Recruitment at Unified Payment Services Limited

Unified Payment Services Limited is Nigeria’s premier Payments & Financial Technology company that operates as a shared infrastructure for the banking community in Nigeria and Payments Service Provider within and outside Nigeria, with a vision to be the most preferred e-payment service provider in Africa.

We are recruiting to fill the position below:

Job Title: Group Head, Revenue and Analysis

Location: Nigeria
Employment Type: Full-time

Job Objective(s)

• To ensure accurate and timely financial reporting and analysis to support informed decision making and regulatory compliance.

Duties & Responsibilities

• Accounting accuracy for revenue-based income.
• Rendition of receivable reports.
• Monthly revenue assurance report.
• Monthly revenue schedule report.
• Rendition of income reports to stakeholders.
• Month-end income analysis report.
• Monthly profitability analysis report.
• Liquidity monitoring.
• Performance reporting.
• Completeness of acquirer receivables and obligations.
• Treasury Management.
• GL Proofing – schedule of assigned Payables and Receivables account.

Key Performance Indicators

• Timeliness of Reports.
• 100% documentation.

Job Requirements
Education:

• First Degree in Accounting or any numerate subject.
• Professional membership of ICAN/CIMA/ACCA or similar recognized professional accounting bodies.

Experience:

• Have a minimum of 14 years post-NYSC cognate experience.

Knowledge:

• Comprehensive understanding of accounting principles and financial reporting standards (e.g., IFRS, GAAP).
• Proficiency in financial analysis techniques and tools.
• Knowledge of regulatory requirements and compliance obligations in the financial reporting domain.
• Familiarity with ERP systems and financial reporting software.

Skill / Competencies:

• Strong analytical and problem-solving skills.
• Excellent attention to detail and accuracy.
• Advanced proficiency in Microsoft Excel and other financial analysis tools.
• Effective communication and presentation skills.
• Leadership abilities to inspire and develop a high-performing team.
• Project management skills to drive process improvements and meet deadlines.
• Ability to work collaboratively across departments and influence key stakeholders.

Application Closing Date
30th September, 2025.

How to Apply
Interested and qualified candidates should send their CV to: judith.okolie@up-ng.com using the Job Title as the subject of the email.

Job Title: Head, Financial Reconciliation

Location: Nigeria
Employment Type: Full-time

Job Description

• To ensure that all qualified transactions from all channels are settled completely and accurately.
• To ensure that all bank accounts are reconciled accurately and timely
• To ensure accurate & timely recording of all financial transactions in line with company policies, rules and guidelines as well as regulatory standards.
• To ensure that management reports are produced accurately and timely.
• To produce such reports as may be requested by management for the purpose of decision making.
• To supervise designated staff.

Responsibilities

• Daily Transaction Completeness Check ensuring that all financial transactions qualified for settlement are settled completely.
• Daily monitoring of entries in bank accounts for quick and early resolution·
• Daily Validation Check to provide assurance that all settled scheme-bounded transactions were sent to relevant schemes for all acquirers.
• Collection Accounts reconciliation (NIS, FRSC collections etc.).
• Monthly reconciliation of all Domiciliary Bank Accounts; ensuring that all Domiciliary Bank account balances are reconciled to the GL each month.
• Monthly Local Bank Account Reconciliation, ensuring that all local Bank account balances are reconciled to the GL each month.
• Daily Agents’ Accounts Monitoring and Reporting
• PayAttitude Global Limited Accounting functions (Receivables, Payments, Asset Management etc.).
• NIP and Payarena daily reconciliation.
• Responsibility for bank correspondences: managing and opening bank accounts Stakeholders’ Amount validation: to provide assurance that settled transaction amounts agree with what ought to be settled.
• Liaising and working with external auditors/tax auditors.
• Short-Term Investment Management: Investment income computation and tracking and other treasury activities.
• Monitoring and Reporting Liquidity Position, funding of operations and investment of excess funds.
• Payrolls, staff pension and loans repayment administration the
• Tax management for PayAttitude Global Ltd: Ensuring that Tax obligations (VAT, WHT & PAYE etc.) are met within the period specified by the relevant tax laws, filling of annual returns and payment of company income Tax, preparation and submission of PAYE annual returns.
• GL reviews and proofing for assigned accounts.
• Fixed Asset Calculation Proofing / Reconciliation.
• Preparation of Management Accounts.
• Staff supervision.
• Delegated tasks: Performing any other tasks as may be assigned from time to time.
• In partnership with HR, responsible for attracting, hiring, motivating, engaging and retaining employees in their units/departments and directorates by institutionalizing a positive work culture, fostering career growth through training and advancement opportunities, encouraging open communication and feedback, recognizing contributions, and ensuring fair and inclusive practices.

