Recruitment at Kuda Bank

Kuda is a full service, app-based digital bank. Our mission is to be the go-to bank not just for those living on the African continent, but also for the African diaspora wherever they might live, anywhere in the world. Kuda is free of ridiculous banking charges and great at helping customers budget, spend smartly and save more. We raised the largest seed round ever seen in Africa, and completed a Series A funding round in February 2021, led by some of the world’s smartest venture capital investors. With offices in London (our HQ), Lagos and Cape Town, and further offices opening across Africa during 2021, Kuda is fast becoming recognised as the leading ‘Neobank’ for Africans.

To help us grow into the company that can bring meaningful change to the way people across Africa get access to great financial products and services in order to take control of their personal finances, we are actively looking for bright, talented, driven people who are excited by our mission. If this sounds like a great way to spend your valuable time, then please get in touch with us.

We are recruiting to fill the position below

Job Title: Fraud Analyst

Location: Nigeria
Job Type: Full-time

About the role

• We are seeking a highly skilled and detail-oriented Fraud Analyst to join our dynamic Fraud Team.
• In this role, you will play a key part in managing fraud queries, proactively preventing fraud incidents, and ensuring the security of our customers’ finances.

Key responsibilities

• Identifying and investigating cases of fraud across our various channels
• Implementing measures to mitigate fraud risks and prevent fraudulent activities
• Monitoring all electronic transactions to detect suspicious patterns
• Handling escalations and providing timely resolutions to fraud-related issues
• Collaborating with internal stakeholders to identify trends and implement control measures
• Providing investigative findings on reported fraud cases to customers.

Requirements

• Bachelor’s Degree in a relevant field
• Minimum of 1 year of experience in fraud analysis or a similar role
• Strong analytical and problem-solving skills
• Knowledge of fraud prevention techniques and technologies
• Proficiency in using fraud detection tools and software
• Excellent attention to detail and ability to work with large volumes of data
• Good communication skills and ability to collaborate effectively with cross-functional teams
• Ability to work in a fast-paced environment and handle multiple priorities.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Head of Product – Platform

Location: Nigeria
Job Type: Full-time

Role Overview

• The Head of Product, Platform, will lead the Platform tribe at Kuda, overseeing Core Banking, Payments & Cards, and Internal Tooling.
• This tribe powers the reliability, scalability, and compliance of Kuda’s infrastructure — enabling all product tribes to deliver customer-facing innovation.
• You will own the tribe’s strategy, roadmap, and delivery, ensuring that platform investments translate into measurable business efficiency, regulatory readiness, and improved delivery velocity across the organisation.

Key Responsibilities
Strategy & Roadmap:

• Define and own the Platform tribe strategy and roadmap, integrating business goals, regulatory needs, and market dynamics.
• Prioritise investments that improve system reliability, cost efficiency, and scalability while enabling new business opportunities.
• Set and communicate SMART goals (OKRs) to align teams and stakeholders.

Delivery & Execution:

• Lead tribe planning and QBRs, managing alignment and dependencies across tribes.
• Champion thin-slice, iterative delivery with measurable impact.
• Provide proactive visibility to leadership and stakeholders on roadmap progress, risks, and key decisions.

Reliability, Scalability & Compliance:

• Establish standards for system reliability, uptime, and performance, tracking SLA targets.
• Ensure compliance with card scheme rules, payment regulations, and data protection requirements.
• Drive automation and tooling that reduce operational friction and enhance efficiency.

Analytics & Financial Impact:

• Use financial analytics to optimise ROI, cost-to-serve, and scalability.
• Analyse vendor costs, transaction volumes, reconciliation gaps, and efficiency gains to inform priorities.
• Apply cohort analysis to identify internal adoption trends and guide smarter platform investment.

People Leadership & Influence:

• Hire, coach, and develop Product Managers with strong infrastructure and financial services instincts.
• Influence stakeholders by simplifying complex technical concepts into clear business narratives.
• Foster an inclusive, collaborative culture where teams feel empowered to contribute and own outcomes.

Change Leadership:

• Lead structural enhancements to Kuda’s infrastructure that benefit multiple business areas.
• Oversee transformation initiatives in core processes (ledger, payments, tooling) to increase efficiency.
• Act as a role model for learning, continuous improvement, and accountability.

