Renmoney Recruitment 2026: Product Manager – Payments & Transactions, Financial Planning and Analysis Lead, Etc. Jobs

Renmoney – We are a passionate team determined to challenge the status quo and make financial inclusion count for the millions of under-banked individuals and small business owners in Nigeria. We provide loans, savings, and fixed deposit solutions to our customers. Our vision is to be the most convenient lending company, delivering outstanding service experiences.

We are recruiting to fill the position below:

Job Title: Product Manager – Payments & Transactions

Location: Nigeria
Employment Type: Full-time

Description

• We are expanding our B2B banking ecosystem and looking for a Product Manager (Payments & Transactions) to build and scale the payment capabilities that power everyday banking for SME customers.
• This is a hands-on, execution-focused role for someone who understands how payments actually work behind the scenes.
• Experience with Nigerian payment infrastructure (NIBSS Instant Payments, bank transfers, collections, virtual accounts, card processing, or agency banking) is highly preferred.
• We’re looking for someone who can quickly understand the existing payments landscape, identify opportunities for improvement, and start delivering within the first 4–6 weeks.

What You’ll Do

• Own the roadmap for payments and transaction processing products serving SME customers.
• Improve the reliability, speed, and success rates of payment processing across multiple payment rails.
• Design and optimize payment journeys for transfers, collections, bill payments, and other banking transactions.
• Work closely with Engineering to define product requirements, write PRDs, prioritize the backlog, and drive execution.
• Collaborate with Operations, Compliance, Risk, and Banking Partners to ensure smooth payment processing and regulatory compliance.
• Improve reconciliation, settlement, transaction monitoring, and operational workflows.
• Analyze payment performance and customer behavior to identify bottlenecks and opportunities for optimization.
• Drive integrations with banks, payment processors, and financial infrastructure providers.
• Bring practical best practices from leading fintechs and digital banks operating in emerging markets.

Requirements
What We’re Looking For:

• 4+ years of Product Management experience in fintech, banking, or payments.
• Strong hands-on experience owning payment or transaction processing products.
• Good understanding of payment rails, transaction lifecycle, reconciliation, settlement, and payment operations.
• Experience working closely with engineering teams in agile product environments.
• Ability to translate business problems into detailed product requirements and drive execution.
• Strong analytical and stakeholder management skills.
• Experience with African payment ecosystems, particularly Nigeria, is a strong advantage.

Benefits

• Comfort: comprehensive health insurance, 25+ paid vacations and day-offs, personal development plan.
• Growth: thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools.
• Purpose: shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary and performance bonus.
• Community: diverse, inclusive team where all voices are valued, and professional growth is a priority.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Financial Planning and Analysis Lead

Location: Nigeria
Job Type: Full-time

Position Overview

• The FP&A Officers play a critical role in financial planning, budgeting, forecasting, and business performance analysis.
• These positions support senior management by providing data-driven insights, financial modelling, and strategic recommendations to optimize business decisions.
• The FP&A Officers collaborate with cross-functional teams to ensure financial discipline and operational efficiency.

Key Responsibilities

• Financial Planning & Forecasting
• Create and develop financial models ensuring validation and back testing
• Assist in the annual budgeting process, including revenue, expense, and capital expenditure planning.
• Develop and maintain rolling forecasts to reflect changing business conditions.
• Analyze variances between actuals, budgets and forecasts, providing actionable insights.
•  Financial Reporting & Analysis
• Prepare monthly, quarterly, and annual financial reports for management, Board and other stakeholders.
• Conduct profitability analysis by business unit, product line, channel or region.
• Identify trends, risks, and opportunities through financial and operational KPIs.
•  Business Partnering & Decision Support
• Product profitability optimization and portfolio management support
• Funding cost optimization and liquidity management support
• Collaborate with department heads to track performance against financial targets.
• Provide ad-hoc financial analysis to support strategic initiatives (pricing, cost optimization, etc).
• Evaluate business cases for new projects, investments, or cost-saving opportunities.
•  Financial Modelling & Scenario Analysis
• Build and maintain complex financial models to assess business performance.
• Conduct scenario and sensitivity analysis to support long-term planning.
•  Process Improvement & Systems
• Enhance financial planning processes through automation and best practices.
• Work with SQL and BI tools (e.g., Power BI, Tableau) to improve reporting efficiency.
• Ensure data accuracy and integrity across financial systems.

Requirements
Education and Experience:

• 5 years of experience in FP&A in banking with lending products (personal loans, SME, etc.) or banking services (transfers, deposits, savings, debit cards)
• Bachelor’s or Master’s degree in finance, Accounting, Economics, or related field
• Experience in financial modelling, budgeting, and forecasting.
• Proficiency in Excel (advanced), confident in SQL (queries), good presentation skills (PowerPoint).