Key Performance Indicators

• 100% accuracy and integrity of GL data and financial information.
• Timeliness of Reports
• 100% documentation.

Requirements

• First Degree in Accounting or any numerate subject.
• Professional membership of ICAN/CIMA/ACCA or similar recognized professional accounting bodies.

Experience:

• Minimum of 10 years’ experience post NYSC. Skill/Competencies
• Demonstrate ability to cope with pressure and meet deadlines.
• High degree of accuracy.
• Deductive reasoning abilities and eye for details.
• Strong interpersonal and communication skills.
• Advanced Excel user.
• Knowledge Excellent knowledge of cost and financial accounting principles, practices and procedures.
• Working knowledge of International Financial Reporting Standards.
• Knowledge of supervisory practices and principles.
• Knowledge of Card Payment industry.

Application Closing Date
30th September, 2025.

How to Apply
Interested and qualified candidates should send their CV to: judith.okolie@up-ng.com using the Job Title as the subject of the email.

Job Title: Head, Security Operations Centre

Location: Nigeria
Employment Type: Full-time

Job Objectives

• Delivers information security risk report and certification
• Ensure the business comply with local and international certification and standards
• Communicate and report risk metric to management
• Work with relevant stakeholders in conducting project risk appraisal
• Develop competent officers to take on managerial responsibilities.
• Review operations approval request
• Ensure approvals protect business assets

Responsibilities

• Deliver information security risk assessment of projects, new technologies, applications, service providers, IT changes and new businesses
• Provide subject matters expertise on enterprise security architecture
• Participate in the selection of technology and tools for business operations
• Research applicable business technology for adoption for business improvement
• Responsible for establishing the risk culture
• Ensure risks are managed within the risk appetite of the business
• Ensure risk management processes are properly documented and adequate.
• Ensure all relevant personnel are aware of their risk responsibilities
• Ensure continuous compliance with all PCI requirements
• Ensure continuous compliance with VISA CVP requirements
• Ensure continuous compliance with MasterCard GVCP requirements
• Ensure continuous compliance with CUP PSP requirements.

Requirements

• Education:Bachelor’s degree in information security, Cybersecurity, Computer Engineering, Computer Science, or a related field.
• General Experience: Candidates should have a minimum of 10years of experience in managing information security operations or incident response within complex organizations, business and financial operations, IT project operations and management.
• Technical Skills: Proficiency in network and systems security, intrusion detection/prevention systems (IDS/IPS), EDR (Endpoint Detection Response), malware analysis, and familiarity with cybersecurity frameworks such as NIST CSF. Candidates should also have experience with various operating systems (e.g., Unix/Linux, Windows) and TCP/IP networking.
• Certifications Key certifications include Certified Information Systems Security Professional (CISSP), Certified Information Security Manager (CISM), or similar credentials that validate expertise in information security management.

Application Closing Date
31st October, 2025.

How to Apply
Interested and qualified candidates should send their CV to: recruitment@up-ng.com using the Job Title as the subject of the email.

Job Title: Head, Anti Money Laundering

Location: Nigeria
Employment Type: Full-time

Job Objectives

• The Head of Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT) is responsible for developing, implementing, and overseeing the organisation’s compliance program to prevent financial crimes.