Day-to-Day Collaboration:

• With BLO (Platform): align on efficiency, uptime, and cost-reduction objectives.
• With DM/TLs: plan capacity, define SLAs, and deliver roadmap initiatives.
• With Other Tribes: manage dependencies for payment flows, ledger, and tooling access.
• With Risk, Compliance, Legal, and Finance: ensure audit readiness, reconciliation integrity, and regulatory compliance.
• With Vendors: manage partnerships, SLAs, and integrations with card schemes, processors, and banking providers.

Requirements

• 7+ years in Product Management, with 4+ years leading payments, cards, or core banking infrastructure products.
• Proven track record in building reliable, compliant financial platforms.
• Strong knowledge of local payment rails, card schemes, and core banking systems.
• Experience managing vendors and partners at scale.
• Data-driven decision-maker with financial modelling and ROI analysis experience.
• Excellent communication and influencing skills, able to simplify complex concepts.
• Experienced in mentoring Product Managers and building high-performing teams.

Nice to Have:

• Experience in Nigerian or emerging market financial infrastructure.
• Familiarity with CBN regulations, scheme certifications, and ISO20022.
• Background in internal tooling or financial operations automation.

Benefits
Why join Kuda?
At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

• A great and upbeat work environment populated by a multinational team
• Pension
• Career Development & growth
• Competitive annual leave plus bank holidays
• Competitive paid time off (Parental, Moving day, Birthday, Study leave etc)
• Group life insurance
• Medical insurance
• Well-fare package (Wedding, Compassionate and etc)
• Perkbox
• Goal – employee wellness app
• Award winning L&D training
• We are advocates of work-life balance, working in a hybrid in office schedule.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: DevOps Engineer

Location: Nigeria (Hybrid)
Job Type: Full-time

Roles and responsibilities

• Implement various testing and automation tools, and commission IT infrastructure
• Provision, Configure, & De-Provision Environments via Automation
• Define and set development, test, release, update, and support processes for DevOps operation
• Apply troubleshooting techniques and advise on fixing code bugs
• Ensure developers adheres to defined DevOps processes and update or create new processes to improve efficiency and effectiveness
• Develop appropriate metrics to demonstrate system performance and agility using appropriate monitoring tools to improve operational efficiency.
• Identify and deploy cybersecurity measures by continuously performing vulnerability assessment and risk management
• Recognize and adopt best practices in documentation, testing, security, operations and support at scale and efficient use of resources.
• Perform incidence management and root cause analysis
• Select and deploy appropriate CI/CD tools
• Strive for continuous improvement and build continuous integration, continuous development, and constant deployment pipeline (CI/CD Pipeline)
• Understand teams’ requirements and project KPIs

Requirements

• 3+ years of industry experience in a similar role
• Bachelors or higher in Computer Science or a related field or equivalent experience
• Experience with CI/CD Platforms (Azure DevOps is a Plus)
• Strong exposure working with at least one of GCP, AWS & Microsoft Azure (preferably Azure & AWS)
• Solid experience with ElasticSearch, Datadog, Sentry
• Good understanding of technologies like Ansible, Terraform etc
• Experience with Kubernetes orchestration and management
• Exposure maintaining and support monitoring and alerting systems
• Working experience supporting and troubleshooting relational databases and distributed platform
• Working knowledge of monitoring and event management tool Implementations
• Basic system administration and Linux skills

Personal Attributes:

• Willing to embrace and enrich Kuda culture of empathy, teamwork and passion
• Have a strong desire for learning and growth
• Have a sense of ownership and pride in your performance and its impact on the company’s success
• Are a critical thinker and possess problem-solving skills
• Have good time-management skills
• Have great interpersonal and communication skills
• Can take the initiative and adapt to a fast-paced work environment.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Internal Control Lead

Location: Nigeria
Job type: Full-time (On-site)

Role Overview

• The Lead, Internal Control Unit will support the Head of Enterprise Risk Management & Internal Control (ERM & IC) in driving Kuda Microfinance Bank’s business strategy by serving as an early warning system for financial and operational risks and promoting business ethics and integrity.
• This role requires a highly organized and methodical professional with expertise in process review and improvement, data analysis, revenue assurance, and audit.

