Recruitment at Moniepoint Incorporated

Recruitment at Moniepoint Incorporated

Moniepoint Incorporated is a global business payments and banking platform and recently became QED Investors’ first investment in Africa. We are the partner of choice for over 600,000 businesses of all sizes, powering the dreams of SMBs and providing them with equal access to the tools they need to grow and scale.

We are recruiting to fill the position below:

Job Title: Engineering Manager – Customer Success

Location: Nigeria (Remote)

Description

• Engineering at Moniepoint is an inspired, customer-focused community, dedicated to crafting solutions that redefine our industry. Our infrastructure runs on some cool tools that excite infrastructure engineers – Kubernetes, docker, etc.
• We also make business decisions based on the large stream of data we receive daily, so we work daily with big data, perform data analytics and build models to make sense of the noise and give our customers the best experience.
• If this excites you, it excites us too and we would love to have you.

About the Role

• As an Engineering Manager, you will be the driving force behind the successful delivery and execution of projects within your teams.
• You will manage end-to-end technical planning, ensuring that product requirements are translated into actionable tasks, while orchestrating collaboration between various stakeholders including engineers, product managers, QA, and UX.
• This role requires a deep understanding of software design and development, as well as the ability to plan, execute, and deliver product features in a timely and predictable manner.
• You will also be responsible for maintaining high technical standards, managing team bandwidth, and ensuring project milestones are met with efficiency and accuracy.

Responsibilities
What you’ll get to do:

• Own delivery and execution across cross-functional teams within the product area. Evaluate business and product requirements for feasibility and ensure they align with the existing product architecture, translating them into EPICs and technical stories. Work closely with Product Managers, UX Designers, and Engineers to refine and groom tasks.
• Plan and organize sprints with clearly defined goals, using project planning tools to establish timelines, and delivery milestones, and identify task dependencies early. Foster engineering processes that promote seamless collaboration and teamwork.
• Track team velocity to ensure resources are effectively allocated, balancing bandwidth with task demands. Coordinate alignment and manage dependencies across multiple stakeholders to prevent bottlenecks and ensure smooth execution.
• Contribute to critical projects by ensuring appropriate design patterns and coding techniques are applied. Remain hands-on, participating in code reviews to uphold high-quality standards.
• Ensure monitoring and observability are in place for all owned services, meeting defined SLIs/SLOs. Partner with Product Managers to track and publish post-deployment product metrics, ensuring transparency with key stakeholders.
• Participates in the screening of engineers for hire.

Requirements
To succeed in this role, we think you should have:

• Must have 8 – 10 years of experience as a Software Developer, Software Engineer, or similar role.
• B.Sc / BA Degree in Computer Science, Engineering, or a related field
• Strong understanding of agile methodologies, sprint planning, and backlog management.
• Expertise in breaking down complex product requirements into structured EPICs, Stories, and Tasks.
• Solid experience with backend technologies. Experience with frontend is a plus.
• Knowledge of project planning tools for visualizing and tracking delivery timelines.
• Familiarity with engineering metrics and monitoring tools to assess team performance and product health.
• Capability to debug complex technical issues during incidents to identify solutions and run blameless RCA sessions.
• Understanding of deployment pipelines, continuous integration (CI), continuous deployment (CD), and their corresponding metrics.
• Ability to drive alignment across diverse technical and non-technical stakeholders.
• Exceptional ability to manage dependencies, mitigate risks, and communicate clearly with stakeholders.
• Proven track record of improving team velocity and fostering efficient delivery.

Generic Skills:

• Problem-solving: Ability to assess complex problems, find solutions, and make sound decisions.
• Communication: Strong written and verbal communication skills, including technical documentation and stakeholder reporting.
• Adaptability: Able to thrive in a fast-paced, changing environment, adjusting strategies as needed.
• Attention to Detail: Meticulous in documenting technical requirements and ensuring all aspects of a project are accounted for.

Supervisory skills:

• Team Management: Experience in managing and mentoring engineers, ensuring team growth and performance.
• Resource Allocation: Ability to assess bandwidth and manage resource distribution to optimize team performance.
• Feedback: Conduct regular performance reviews, providing constructive feedback and fostering a growth-oriented environment.
• Stakeholder Management: Lead project status reviews, manage expectations, and ensure smooth communication between teams and leadership.

What We Can Offer You

• Culture – We put our people first and prioritize the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
• Learning – We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
• Compensation – You’ll receive an attractive salary, pension, health insurance, paid leave plus other benefits.

Application Closing Date
Not Specified

How to Apply
Interested and qualified candidates should:
Click here to apply online

What to expect in the hiring process

• A preliminary phone call with the recruiter
• A take-home coding exercise.
• A technical panel interview session with the Engineering Team (Software Design & Technical Discussion).
• A technical panel interview session with the Engineering Team (Project Planning, execution and Product thinking).
• Cultural Fit Interview with the Business and Functional Lead

Note: Moniepoint is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees and candidates.