Duties & Responsibilities

• Develop and review AML/CFT/CPF policies and procedures, ensuring alignment with laws, regulatory requirements and international best practices.
• Ensure effective implementation of system and processes for identification, investigation, and reporting of suspicious transactions/activities to relevant authorities, such as the Nigerian Financial Intelligence Unit (NFIU).
• Develop an AML/CFT/CPF training plan and ensure effective implementation.
• Develop and deliver in-house AML/CFT/CPF training to raise awareness among employees.
• Implement and manage Targeted Financial Sanctions and PEP screening processes.
• Conduct Know Your Customer (KYC), Customer Due Diligence (CDD) processes and Enhanced Due Diligence (EDD) for high-risk customers.
• Manage compliance audits, keep track of exceptions and ensure timely closure.
• Compile and present reports on compliance activities, findings, and recommendations to senior management and the board.
• Develop Board and Senior Management compliance reports
• Develop mechanisms, monitor and analyses ML/TF/PF emerging trends and typologies, ensuring that the organization have adequate preventive measures to protect its system from being used as a conduit for financial crimes.
• Collaborate with relevant departments to ensure that ML/TF/PF controls and mitigation measures are in place and effective.
• Engage in cross-functional responsibilities and perform other compliance functions as assigned by the Chief Compliance Officer CCO.
• In partnership with HR, responsible for attracting, hiring, motivating, engaging and retaining employees in their units/departments and directorates by institutionalizing a positive work culture, fostering career growth through training and advancement opportunities, encouraging open communication and feedback, recognizing contributions, and ensuring fair and inclusive practices

Requirements
Education:

• A Bachelor’s Degree in a related field.
• Professional certifications such as Certified Anti-Money Laundering Specialist (CAMS), Designated Compliance Professional (DCP) or Certified Fraud Examiner (CFE) are an added advantage.

General Experience:

• Understanding of the key technical concepts in AML/CFT.
• Minimum of 10 years of experience in compliance, risk management, or related fields, with demonstrated leadership capabilities

Application Closing Date
31st October, 2025.

How to Apply
Interested and qualified candidates should send their CV to: recruitment@up-ng.com using the Job Title as the subject of the email.

Job Title: Head, Ethics and Compliance

Location: Nigeria
Employment Type: Full-time

Job Objectives

• The Head, Ethics & Compliance, ensures that ethical conduct is entrenched in the organization’s operations, AML/CTF/CPF risks are effectively managed and effective data protection measures have been implemented

Duties & Responsibilities
Regulatory and Compliance Management:

• Contribute to the design and implementation of a Compliance program and Work with regulators and internal management to ensure the compliance program adheres to regulatory and compliance standards.
• Monitor compliance with the organization’s code of conduct and ensure it operates legally, ethically, and responsibly.
• Ensure there is an effective system for the reporting of AML/CFT/CPF and code of conduct violations and investigation within the organization.
• Ensure compliance with data privacy laws and regulations.
• Develop and facilitate compliance risk assessment training workshops for all stakeholders.
• Conduct regular ML/TF/PF risk assessments of the organization’s operations, products and services to identify and mitigate potential ML/TF/PF risks.
• Maintain an updated risk register, develop risk assessment reports for the approval of senior management and the Board.
• Develop mechanism, monitor and analyses ML/TF/PF emerging trends and typologies, ensuring that the organization have adequate preventive measures to protect its system from being used as a conduit for financial crimes.
• Collaborate with relevant departments to ensure that ML/TF/PF controls and mitigation measures are in place and effective.
• Engage in cross-functional responsibilities and performed other compliance functions as assigned by the Chief Compliance Officer CCO.

Requirements
Education:

• University Degree in Finance, Accountancy, Banking, Law or Financial Management
• Member of any of the following professional bodies is mandatory:
  • Association of Certified Anti-money Laundering Specialists (ACAMS)
  • International Compliance Association (ICA)
  • Designate Compliance Professional (DCP)
  • Certified Compliance & Ethics Professional (CCEP).
• Relevant professional certificate in risk management would be an added advantage

General Experience:

• A minimum of 10 years of relevant Compliance and Audit experience, preferably in reputable financial institutions or in the payments industry.
• Solid working knowledge of financial services regulations with a strong understanding of the local regulatory administration.

Application Closing Date
31st October, 2025.

How to Apply
Interested and qualified candidates should send their CV to: recruitment@up-ng.com using the Job Title as the subject of the email.

Job Title: Head, Governance Risk (Certifications, Cyber Security Framework)

Location: Nigeria
Employment Type: Full-time

Job Objectives

• The Head of Governance Risk is responsible for establishing and maintaining a comprehensive governance framework that ensures compliance with cybersecurity standards and certifications across the organization.
• This role involves developing risk management strategies, overseeing the implementation of cybersecurity frameworks, and ensuring that all security policies align with regulatory requirements.
• The Head will collaborate with various stakeholders to promote a culture of risk awareness and compliance while leading efforts to achieve and maintain relevant cybersecurity certifications.
• Additionally, this position includes continuous monitoring of the organization’s security posture and adapting governance practices to address emerging threats and evolving regulatory landscapes.