Responsibilities

• Spearhead the planning and execution of annual internal control activities across financial, compliance, and operational areas, implementing a dynamic, risk-based control testing framework, enabling real-time identification and remediation of control deficiencies.
• Monitor and validate compliance and financial control areas, including revenue assurance, cost optimization, treasury, and financial reporting, using analytical insights to optimize performance.
• Provided effective leadership and supervision of the Internal Control team, driving performance excellence through continuous training, mentoring, and adherence to best practices in control management.
• Assess the adequacy and effectiveness of controls, collaborating with finance and non-finance teams, and provide management assurance on compliance with internal policies and regulatory requirements.
• Leverage data analytics and automation to streamline repetitive control testing and enhance monitoring efficiency.
• Support the Head of ERM & Internal Control in enterprise risk assessments, contributing data-driven insights to strengthen organizational risk management practices.
• Present control findings and strategic recommendations to senior leadership to drive informed decision-making.
• Lead and mentor the Internal Control team, fostering a culture of excellence, continuous learning, and adherence to control best practices.
• Execute ad hoc assignments as directed by the Head of ERM & Internal Control or management.

Requirements

• Bachelor’s Degree in a numerate discipline; ACA, ACCA, CISA, or CIA certification required.
• Minimum of 5 years of progressive experience in Fintech or Consulting.
• Deep understanding of internal controls, risk management, audit, and regulatory compliance frameworks.
• Proven experience leading revenue assurance or financial control functions.
• Proficiency in data analysis and automation tools (ideally SQL).
• Strong leadership, analytical, and stakeholder management capabilities.
• Strategic, detail-oriented, and able to work autonomously while guiding cross-functional teams.

What We Offer

• Competitive salary with a performance-based bonus structure.
• Comprehensive benefits package, including health insurance, pension plans, and professional development stipends.
• A collaborative and supportive team environment focused on innovation and community impact.
• The opportunity to lead transformative projects that reshape African cities and elevate living standards.
• Career growth within a dynamic and growing real estate and infrastructure development firm.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Head of Product – Credit

Location: Nigeria
Job Type: Full-time

Role Overview

• The Head of Product, Credit will lead Kuda’s Credit tribe, driving the strategy, execution, and continuous improvement of all lending-related products and initiatives.
• This role focuses on building reliable, scalable, and compliant credit solutions that deliver measurable business impact and exceptional customer experiences.
• You’ll own the tribe’s roadmap, delivery, and performance, ensuring decisions are data-driven and aligned with Kuda’s broader strategic and financial goals.
• You’ll also play a key role in building and developing a strong product team, fostering collaboration and accountability across stakeholders.

Key Responsibilities
Delivery & Execution:

• Lead tribe planning and QBRs, ensuring alignment, clarity, and dependency management.
• Champion thin-slice, iterative delivery focused on measurable outcomes.
• Provide consistent visibility to leadership through metrics, progress updates, and proactive risk management.

Data & Experimentation:

• Promote a culture of data-driven decision-making, establishing strong experimentation and measurement practices.
• Ensure squads have the insights, analytics, and tools needed for effective prioritisation.

Product Quality, Risk & Compliance:

• Ensure all products meet regulatory, compliance, and security requirements.
• Embed standards for reliability, performance, accessibility, and localisation into delivery practices.

People Leadership & Organisation Building:

• Hire, coach, and develop Product Managers across multiple levels.
• Foster a culture of clarity, focus, and ownership of outcomes.
• Define and uphold high standards for product discovery, delivery, and communication craft.

Day-to-Day Collaboration:

• With BLO: Align product strategy with business objectives and financial targets.
• With DM/TLs: Manage capacity, technical debt, and sustainable delivery practices.
• With Other Tribe Leads: Coordinate dependencies and shared initiatives.
• With Compliance, Legal, Marketing, and CX: Ensure alignment across customer, regulatory, and commercial goals.

Requirements

• 5+ years of Product Management experience, including 2+ years leading teams or product portfolios.
• Proven track record of delivering measurable business outcomes.
• Strong fluency in experimentation, analytics, and data-driven prioritisation.
• Excellent stakeholder management and leadership skills.
• Experience mentoring and scaling Product Managers with a player-coach mindset.

Nice to Have:

• Background in financial services, payments, lending, or infrastructure.
• Familiarity with compliance frameworks and regulatory environments.
• Experience working with growth or data platforms.

Benefits
Why join Kuda?
At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

• A great and upbeat work environment populated by a multinational team
• Pension
• Career Development & growth
• Competitive annual leave plus bank holidays
• Competitive paid time off (Parental, Moving day, Birthday, Study leave etc)
• Group life insurance
• Medical insurance
• Well-fare package (Wedding, Compassionate and etc)
• Perkbox
• Goal – employee wellness app
• Award winning L&D training
• We are advocates of work-life balance, working in a hybrid in office schedule.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online