Recruitment at Flutterwave

Flutterwave was founded on the principle that every African must be able to participate and thrive in the global economy. To achieve this objective, we have built a trusted payment infrastructure that allows consumers and businesses (African and International) make and receive payments in a convenient border-less manner.

We are recruiting to fill the position below:

Job Title: Senior Associate, AML Monitoring & Reporting

Location: Nigeria 

Employment Type: Full-time

Job Description

• The AML Monitoring and Reporting Senior Associate will conduct case investigations in accordance with the company’s Anti-Money Laundering (“AML”) and Counter Terrorism Financing (“CTF”) policies for both enterprise and SMB (business and consumer) customer segments.
• The AML Monitoring and Reporting Associate is responsible for overseeing case investigations for potentially suspicious activity, including fraud.
• The AML Monitoring and Reporting Senior Associate will ensure potentially reportable activity is escalated for appropriate action to the relevant Money Laundering Reporting Officers in the various jurisdictions in which Flutterwave operates, in line with local regulatory requirements as well as Flutterwave policy and procedure. This role reports to the AML Monitoring and Reporting Manager.

Responsibilities

• Review and investigate cases containing potentially suspicious activity, including fraud. Conduct a review of internal systems and open source research to determine whether the activity has an apparent legitimate purpose or may require escalation to a local Money Laundering Reporting Officer. Draft case narratives clearly articulating the rationale of the decision and attach supporting documentation in accordance with policy and procedures.
• Complete investigations accurately and in a timely manner. Adhere to Key Performance Indicators and established Service Level Agreements.
• Understand and identify red flags and indicia of suspicious activity, including fraud. Understand how Flutterwave products and services are used and identify anomalies.
• Request and manage Requests for Information (RFIs) to the customer to provide additional context for transactions, which may assist an investigation decision.
• Demonstrate expertise and proficiency in the execution of procedures and understand of red flags / suspicious typologies.
• Communicate with and provide feedback to transaction monitoring units in the first line conducting initial alert reviews to facilitate consistent and quality execution of Transaction Monitoring and Investigation procedures. Identify and suggest potential training opportunities for first line transaction monitoring analysts, as warranted.
• Assist the AML Monitoring and Reporting Manager with department-wide performance reporting as required.
• Recommend strategies to enhance the efficiency and effectiveness of the implementation of the Transaction Monitoring and Investigations process.
• Stay updated on the latest regulatory developments and changes in AML/CTF and Fraud requirements.
• Identify and escalate trends in potentially suspicious activity to the AML Monitoring and Reporting Manager. Identify where activity may require escalation to other leadership, such as activity necessitating escalation to the sanctions officer or Risk.

Requirements

• Bachelor’s Degree in Financial Management or Investment Management, Business Management, Commerce, Commerce in Business Innovation and Entrepreneurship, or a related field. Advanced degree preferred.
• Minimum of four (4) years of experience in in a similar role, preferably in the payment industry. Specific experience assessing and reviewing system generated and manual AML/Fraud alerts and/or escalations/SAR write-ups for potentially suspicious activity is a must.
• Strong understanding of the legal, corporate governance, and regulatory environment related to investigation and filing of potentially suspicious activity and jurisdiction specific regulations related to Anti-Money Laundering Investigations.
• Ability to detect and mitigate red flags for potential financial crime, including money laundering, terrorism financing activities and Counter Proliferation Financing and Fraud as it appears in transactional data.
• Ability to work effectively and drive results in a fast-paced environment.
• Strong problem-solving skills and the ability to make sound decisions.
• Proficiency in Microsoft Excel.
• Effective oral and written communication skills, including ability to develop clear and direct case narratives.
• Ability to manage and prioritize several tasks simultaneously and autonomously.
• Professional certifications such as Certified Anti-Money Laundering Specialist (CAMS) are a bonus.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Senior Engineer, Core

Location: Nigeria
Job Type: Full time

Job Description

• We are looking for a highly skilled Senior Engineer to join our core team as part of the core engineering team, you will be responsible for designing, developing, and optimizing the fundamental services and infrastructure that power our innovative products.
• You will work closely with cross-functional teams to deliver high-quality and scalable software solutions that have a direct impact on our clients and business operations.

Responsibilities
System Design & Architecture:

• Lead the design and architecture of core backend services and infrastructure.
• Collaborate with product managers, architects, and other stakeholders to align system design with business needs.

Development & Optimization:

• Write clean, maintainable, and efficient code using best practices for backend services and APIs.
• Optimize system performance, scalability, and reliability, ensuring low latency and high throughput for real-time financial applications.

Technical Leadership:

• Mentor junior engineers, conduct code reviews, and foster best practices across the engineering team.
• Provide technical guidance on complex projects and promote a culture of continuous learning and improvement.

Collaboration & Communication:

• Work closely with the DevOps, product, and data teams to ensure seamless integration and deployment of new features.
• Participate in Agile ceremonies and contribute to sprint planning, grooming, and retrospectives.

Problem-Solving:

• Tackle complex technical challenges related to transaction processing, security, scalability, and system performance.
• Troubleshoot, diagnose, and resolve performance and reliability issues in production environments.

Security & Compliance:

• Ensure that all code and systems adhere to regulatory standards, including security best practices and data privacy compliance (e.g., GDPR, PCI-DSS).
• Implement security measures to protect sensitive financial data and mitigate risks.
• Ensure personal information of customers, employees, and other individuals the company conducts business with is processed and protected in line with applicable data privacy policies, privacy laws, and global best practices.