Responsibilities

• Develop and implement a comprehensive governance framework for cybersecurity that aligns with organizational objectives.
• Oversee the organization’s compliance with relevant cybersecurity regulations and standards (e.g., ISO 27001, ISO 20000, ISO 22301, PCIDSS, PCIPIN, PCICVP, PCI3DS, NDPC).
• Conduct risk assessments to identify vulnerabilities and recommend appropriate mitigation strategies.
• Lead efforts to achieve and maintain cybersecurity certifications, ensuring all processes meet the required standards. ▪Collaborate with internal departments to integrate governance practices into operational processes effectively.
• Develop training programs to enhance staff awareness of governance policies, risk management practices, and compliance requirements.
• Monitor industry trends and advancements in cybersecurity frameworks to continuously improve governance strategies.
• Prepare reports for senior management on the status of governance initiatives, risks, and compliance efforts.
• Facilitate audits and assessments related to governance and compliance, addressing any identified gaps or deficiencies.
• Engage with external partners and regulatory bodies to stay informed about changes in cybersecurity regulations and best practices.

Requirements

• Education: Bachelor’s degree in Information Security, Cybersecurity, Computer Science, or a related field.
• General Experience: Candidates should have a minimum of 10years of experience in governance, risk management, or compliance within the cybersecurity domain. Technical Skills: Proficiency in risk management frameworks (e.g., NIST RMF, ISO 31000), knowledge of data privacy laws and regulations (e.g., GDPR, NDPC), and experience in conducting security audits and assessments.
• Certifications: Key certifications include Certified Information Systems Auditor (CISA), Certified Information Security Manager (CISM) or Certified in Risk and Information Systems Control (CRISC), which validates expertise in governance, risk management, and compliance.

Application Closing Date
31st October, 2025.

How to Apply
Interested and qualified candidates should send their CV to: recruitment@up-ng.com using the Job Title as the subject of the email.

Job Title: Financial Analyst

Location: Nigeria
Employment Type: Full-time

Job Summary

• To ensure that UP settlement account is always adequately funded to accommodate merchant and stakeholders settlement daily.
• Ensure rendition of monthly Income Reports.

Responsibilities

• Daily monitoring of Scheme Receivables – Amount due to UP as licensed Acquirer for both domestic and International transactions (Visa, MasterCard, Amex, CUP and Payattitude).  Daily monitoring of amount due to UP from co-acquirers.
• Daily acquirer obligation to merchants.
• Monitoring and reporting of daily balances into receivables account for settlement from MasterCard Naira.
• Monitoring and reporting daily balances into receivables account for settlement from Visa Naira.
• Monitoring and reporting daily balances into receivables account for settlement from various scheme for Dollar transactions.
• Monitor and report accuracy of debits into the settlement account in favour of merchants, PTSP, PTO, domestic switches and PTSA.
• Monitor and report accuracy of debits into the settlement account in favour ATM settlement.
• Revenue Assurance: Recover PTSP and TO Income (Receivable) from Other Settlement Agents-(e.g ISW & Zenith Bank).
• Review of MSC charged to merchants and clients.
• Re-computation and Assurance of UP’s transactional based revenues (PTSP, PTO, Switch, Processing Fee, Acquirer and Acquirer Margin) and other fees charged by UP and collected daily.
• Management Accounts: To ensure that Management obtains timely and consistently relevant financial information for decision making and planning purposes.
• Rendition of Income Reports to stakeholders in agreed format.  Daily Income Analysis Report.
• GL Schedules: To ensure that errors are detected and corrected promptly for specific GL Accounts.
• Accounting correctly in the GL for all schemes (local and international); Fees deductions prior to the Scheme Net Settlement.
• Rendition of Receivable reports.
• Fund recoveries of all single settlement and 2UP disputed merchant transactions.
• Accounting correctly in the GL for all Verve transactions scheme receivables.
• Preparation of disbursement schedule for social welfare scheme.
• Accounting correctly in the GL for revenue earned by UP for all social investment activities’ carried out.
• Accounting correctly in the GL for all payment of scheme receivables.
• Accounting correctly in the GL for UP as merchant receivables (PayArena) and daily tracker of sales against inventory.
• Accounting correctly in the GL for amount due to other PTSPs and PTO (different from UP).  Treasury Function.

