Vacancies at Credpal

Vacancies at Credpal

CredPal is a leading financial technology company that offers a comprehensive range of financial solutions, including credit cards and investment opportunities, to empower individuals. Our mission is to revolutionize access to credit and investment, enabling individuals to take charge of their financial well-being.

We are recruiting to fill the position below:

Job Title: Treasury Manager

Location: Nigeria 
Job type: Full-time
Level: Mid-Level

Purpose Statement

• We’re seeking an experienced Treasury Manager to lead financial asset management and liquidity optimization.
• Your role is critical in ensuring financial stability, risk mitigation, and growth through efficient treasury operations and strategic financial decisions. Join us to safeguard our financial health and support our growth.

Responsibilities

• Cash Flow Management: Develop and implement a framework to monitor and manage cash flows effectively, ensuring liquidity for day-to-day operations and investments, while also managing daily cash flow needs efficiently.
• Credit Services Oversight: Collaborate closely with credit services teams to forecast cash needs for installment payments and credit card loans, optimizing the timing of disbursements and collections.
• Investment Strategy: Develop, execute, and oversee investment strategies for funds generated from deposits and savings services, balancing risk and return to maximize profitability, and also implementing investment strategies to maximize returns on surplus funds.
• Risk Mitigation: Identify and mitigate financial risks, such as interest rate risk and credit risk, through hedging strategies, prudent investment decisions, and monitoring financial markets for risk factors.
• Bank Relationship Management: Manage relationships with financial institutions, negotiate favorable terms for banking services, explore banking solutions that streamline cash management, and maintain relationships with banks and financial institutions for optimal financial services.
• Cash Forecasting: Develop accurate cash flow forecasts, considering various scenarios and potential fluctuations in cash movements.
• Compliance and Policies: Ensure compliance with relevant financial regulations, especially in handling customer funds and investments, and develop and enforce treasury policies and procedures to ensure regulatory compliance.
• Technology Integration: Utilize treasury management software and financial technology solutions to automate and enhance cash management processes and lead the evaluation and selection of banking and treasury management systems.
• Reporting and Leadership: Prepare and present financial reports and forecasts to senior management, lead and mentor treasury staff, and collaborate with cross-functional teams on financial and strategic initiatives.
• Continuous Improvement and Industry Knowledge: Continuously assess and improve treasury processes for efficiency and risk mitigation, stay updated on industry trends, regulatory changes, and best practices in treasury management, and also evaluate and manage foreign exchange exposure and hedging strategies.

Requirements

• Bachelor’s Degree in Finance, Accounting, or a related field; MBA or CTP certification is a plus.
• Proven experience in treasury management, finance, or a related financial role.
• Strong analytical and financial modeling skills for investment decisions.
• Knowledge of financial markets, investment instruments, and risk management.
• Familiarity with banking relationships and treasury management systems.
• Proficiency in using financial software and Microsoft Excel.
• Excellent communication and interpersonal skills for relationship management.
• Strong understanding of financial regulations and compliance.
• Leadership abilities to oversee treasury/finance staff and drive results.
• Strategic thinking and problem-solving capabilities for financial planning.
• Ability to work in a fast-paced environment and manage multiple priorities.
• Ethical conduct and integrity when handling financial data and decisions.
• Continuous learning mindset to stay updated on financial trends and best practices.
• Prior experience in debt management and foreign exchange is advantageous.
• Ability to work independently and collaboratively in a team-oriented environment.
• High level of integrity and ethical standards.

Benefits

• Competitive salary package.
• Professional development opportunities.
• A collaborative and inclusive work culture that fosters growth and innovation.
• Opportunity to work with cutting-edge products and technologies.
• Supportive and approachable management team dedicated to your success.

Application Closing Date
Not Specified

Method of Application
Interested and qualified candidates should:
Click here to apply online

Purpose Statement

• We are seeking a highly motivated and skilled Full Stack Developer to join our team and take a pivotal role in shaping and enhancing our cutting-edge financial technology solutions.
• Your purpose is to bring together your expertise in both backend (Node.js) and frontend React.js, HTML/CSS, JavaScript development to create seamless, efficient, and engaging user experiences.
• Collaborating with cross-functional teams, you will craft dynamic interfaces, architect efficient APIs, and integrate with various third-party services to deliver versatile and impactful solutions.