Key Competencies:

• Strong critical reasoning and problem-solving skills.
• Excellent communication and presentation skills.
• Ability to work cross-functionally and influence decision-making.
• Detail-oriented with a focus on accuracy.
• Adaptable to fast-paced, dynamic environments.

Benefits

• You’ll work on solutions to complex, real-world challenges with tangible social and economic impact.
• You will receive competitive compensation and work with passionate teammates in a flat, performance-driven culture.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Cards Data Analyst

Location: Nigeria
Job Type: Full-Time

Responsibilities
Data Analysis & Reporting:

• Analyze card portfolio data to identify trends, patterns, and performance insights
• Prepare regular reports on key metrics such as transaction volumes, spend, and card usage
• Support ad-hoc data requests from business teams.

Dashboard Development & Maintenance:

• Develop and maintain dashboards using tools such as Power BI or similar platforms
• Ensure data accuracy, consistency, and integrity across reporting outputs
• Automate recurring reports where possible.

Performance Monitoring:

• Track key performance indicators including card issuance, activation, utilization, and revenue
• Highlight variances, anomalies, and areas requiring attention
• Support ongoing monitoring of business performance.

Customer & Transaction Analysis:

• Analyze customer behavior and transaction patterns
• Provide insights to support business decisions and operational improvements.

Data Management Support:

• Work with internal teams to ensure proper data capture and quality
• Assist in structuring and organizing datasets for analysis.

Requirements

• Bachelor’s Degree in Mathematics, Statistics, Economics, Computer Science, or a related field
• 2–4 years’ experience in a Data Analyst role (preferably within banking, fintech, or payments)
• Strong proficiency in Excel and SQL
• Experience with data visualization tools (e.g., Power BI, Tableau)
• Ability to work with large datasets and perform data cleaning and validation.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Java Developer

Location: Nigeria
Employment Type: Full-time

The Role 

• The Java Developer will join one of our core engineering teams Banking, Loans, Core Technology Platform, or Cards to design, develop, and maintain the backend systems that power our financial products and internal platforms.
• This role is ideal for a software engineer who is passionate about backend development, software craftsmanship, and building scalable, high-performance systems. You’ll work alongside talented engineers in a collaborative environment that values clean architecture, code quality, testing, observability, and continuous improvement.

What You Will Do 

• Design, develop, test, and maintain backend applications using Java and Spring Boot.
• Build scalable, secure, and high-performing backend services that support business-critical financial products.
• Develop and maintain RESTful APIs and microservices.
• Write clean, maintainable, and production-ready code with a strong focus on reliability and performance.
• Collaborate with Product, Engineering, Infrastructure, and QA teams throughout the software development lifecycle.
• Participate in architecture discussions, code reviews, and technical design sessions.
• Monitor, troubleshoot, and optimize application performance.
• Build and support distributed systems using modern cloud-native technologies.
• Implement messaging and event-driven solutions using Kafka.
• Contribute to engineering best practices, automated testing, and continuous improvement initiatives.

Requirements

• Bachelor’s Degree in Computer Science, Software Engineering, Information Technology, or a related discipline.
• Proven experience developing backend applications using Java.
• Strong experience with Spring Boot or similar Java frameworks.
• Experience building and maintaining distributed systems in production environments.
• Experience working in cloud-native environments is highly desirable.
• Experience in FinTech, banking, payments, lending, or other financial services is an added advantage.

Professional Competencies:

• Strong proficiency in Java.
• Solid experience with Spring Boot.
• Experience developing RESTful APIs and microservices.
• Working knowledge of AWS, preferably Amazon EKS.
• Experience with MySQL or other relational databases.
• Experience with Kafka and event-driven architectures.
• Knowledge of Redis caching technologies.
• Familiarity with monitoring and observability tools such as Grafana and Prometheus.
• Understanding of software design principles, testing methodologies, and engineering best practices.
• Strong analytical and problem-solving skills.

• Excellent communication and collaboration skills.

This Role Is Ideal For You If:

• You enjoy building scalable backend systems.
• You take pride in writing clean, maintainable, and well-tested code.
• You are passionate about software engineering best practices and continuous improvement.
• You enjoy solving complex technical problems.
• You thrive in collaborative, fast-paced engineering teams.
• You are excited by the opportunity to build products that power millions of financial transactions.

You May Not Enjoy This Role If:

• You prefer front-end or UI-focused development.
• You are uncomfortable working with distributed systems and cloud technologies.
• You dislike code reviews, testing, or maintaining production systems.
• You prefer highly isolated work with minimal collaboration.
• You are not interested in building reliable, scalable software.