KPI

• 99% accuracy in settlement
• Timeliness of Reports
• 100% Documentation

Requirements
Education:

• First Degree in Accounting or any numerate subject.
• Professional membership of ICAN/CIMA/ACCA or similar recognized professional accounting bodies

Experience:

• Minimum of 4 years’ experience post NYSC.

Skill / Competencies:

• Computer skills (Microsoft package)
• Good interpersonal skills.
• Attention to details
• Critical reasoning and analytical abilities
• Good writing and oral communication & presentation skills Knowledge
• Good Microsoft Excel skills.
• Presentation skills.

Application Closing Date
30th September, 2025.

How to Apply
Interested and qualified candidates should send their CV to: judith.okolie@up-ng.com using the Job Title as the subject of the email.

Job Title: NET Developer

Location: Nigeria
Employment Type: Full-time

Job Objectives

• We are looking for a skilled .NET Developer with at least 3 years of experience to join our dynamic team.
• The ideal candidate should have strong expertise in C#, .NET Framework/.NET Core, ASP.NET, and database management.
• You will be responsible for developing, testing, and maintaining high-performance applications, ensuring scalability, security, and reliability.

Duties Responsibilities

• Design, develop, and maintain scalable .NET applications using C#, ASP.NET MVC/Core.
• Write clean, efficient, and well-documented code following best practices.
• Develop RESTful APIs and integrate third-party APIs/services.
• Work with SQL Server / PostgreSQL / MySQL / Oracle to design and optimize database structures and queries.
• Implement authentication, authorization, and security best practices.
• Debug, troubleshoot, and resolve application issues.
• Participate in code reviews, agile development practices, and team discussions.
• Optimize application performance and scalability.
• Stay up-to-date with emerging technologies and trends in .NET development.

Requirements
Education:

• Bachelor’s Degree in Computer Science, Software Engineering, or a related field.
• Minimum of 4 years of hands-on experience in .NET Framework/.NET Core and C# development.
• Strong experience with ASP.NET MVC / ASP.NET Core / Web API.
• Proficiency in SQL Server / PostgreSQL / MySQL/Oracle, including writing complex queries, stored procedures, and indexing.
• Experience with Entity Framework (EF) / Dapper for database interactions.
• Knowledge of frontend technologies (JavaScript, HTML, CSS, Angular, React, or Vue.js) is a plus.
• Strong understanding of OOP, design patterns, and best coding practices.
• Ability to work in an agile development environment.
• Excellent problem-solving and analytical skills.
• Strong communication and teamwork skills.

Preferred Skills (Nice-to-Have):

• Experience with microservices architecture.
• Knowledge of Docker/Kubernetes.
• Experience in unit testing frameworks (xUnit, NUnit, Moq).

Application Closing Date
30th September, 2025.

How to Apply
Interested and qualified candidates should send their CV to: opeoluwa.oluyemi@up-ng.com using the Job Title as the subject of the email.

Job Title: Financial Analyst

Location: Nigeria
Employment Type: Full-time

Job Summary

• To ensure that UP settlement account is always adequately funded to accommodate merchant and stakeholders settlement daily.
• Ensure rendition of monthly Income Reports.