Job Title: Head of Credit Risk Management

Location: Nigeria 

About the Role

• As Director of IT Audit, you will be at the forefront of shaping and driving the strategic vision for IT audits across our Nigerian banking entity.
• You will lead efforts to ensure the integrity, security, and efficiency of our information systems and platforms.
• By setting and enforcing high standards, you’ll safeguard the digital backbone of one of Nigeria’s most innovative financial institutions, ensuring compliance with global best practices while fostering operational excellence across the group. Join us to lead transformative audit initiatives in a dynamic and fast-evolving financial landscape.

Responsibilities

• Develop an annual IT Audit Plan that will specify the audit work to be conducted across the enterprise infrastructure.
• The scope and frequency of the audits will depend on the risk and impact of potential deficiencies in the IT related processes and systems.
• The risks can be related to traditional financial impacts, but also to issues which could violate certain regulatory requirements.
• Lead annual and/or ongoing evaluations of IT infrastructure and establish control and audit procedures to identify areas of risks and non-compliance.
• Coordinate all IT Audit works, evaluate audit results and recommend improvements in current risk management controls, system implementation, and upgrade processes.
• Review audit reports and supporting work papers to ensure that reports are well written, and findings, conclusions and recommendations are properly supported, prior to formal release to and follow-up actions with relevant stakeholders.
• Establish and facilitate the achievement of all performance indicators in the annual goals of Internal Audit Division.
• Develop competency and capacity of IT Audit Associates and Manager(s) with trainings and coaching that reflect IT Auditing best practices.
• Supervise and evaluate the performance of IT Audit Associates and Manager(s).
• Collaborate with other Divisional Directors within Internal Audit to ensure that activities of Internal Audit are effectively and efficiently coordinated.
• Represent Internal Audit at meetings with other business divisions in Moniepoint Group and external stakeholders.
• Perform other job (ad hoc) related duties assigned by the Chief Audit Officer.

Educational Qualification & Experience

• The successful candidates should possess a Master’s degree in any of the following: Computer Information Systems, Information Technology, Cybersecurity, Information, or any business related discipline.
• At least one of the following professional certifications: CISA, CISSP, CISM, CGEIT, CRISC, ISO/IEC
  27001 & ISO 22301 – Lead Auditors.
• Minimum of 10 years of progressive leadership experience, including 5+ years of integrated Financial/IT Auditing experience.
• Experienced with Alpine Linux Operating Systems, Cloudfare security and Cloud SQL.
• Demonstrate strong data analytics capabilities, including SQL database scripting, visualization
  methods, techniques, and tools (e.g., Power BI, Alterxy, Tableau, etc.).

Required Knowledge & Skills:

• Knowledge of IT security and infrastructure
• Risk Assessment
• Analytical Skills
• Written and verbal communication
• Interpersonal Skills
• Self-educating Capacity

What We Can Offer You

• Culture – We put our people first and prioritise the well-being of every team member. We’ve built a company where all opinions carry weight and where all voices are heard. We value and respect each other and always look out for one another. Above all, we are human.
• Learning – We have a learning and development-focused environment with an emphasis on knowledge sharing, training, and regular internal technical talks.
• Compensation – You’ll receive an attractive salary, pension, health insurance, annual bonus, plus other benefits.

Application Closing Date
Not Specified

How to Apply
Interested and qualified candidates should:
Click here to apply online

What to expect in the hiring process

• A preliminary phone call with one of our recruiters.
• An interview with our Chief Operating Officer
• An interview with the hiring manager, our Chief Auditor Officer.
• An interview with one of our advisors
• An interview with our CEO & Founder

Job Title: Settlement and Reconciliation Officer

Location: Nigeria 

Responsibilities

• Review of account statements and settlement reports.
• Upload of settlement reports
• Generation of settlement entries
• Review of expectations when not available and appropriate escalation
• Review of exceptions (items outstanding post reconciliation; that is a comparison of internal expectations with statements/settlement entries).
• Escalation of exceptions to the Product teams/Banks.
• Ensure no loss of funds.
• Detect and escalate any loss of funds to all stakeholders promptly

Qualifications

• Minimum of a degree from a reputable institution
• At least 2 to 4 years experience in a settlement and reconciliation role
• Microsoft Excel skills

Essential Skill/Qualities

• Understanding of payment industry transaction dynamics
• Ability to work with massive data set
• Attention to details
• Understanding of reconciliation

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Recovery Officer

Location: Sokoto

Job Purpose

• The Field Recovery Agent is responsible for on-site engagements with defaulters with a goal to ensure that they make payments on their loans within the agreed contractual timelines.
• You will be mostly on the field visiting defaulters in their locations and carrying out necessary actions in line with our loan recovery processes.

Job Responsibilities

• Handle recovery jobs assigned by visiting defaulters in their physical locations
• Convincing defaulting borrowers to make payments in line with the contractual terms in the loan agreement
• Reporting daily on engagements with defaulting borrowers
• Recovery of items and goods as cover for loan default

Qualifications

• Proven work experience in a field debt recovery role
• Knowledge of most effective field recovery techniques
• Driven and result oriented
• Able to communicate in English and Pidgin
• Must reside in Sokoto.