Benefits

• Opportunity to work in an innovative fintech company with a global reach.
• Exposure to modern technologies including Java, Spring Boot, AWS (EKS), MySQL, Kafka, Redis, Grafana, and Prometheus.
• Opportunity to contribute to high-impact financial products used by millions of customers.
• Collaborative engineering culture focused on technical excellence and continuous learning.
• Engaging technical challenges with opportunities to influence product development.
• Professional growth within a globally distributed engineering team.
• Competitive compensation and excellent career development opportunities.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Product Manager – Internal Products

Location: Nigeria
Employment Type: Full-time

Description

• We are expanding our B2B banking ecosystem and looking for a Product Manager (Internal Products) to build and scale the internal tools that power our SME operations.
• This is a highly execution-focused role. You will work closely with Engineering, Risk, and Operations to improve and automate internal systems that directly impact credit decisions, portfolio performance, and customer experience.
• We are looking for someone who can start delivering value within the first 4–6 weeks: defining roadmaps, writing specs, and working with engineering and operations.

What You’ll Do

• Improve and scale internal tools used by SME operations and credit teams
• Gather requirements from stakeholders and turn them into clear product specs
• Write detailed PRDs and manage backlog with Engineering
• Identify inefficiencies in processes and propose automation solutions
• Support rollout of new features and ensure adoption by internal teams
• Bring practical best practices from international fintech / banking markets.

Requirements

• 4–7 years of Product Management experience
• Hands-on experience building or improving internal/back-office systems
• Experience in fintech or banking
• Strong execution mindset — comfortable moving fast and delivering
• Experience working with cross-functional teams (Engineering, Risk, Ops)
• Exposure to international fintech/banking markets
• Fluent English.

Benefits

• Remote work from anywhere in the world
• Performance bonus, 25+ paid vacations and day-offs, personal development plan
• Purpose: shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary
• Growth: thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools
• Join a diverse, inclusive team where all voices are valued, and professional growth is a priority.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Portfolio Intern

Location: Nigeria
Employment Type: Internship

The Role 

• The SME Portfolio Intern will support the Portfolio Management team in monitoring and analyzing the performance of SME customers.
• The role provides hands-on experience in portfolio management, data analysis, reporting, and business intelligence while developing practical skills in financial services and customer portfolio optimization.
• This role is ideal for someone who is analytical, detail-oriented, and eager to build expertise in data analytics, portfolio management, and business performance within a dynamic and technology-driven environment.

What You Will Do 

• Assist in monitoring the performance of SME portfolios using reports and dashboards.
• Support the preparation of daily, weekly, and monthly portfolio performance reports.
• Analyze portfolio data to identify trends, patterns, and opportunities for improvement.
• Assist in maintaining accurate portfolio records and ensuring data integrity.
• Support the creation and maintenance of dashboards using Power BI or other reporting   tools.
• Assist with data extraction, cleaning, validation, and reconciliation.
• Conduct research and provide analytical insights to support portfolio management initiatives.
• Collaborate with the Portfolio, Risk, Product, and Operations teams on data-driven projects.
• Assist with ad hoc reporting and business analysis requests.
• Maintain high levels of accuracy and confidentiality when handling customer and portfolio data.

Requirements
Educational Qualification:

• Recent graduate with a Bachelor’s Degree in Economics, Statistics, Mathematics, Computer Science, Business Administration, Accounting, Finance, Engineering, or a related discipline.
• Must have successfully completed the National Youth Service Corps (NYSC) programme.
• Strong academic record.

Experience:

• Previous internship, academic project, or coursework in data analytics, business intelligence, finance, banking, or a related field is an added advantage.
• Basic knowledge of data analysis, reporting, and business intelligence concepts is beneficial.

Professional Competencies:

• Basic knowledge of Microsoft Excel for data analysis.
• Basic understanding of Power BI, SQL, MySQL, or similar reporting tools is an advantage.
• Strong analytical and problem-solving skills.
• Data cleaning and validation skills.
• Research and reporting skills.
• Excellent attention to detail and accuracy.
• Good written and verbal communication skills.
• Ability to work collaboratively within cross-functional teams.
• Integrity and confidentiality when handling business data.

This Role Is Ideal For You If:

• You enjoy working with data and solving business problems.
• You have a strong interest in data analytics, business intelligence, and financial services.
• You are detail-oriented and committed to delivering accurate work.
• You enjoy identifying trends and turning data into actionable insights.
• You are eager to learn new analytical tools and technologies.
• You can manage multiple tasks while meeting deadlines.
• You work well independently and within a team.

You May Not Enjoy This Role If:

• You dislike working with numbers, data, and reports.
• You struggle with attention to detail and data accuracy.
• You are uncomfortable using analytical tools or learning new technologies.
• You prefer highly unstructured work with minimal reporting responsibilities.
• You are not interested in business analysis or financial services.

Benefits

• Hands-on exposure to SME portfolio management and financial services.
• Opportunity to develop practical data analytics and business intelligence skills.
• Experience working with reporting tools such as Power BI and Excel.
• Mentorship from experienced portfolio management professionals.
• Exposure to cross-functional collaboration across Portfolio, Risk, Product, and Operations teams.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online