Responsibilities

• Daily monitoring of Scheme Receivables – Amount due to UP as licensed Acquirer for both domestic and International transactions (Visa, MasterCard, Amex, CUP and Payattitude).
• Daily monitoring of amount due to UP from co-acquirers.
• Daily acquirer obligation to merchants.
• Monitoring and reporting of daily balances into receivables account for settlement from MasterCard Naira.
• Monitoring and reporting daily balances into receivables account for settlement from Visa Naira.
• Monitoring and reporting daily balances into receivables account for settlement from various scheme for Dollar transactions.
• Monitor and report accuracy of debits into the settlement account in favour of merchants, PTSP, PTO, domestic switches and PTSA.
• Monitor and report accuracy of debits into the settlement account in favour ATM settlement.
• Revenue Assurance: Recover PTSP and TO Income (Receivable) from Other Settlement Agents-(e.g ISW & Zenith Bank).
• Review of MSC charged to merchants and clients.
• Re-computation and Assurance of UP’s transactional based revenues (PTSP, PTO, Switch, Processing Fee, Acquirer and Acquirer Margin) and other fees charged by UP and collected daily.
• Management Accounts: To ensure that Management obtains timely and consistently relevant financial information for decision making and planning purposes.
• Rendition of Income Reports to stakeholders in agreed format.
• Daily Income Analysis Report.
• GL Schedules: To ensure that errors are detected and corrected promptly for specific GL Accounts.
• Accounting correctly in the GL for all schemes (local and international); Fees deductions prior to the Scheme Net Settlement.
• Rendition of Receivable reports.
• Fund recoveries of all single settlement and 2UP disputed merchant transactions.
• Accounting correctly in the GL for all Verve transactions scheme receivables.
• Preparation of disbursement schedule for social welfare scheme.
• Accounting correctly in the GL for revenue earned by UP for all social investment activities’ carried out.
• Accounting correctly in the GL for all payment of scheme receivables.
• Accounting correctly in the GL for UP as merchant receivables (PayArena) and daily tracker of sales against inventory.
• Accounting correctly in the GL for amount due to other PTSPs and PTO (different from UP).
• Treasury Function.

KPI

• 99% accuracy in settlement
• Timeliness of Reports
• 100% Documentation.

Requirements

• First Degree in Accounting or any numerate subject.
• Professional membership of ICAN/CIMA/ACCA or similar recognized professional accounting bodies
• Minimum of 3 years’ experience post NYSC.

Skill / Competencies:

• Computer skills (Microsoft package)
• Good interpersonal skills.
• Attention to details
• Critical reasoning and analytical abilities
• Good writing and oral communication & presentation skills Knowledge
• Good Microsoft Excel skills.
• Presentation skills.

Application Closing Date
30th September, 2025.

How to Apply
Interested and qualified candidates should send their CV to: judith.okolie@up-ng.com using the Job Title as the subject of the email.

Job Title: Data Center Administrator

Location: Nigeria
Employment Type: Full-time

Job Description
Duties & Responsibilities:

• Ensure POS Network Connectivity.
• Ensure network connectivity to banks.
• Cleaning and tuning of user desktops, laptops, and printers.
• As needed, ensure that all network devices and systems are PCIDSS compliant.
• Ensure that Internet access connectivity is reliable for transaction and email processing.
• Ensure all anti-virus databases are updated frequently as required.
• Ascertain that the WAN connection to the DR site is optimal.
• Ensure that all security and communications devices are optimally functioning with the latest patches and firmware.
• Execute an information security strategy to proactively identify risk and drive remediation.
• Ensure that all physical and logical controls that govern the data centre are adhered to.
• Ensure efficient and timely deployment of fixes and patches.
• Ensure that all critical security patches (OS and Database) on all servers are up-to-date and tested before applying them to the production servers.
• Ensure that all warning and critical event logs are reviewed using the solarwinds application and escalated to the responsible unit.
• Ensure that all servers have antivirus software and that the signatures are up to date.
• Ensure that enterprise storage and server firmware are regularly updated to ensure the availability and integrity of data.
• Build effective relationships with key stakeholders who support IT infrastructure, applications, processes, and operation.

Job Requirements

• Education: Candidates should possess an OND (Minimum of lower credit) in Electrical/Electronics, Computer Engineering, Computer Science or Physics Electronics.
• Experience: 0 – 2 years’ post experience in IT roles.

Key Competency Requirements
Knowledge:

• Basic knowledge of Computer infrastructure
• Knowledge of Operating systems

Skill / Competencies:

• General Knowledge of Server Hardware
• Knowledge of operating systems
• Basic web application knowledge
• Basic Knowledge of hardware security module.

Application Closing Date
30th September, 2025.

How to Apply
Interested and qualified candidates should send their CV to: ademuyiwa.adetunji@up-ng.com using the Job Title as the subject of the email.

Job Title: Expenditure & Payables Specialist

Location: Nigeria
Employment Type: Full-time

Job Objective(s)

• To ensure accurate & timely recording of all financial transactions in line with company policies, rules and guidelines as well as regulatory standards.
• To produce such reports as may be requested by management for the purpose of decision making.
• To ensure prompt recognition of liabilities arising from company transaction, settlement of such liabilities and other obligatory bills as at when due.

