house when it’s necessary
• Visit co-debtor’s, guarantor’s houses and businesses when it’s required
• Analyze financial data of client’s businesses
• Analysis of quantitative and qualitative data of client’s businesses and households
• Prepare loan documents for credit committee
• Present loan files to credit committee
• Enter Loan files in the MIS
• Represent FairMoney towards all active and potential partners with dignity and pride
• Fulfill all other necessary assignments by the institution

Post-Loan Disbursement:

• Conduct monitoring visits to business and households
• Follow- up on day-to-day loan repayments
• Manage loan recovery from active and written-off clients until full reimbursement is achieved
• Assess the impact of loan before renewal.

Requirements

• HND/Bachelor’s Degree in Sales and Marketing or related fields
• A minimum of 4 years of experience in Loan Sales / Portfolio Management
• Ability to motivate a team of Sales Managers for performance
• Extremely flexible, result-oriented, and hardworking with a strong track record of success
• Ability to self-motivate and manage self
• Good communication and interpersonal skills
• High level of integrity
• Dynamic and motivated and individuals who like to work outdoors
• Target Driven.

Benefits

• Private Health Insurance
• Performance Bonus
• Pension Plan
• Training & Development.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online