Responsibilities

• Develop and deploy user-friendly web applications using React.js, HTML/CSS, JavaScript, Node.js, Express.js, MongoDB.
• Architect efficient backend solutions, including APIs and server-side logic.
• “Pixel-perfect” responsive, dynamic approved user interfaces aligned with design guidelines.
• Collaborate with teams to integrate third-party services and data sources.
• Design and implement well-documented APIs for seamless data exchange.
• Maintain code quality through testing, debugging, and code review.
• Stay updated with industry trends and propose enhancements.
• Provide technical documentation for features and integrations.
• Solve technical challenges and contribute to stability.
• Share innovative ideas to enhance platform functionality.
• Foster collaboration and knowledge sharing within the team.
• Design and implementation of the overall web architecture.
• Deliver amazing user experience with great interactions and animations.
• Build robust scalable RESTful APIs.
• Integrate with third-party payment APIs
• Work alongside our world-class engineering team to build & maintain our existing codebase.

Requirements

• Proven experience working as a Full Stack Developer with expertise in React.js, HTML/CSS, JavaScript, Node.js, Express.js, MongoDB.
• Familiarity with RESTful APIs, Authentication (JWT/OAuth), Mongoose.js, CI/CD, SSR/CSR in React, WebSocket development and integration.
• Strong understanding of responsive design principles, ensuring a consistent user experience across devices.
• Experience with version control systems Git, npm/Yarn, Webpack/Parcel, ESLint, Postman/Insomnia, Docker and collaborative coding practices.
• Knowledge of frontend build tools for optimizing and bundling assets.
• Understanding of Agile methodologies and development practices.
• Ability to work effectively in cross-functional teams and communicate technical concepts to non-technical stakeholders.
• Stay up-to-date with industry trends, emerging technologies, and best practices in Full Stack Development.
• Contributions to open-source projects, personal coding projects, or relevant certifications are a plus.
• Familiarity with fintech industry trends and challenges is an advantage.

Benefits

• Professional development opportunities.
• A collaborative and inclusive work culture that fosters growth and innovation.
• Opportunity to work with cutting-edge products and technologies.
• Supportive and approachable management team dedicated to your success.

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online

Job Title: Reconciliation Officer

Location: Nigeria
Job type: Full Time/Hybrid

Purpose Statement

• The Reconciliation Officer will play a crucial role in ensuring the accuracy of our financial records. Your mission is to review meticulously and reconcile financial data, maintaining transparency, and aligning with regulatory standards.
• Your attention to detail and analytical skills will play a vital role in upholding financial integrity. Join us in this critical role and contribute to financial accuracy and compliance.

Responsibilities

• Review and reconcile financial statements, accounts, and transactions to identify discrepancies.
• Investigate and resolve discrepancies promptly, collaborating with relevant departments.
• Maintain accurate and up-to-date financial records and documentation.
• Ensure compliance with regulatory standards and internal policies during reconciliation processes.
• Generate reconciliation reports and summaries for review by management.
• Implement efficient reconciliation procedures to improve accuracy and efficiency.
• Collaborate with finance and reconciliation teams to resolve complex reconciliation issues.
• Communicate and document findings and resolutions effectively.
• Monitor and report on reconciliation progress and outstanding issues.
• Assist in the development and implementation of financial control processes.
• Stay updated on industry regulations and best practices related to reconciliation.
• Provide support during audits and examinations by external parties.
• Contribute to the overall financial transparency and integrity of the organization.

Requirements

• Bachelor’s Degree in Finance, Accounting, or a related field; advanced degree is a plus.
• Proficiency in using Microsoft Excel, Google Suite.
• Proficiency in using Financial software and reconciliation tools is an added advantage.
• Strong analytical skills and attention to detail for identifying and resolving discrepancies.
• Knowledge of financial regulations and compliance standards.
• Proven experience in financial reconciliation, accounting, or auditing roles is an added advantage.
• Effective communication skills for collaborating with cross-functional teams and documenting findings.
• Problem-solving abilities to investigate and resolve complex reconciliation issues.
• Organizational skills to maintain accurate financial records and documentation.
• Ability to work independently and meet deadlines.
• Familiarity with industry-specific software and tools.
• Continuous learning mindset to stay updated on financial regulations and best practices.
• Ethical conduct and integrity when handling sensitive financial data.
• Willing to resume immediately.

Benefits

• Competitive salary package.
• Professional development opportunities.
• A collaborative and inclusive work culture that fosters growth and innovation.
• Opportunity to work with cutting-edge products and technologies.
• Supportive and approachable management team dedicated to your success.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Mobile Application Developer

Location: Nigeria
Job Type: Full-Time/Hybrid
Level: Mid Level

Purpose Statement

• We are searching for a skilled Mobile Application Developer to join our innovative team. As a Mobile Application Developer, your mission is to contribute to the creation of cutting-edge mobile applications that redefine user experiences.
• Utilizing your expertise in mobile development, you will play a pivotal role in designing, implementing, and maintaining high-performance mobile applications across various platforms.
• Join us in crafting the next generation of mobile solutions that enhance functionality and user engagement.