Duties & Responsibilities

• Account payable Vendors management: To ensure that all approved Staff and Vendor payments or internal requests are effected within agreed timelines; Staff – 24hrs and Vendors-3 working days.
• Tax management: Ensuring that Tax obligations; VAT, WHT, PAYE, Company income Tax o e.t.c are met within the period specified by the relevant Tax laws.
• Processing of PAYE annual returns and obtaining e-tax clearance certificate for all staff.
• TAX Query: Resolution of all Tax queries promptly.
• Dollar merchants payments: Scheduling of payment to USD merchants online, capturing of payment to USD merchants into Finance application
• Dollar customers management: Ensuring that transfer requests for US Dollars are effected
• Reconciliation of Card Schemes transactions, VSS files to inflows in the designated bank account
• Daily reconciliation of chargeback to avoid exposure due to late presentment.
• Daily processing and hosting Base11 files for all clients.

Staff Attraction, Motivation and Retention:

• Fill vacant roles within the department in a timely manner and provide opportunities for growth and development.
• Provide training, mentorship, and up-skilling programs.
• Recognize and reward individual and team achievements and contribution.
• Encourage open communication and feedback.
• Give employees autonomy and ownership of their work to motivate them.
• Foster a positive work culture that encourages collaboration, innovation, and creativity.
• Regularly engage direct reports to understand their needs and concerns.
• Foster a diverse and inclusive work environment that values different perspectives and backgrounds.

Requirements
Education:

• First degree in Accounting or any numerate subject.
• Professional membership of ICAN/CIMA/ACCA or similar recognized professional accounting bodies is an added advantage.

Experience

• Minimum of 4 years’ experience post NYSC

Skill / Competencies:

• Demonstrate ability to cope with pressure and meet deadlines.
• High degree of accuracy.
• Deductive reasoning abilities and eye for details.
• Strong interpersonal and communication skills  Advanced Excel user.

Knowledge:

• Excellent knowledge of cost and financial accounting principles, practices and procedures. Knowledge of International Financial Reporting Standards Knowledge of supervisory practices and principles. Knowledge of Card Payment industry.

Application Closing Date
30th September, 2025.

How to Apply
Interested and qualified candidates should send their CV to: judith.okolie@up-ng.com using the Job Title as the subject of the email.

Job Title: Relationship Officer, Corporates

Location: Nigeria
Employment Type: Full-time

Job Objectives

• As an Analyst in the Corporates team, you will take ownership of critical client relationships and projects, driving the delivery, optimization, and success of our payment products for enterprise clients.
• You will work closely with cross-functional teams—product, engineering, compliance, and operations—to manage solution implementation, address client needs, and support strategic growth initiatives.

Responsibilities

• Manage the onboarding and end-to-end implementation of complex payment solutions for corporate clients.
• Act as the primary point of contact for mid-to-large enterprise accounts, supporting payment product adoption and operational excellence.
• Collaborate with internal teams to troubleshoot issues, drive resolutions, and ensure timely delivery of services.
• Analyze client transaction trends and provide actionable insights to improve usage, efficiency, and engagement.
• Prepare solution proposals, process documentation, and training materials for clients and internal stakeholders.
• Support the design and execution of scalable client servicing processes and tools.
• Identify opportunities for product and process improvements based on client feedback and market developments.
• Ensure compliance with regulatory and risk standards in all client and operational activities.

Requirements

• Education: an HND / Bachelor’s Degree in Economics, Finance, Business administration, Marketing, or a related discipline.
• Experience: minimum 1 years of experience in fintech, corporate banking, treasury, payments, or enterprise client services, with post NYSC experience.

Application Closing Date
30th September, 2025.

How to Apply
Interested and qualified candidates should send their CV to: abigail.olupese@up-ng.com using the Job Title as the subject of the email.

Job Title: Revenue and Receivables Specialist

Location: Nigeria
Employment Type: Full-time

Job Objectives

• Recognition of all payables, receivables and income due to Unified Payment.
• Daily reconciliation to ensure that all transactions are settled and appropriate msc are used for computation.