Job Title:  Field Credit Officer

Location: Ondo
Employment type: Contract

Job Purpose

• As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products.
• You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due.
• As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
• You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities.
• Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.

Job Responsibilities

• Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
• Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
• Review and approve (or decline) loan requests by thoroughly analyzing all the data available
• Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
• Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
• Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
• Perform all other credit related functions as may be assigned by a supervisor

Qualifications

• A minimum of an OND in any business related discipline
• A minimum of 2 years experience in a sales role for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• A good knowledge of financial analysis is an added advantage
• Must be resident in Ondo.

Relevant Skills

• Apt attention to details
• Proven simple/complex analytical skills
• Excellent communication, presentation and interpersonal skills
• Agility and perseverance.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online

Job Title: Field Credit Officer

Location: Edo
Job type: Contract

Job Purpose

• As a Field Credit Officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products.
• You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due.
• As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
• You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities.
• Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.

Job Responsibilities

• Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
• Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
• Review and approve (or decline) loan requests by thoroughly analyzing all the data available
• Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
• Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
• Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
• Perform all other credit related functions as may be assigned by a supervisor

Qualifications

• A minimum of an OND in any business related discipline
• A minimum of 2 years experience in a sales role for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• A good knowledge of financial analysis is an added advantage
• Must be resident in Edo State.

Relevant Skills:

• Apt attention to details
• Proven simple/complex analytical skills
• Excellent communication, presentation and interpersonal skills
• Agility and perseverance

Application Closing Date
Not Specified

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Field Credit Officer

Location: Abuja (FCT)
Job type: Contract

Job Purpose

• As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products.
• You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due.
• As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
• You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities.
• Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.

Job Responsibilities

• Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
• Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
• Review and approve (or decline) loan requests by thoroughly analyzing all the data available
• Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
• Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
• Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
• Perform all other credit related functions as may be assigned by a supervisor

Qualifications

• A minimum of an OND in any business related discipline
• A minimum of 2 years experience in a sales role for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• A good knowledge of financial analysis is an added advantage
• Must be resident in Abuja – Bwari or Abuja Municipal

Relevant Skills:

• Apt attention to details
• Proven simple/complex analytical skills
• Excellent communication, presentation and interpersonal skills
• Agility and perseverance.

Application Closing Date
Not Specified

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Field Credit Officer

Location: Oyo
Job type: Contract

Job Purpose

• As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products.
• You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due.
• As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
• You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities.
• Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.

Job Responsibilities

• Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
• Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
• Review and approve (or decline) loan requests by thoroughly analyzing all the data available
• Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
• Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
• Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
• Perform all other credit related functions as may be assigned by a supervisor

Qualifications

• A minimum of an OND in any business related discipline
• A minimum of 2 years experience in a sales role for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• A good knowledge of financial analysis is an added advantage
• Must be resident in Oyo State

Relevant Skills:

• Apt attention to details
• Proven simple/complex analytical skills
• Excellent communication, presentation and interpersonal skills
• Agility and perseverance.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Field Credit Officer

Location: Katsina
Job type: Contract

Job Purpose

• As a field credit officer, you would be saddled with the duty of onboarding and managing businesses that would access our credit products.
• You would be tasked with growing your loan portfolio while maintaining profitability by ensuring that all loans are repaid as at when due.
• As a result, you would play a vital role in the assessment of these businesses during their credit application and leverage upon innovative tools we have developed to help you monitor their performance during the course of the loan.
• You would also be responsible for making deductions from several information sources pertaining to the 5Cs of credit with capacity, character and capital as major priorities.
• Making recommendations to management before, during and after the disbursement of a loan facility as to the best actions to be taken, taking several economic factors into consideration.

Job Responsibilities

• Identify and onboard viable businesses within your assigned geographical area to open business accounts with Moniepoint
• Engage customers to ensure optimal usage of accounts in order to allow them qualify for access to credit
• Review and approve (or decline) loan requests by thoroughly analyzing all the data available
• Embark on physical visitation to potential borrowers’ business places for evaluation of business books, taking inventory and turnover into consideration
• Meet gross loan portfolio targets and portfolio profit targets by maintaining a healthy number of loan customers while ensuring that all loans in portfolio are performing
• Monitor active loan portfolio to ensure continued use of business account and loan repayment performance
• Perform all other credit related functions as may be assigned by a supervisor

Qualifications

• A minimum of an OND in any business related discipline
• A minimum of 2 years experience in a sales role for credit products in a financial institution
• Demonstrable knowledge of credit risk analysis
• A good knowledge of financial analysis is an added advantage
• Must be resident in Oyo State

Relevant Skills:

• Apt attention to details
• Proven simple/complex analytical skills
• Excellent communication, presentation and interpersonal skills
• Agility and perseverance.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online