Responsibilities

• Collaborate with cross-functional teams to define, design, and ship new mobile applications.
• Develop and maintain high-quality, scalable mobile applications for both iOS and Android platforms.
• Ensure the performance, quality, and responsiveness of mobile applications.
• Collaborate with UX/UI designers to implement visually appealing and user-friendly interfaces.
• Write clean, maintainable, and efficient code, following established coding standards.
• Conduct thorough testing of mobile applications to identify and resolve bugs, performance issues, and bottlenecks.
• Integrate mobile applications with backend services and external APIs for seamless functionality.
• Stay updated on industry trends and advancements to incorporate cutting-edge features into mobile applications.
• Troubleshoot and debug mobile applications, providing timely resolution to technical issues.
• Collaborate with product owners to understand project requirements and deliver innovative solutions that meet user needs.

Requirements

• Proven experience as a Mobile Application Developer with a proven track record of successful projects.
• In-depth knowledge of mobile app architecture, design principles, and industry best practices.
• Proficient in utilizing Flutter for mobile application development.
• Strong grasp of UI/UX design principles and adherence to user interface guidelines.
• Familiarity with integrating mobile applications seamlessly with backend services using RESTful APIs.
• Sound understanding of mobile app security protocols and adherence to best practices.
• Experience working with version control systems, such as Git, to facilitate collaborative development.
• Proficiency in mobile testing frameworks and implementation of effective strategies for ensuring application reliability.
• Proficient in mobile programming languages, including Swift (iOS) and Kotlin/Java (Android), is an added advantage.
• Keen awareness and stay up-to-date with the latest trends, technologies, and advancements in the mobile app development industry.

Benefits

• Professional development opportunities.
• A collaborative and inclusive work culture that fosters growth and innovation.
• Opportunity to work with cutting-edge products and technologies.
• Supportive and approachable management team dedicated to your success.

Application Closing Date
Not Specified

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Graphics Designer

Location: Nigeria
Job type: Full-time – Hybrid
Department: Product & Engineering

Purpose Statement

• We are seeking a dynamic and experienced Graphic Designer to join our team. Your role is to contribute fresh ideas, collaborate with our design team, and create captivating visual assets for digital and print platforms.
• Through this internship, you’ll refine your skills, build a portfolio, and play a pivotal role in enhancing our brand’s visual identity. Join us in creating impactful design solutions that leave a lasting impression.

Responsibilities

• Collaborate with the design team to create visual assets for various projects, adhering to brand guidelines and design principles.
• Assist in the development and refinement of design concepts for print and digital media, including logos, brochures, banners, and social media graphics.
• Support the creation of engaging and eye-catching visuals that effectively convey messages and enhance user experiences.
• Assist in the production of design materials, ensuring accuracy and timely delivery for both internal and external stakeholders.
• Work closely with senior designers to learn and implement design strategies, techniques, and software tools.
• Contribute innovative ideas and fresh perspectives to design brainstorming sessions and project discussions.
• Participate in the review and revision process, incorporating feedback to refine designs and improve quality.
• Stay updated with design trends, emerging technologies, and industry best practices.
• Learn to manage time effectively to meet project deadlines and deliver high-quality design work.
• Maintain a positive and proactive attitude, seeking opportunities to learn and grow as a graphic designer.
• Adapt designs based on target audience feedback and project requirements.
• Assist in organizing and archiving design assets for easy accessibility.

Requirements

• 1-3 years of proven experience is graphic design.
• Videography, and video editing skills will be an added advantage.
• Proficiency in graphic design software such as Adobe Creative Suite (Photoshop, Illustrator, InDesign, After Effects), Figma etc
• A creative portfolio showcasing design skills and projects (academic or personal).
• Basic understanding of design principles, layout, and typography.
• Strong attention to detail and an eye for visual aesthetics.
• Good communication skills for effective collaboration with team members.
• Enthusiasm for learning and an open-minded approach to receiving feedback.
• Time management skills to meet project deadlines in a fast-paced environment.
• Familiarity with digital and print design concepts.
• Positive attitude, adaptability, and willingness to contribute to design discussions.
• Basic knowledge of design trends and emerging technologies.
• Ability to work independently and contribute to team projects.
• Willing to resume immediately.

Benefits

• Professional development opportunities.
• A collaborative and inclusive work culture that fosters growth and innovation.
• Opportunity to work with cutting-edge products and technologies.
• Supportive and approachable management team dedicated to your success.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online