Duties and Responsibilities

• Recognition of all payables, receivables and income due to UP from FRSC card/ Payattitude transactions
• Recognition of all all payables, receivables and income due to UP from NIS E-passport Payarena and Bank branch / Web / Payattitude agents
• Recognition of all all payables, receivables and income due to UP from NIS change of data Payarena @ bank branches / Web (card transactions) and Payattitude
• Recognition of all all payables, receivables and income due from ATM transactions (Visa, MasterCard, Amex and Payattitude)
• Recognition of all payables, receivables and income due to UP from merchant advance transactions (Linth Integrated)
• Recognition of all payables, receivables and income due to UP from System Specs POS /Web transactions
• Daily processing of downloaded scheme chargeback for secondary settlement within defined chargeback window.
• Daily reconciliation of chargeback to avoid exposure due to late presentment.
• Daily processing and hosting Base11 files for all clients.
• Daily processing and hosting of VSS files for all clients.
• Recognition of all payables, receivables and income due from JAMB POS, WEB and Payattitude transactions
• Recognition of all payables, receivables and income due from JAMB E Pin transactions
• Recognition of all payables, receivables and income due from Hospital collection
• Recognition of all payables, receivables and income due from other special merchants
• Recognition of all payables, receivables and income due from Todays solution collection
• Recognition of all payables, receivables and income due from School collection
• Recognition of all payables, receivables and income due from FAAN Collection
• Recognition of all payables, receivables and income due to UP from WAEC E Pin transactions
• Recognition of payables, receivables and income due from Secure ID for Railway corporation transactions
• Recognition of all payables, receivables for Sokoto state collection
• Being provision for MC and Visa ATM for Sterling Bank
• Being provision for MC and Visa ATM for First Bank
• FBN-MasterCard ATM Acquiring Report
• Reporting for unsettled merchant/Collecting Agent transactions.
• Daily monitoring of Payarena/Payattitude transactions
• Weekly Recalculation of MSC of UP as an Acquirer Auto Settlement File for the purpose of Revenue Assurance.

Job Requirements

• Education: First Degree in Accounting or any numerate subject.
• Experience: 4 – 6 years and above post NYSC.
• Professional membership of ICAN/CIMA/ACCA or similar recognized professional accounting bodies would be an added advantage.

Knowledge:

• Excellent knowledge of cost and financial accounting principles, practices and procedures.
• Knowledge of Card Payment industry.

Skill / Competencies:

• High degree of accuracy.
• Deductive reasoning abilities and eye for details.
• Strong inter- personal and communication skills.
• A good influencer and astute leader advanced excel user.

Application Closing Date
30th September, 2025.

How to Apply
Interested and qualified candidates should send their CV to: judith.okolie@up-ng.com using the Job Title as the subject of the email.

Job Title: Business Support Officer

Location: Nigeria
Employment Type: Full-time

Job Objectives

• To provide business and operational support to other financial institutions (OFIs) such as micro-finance banks, mortgage banks, and other licensed entities.
• It ensures seamless service delivery by managing onboarding, transaction monitoring, issue resolution, and relationship support, while collaborating with internal teams to maintain service standards and strengthen institutional partnerships.

Duties & Responsibilities

• Provide first-line support to OFIs on operational and service-related matters.
• Assist with onboarding and integration of OFIs onto payment platforms.
• Monitor transactions and settlements, escalating discrepancies for timely resolution.
• Liaise with Technology, Operations, Risk, and Finance teams to resolve issues within SLAs.
• Maintain updated records of OFI activities, complaints, and resolutions.
• Support reconciliation, reporting, and periodic performance reviews.
• Document and track OFI feedback for process and service improvement.
• Ensure all activities comply with regulatory requirements and internal policies.

Job Requirements

• Education: Bachelor’s degree in finance, Banking, Economics, Business Administration, or any related field. Experience: Minimum of 4years post NYSC

Key Competency Requirements

• Knowledge: Good knowledge of payment systems, OFI operations, and settlement processes.

Skill/Competencies:

• Strong analytical, organizational, and problem-solving skills.
• Good communication and relationship management abilities.
• Proficiency in Microsoft Office tools (Excel, Word, PowerPoint).

Application Closing Date
26th September, 2025.

How to Apply
Interested and qualified candidates should send their CV to: mercy.joseph@up-ng.com using the Job Title as the subject of the email.