Requirements

• Bachelor’s or Master’s degree in Computer Science, Engineering, or a related field.
• 5+ years of experience in software engineering, preferably in fintech or a highly regulated industry.
• Strong experience working with backend technologies, microservices architecture, and distributed systems.
• Expertise in one or more programming languages such as Java, Python, Go, or C++.
• Hands-on experience with cloud platforms (AWS, GCP, or Azure) and containerization technologies like Docker and Kubernetes.
• Familiarity with relational and NoSQL databases (e.g., PostgreSQL, MongoDB) and message brokers (e.g., Kafka, RabbitMQ).
• Strong understanding of API design, RESTful services, and event-driven architecture.
• Experience with fintech applications like payment gateways, trading platforms, or core banking systems.
• Knowledge of security protocols, encryption, and regulatory requirements (e.g., PCI-DSS, SOX compliance).
• Hands-on experience with CI/CD pipelines and infrastructure as code (e.g., Terraform, Ansible).
• Excellent problem-solving skills and the ability to work in a fast-paced environment.
• Strong communication skills and the ability to articulate complex technical concepts to non-technical stakeholders.
• A proactive mindset, with a passion for continuous learning and keeping up with the latest technologies.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Senior Manager, Business Development

Location: Nigeria 
Employment Type: Full-time

• Flutterwave is looking for a Senior Manager, Business Development for Nigeria who will manage and oversee the growth and expansion of the company’s operations in the assigned region from conceptualization to implementation in the designated local market and offerings in line with best practices and regulatory standards.

What Your Day-to-Day Activities Will Be Like

• Meet and/or exceed sales quotas by engaging with prospects and setting up high quality meetings that lead to quality pipeline and revenue
• Utilise lead generation tools available for outreach to source leads via outbound prospecting
• Make contact with potential new customers across a variety of channels – phone, email, social, chat
• Initiating the sales cycle right from lead generation to go live
• Ensure effective management of relationships with key merchants (enterprise businesses)
• Develop and maintain a robust and enterprise focused pipeline deals in CRM (Freshsales)
• Ensure that customer complaints are investigated and promptly resolved across all channels
• Review sales performance against set budgets on a periodic basis and recommend action plans for improvement
• Prepare weekly/monthly/quarterly/yearly sales reports for management’s review
• Act on behalf of; and perform any other duties that may be assigned by management
• Maintain expert knowledge in the use cases and benefits of Flutterwave’s offerings and how they impact each user in an organisation
• Support in creation of sales messaging, follow up, and presentations to customer and prospect accounts
• Develop creative ways and ideas for reaching and engaging with prospect personas
• Ensure personal information of customers, employees, and other individuals the company conducts business with is processed and protected in line with applicable data privacy policies, privacy laws, and global best practices.

Required competency and skillset to be a waver

• Bachelors degree
• 10+ years of business development experience specializing one or multiple sectors and multiple geographies with experience with supporting global merchants
• Proven experience in selling payment processing solutions/financial services
• Deep understanding of sales systems to support successful sales delivery
• Curiosity, a can-do attitude and willingness to continually learn
• Efficient multi-tasker and ability to work & deliver under pressure
• Proficiency in CRM tool utilization
• Excellent negotiation and communication skills
• Excellent presentation and facilitation skills
• Excellent people and relationship management skills, including leading a team
• Demonstrated ability to succeed in a fast-paced environment and can easily
• Ability to adapt to new and challenging projects
• Ability to influence others and create a sense of urgency for your cause
• Authorization to work in Nigeria without sponsorship.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Associate, Treasury Assurance (Maternity Leave Cover)

Location: Nigeria 
Employment Type: Full-time

The Role

• We are seeking a highly skilled and motivated Associate in treasury Assurance. The ideal candidate will play a crucial role in ensuring the accuracy, efficiency, and compliance of our treasury operations and have a strong background in treasury management, risk assessment, and financial analysis.
• Please note this is a three (3) month maternity leave cover. This role may be considered for extension, dependent on performance and business needs.

Responsibilities
Responsibilities include but are not limited to:
Treasury Operations Oversight:

• Manage day-to-day treasury operations, including cash management, liquidity forecasting, and fund disbursement processes.
• Implement and maintain treasury policies and procedures to ensure compliance with internal controls and regulatory requirements.

Financial Analysis:

• Conduct thorough financial analysis to identify potential risks and opportunities in treasury activities.
• Develop and maintain financial models to support decision-making processes related to liquidity management and investment strategies.

Risk Management:

• Identify, assess, and mitigate risks associated with treasury operations.
• Monitor market trends and provide recommendations to optimize the company’s risk exposure.

Compliance and Reporting:

• Ensure compliance with local and international regulations related to treasury operations.
• Prepare accurate and timely reports for internal and external stakeholders.
• Ensure the personal information of customers, employees, and other individuals Flutterwave conducts business with is processed and protected in line with applicable data privacy policies, privacy laws, and global best practices.

Collaboration:

• Collaborate with cross-functional teams, including finance, accounting, and legal, to ensure alignment of treasury activities with overall business objectives.
• Build strong relationships with financial institutions and other partners.

Required Competency and Skillset to be a waver

• Bachelor’s Degree in Finance, Accounting, or a related field (Master’s degree or professional certifications (e.g., CTP, CFA) is a plus)
• Minimum of 3 years working experience in treasury management, financial analysis, or a related field.
• Strong understanding of financial markets, risk management, and compliance requirements.
• Proficiency in financial modeling and analysis tools.
• Proficiency in Microsoft Excel highly desired
• Excellent communication and interpersonal skills.
• Ability to work independently and collaboratively in a fast-pace

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: NodeJS Backend Engineer – Talent Pipeline Requisition

Location: Nigeria 
Employment Type: Full-time

Role

• We are building a pipeline of experienced NodeJS Backend Engineers for future opportunities within Flutterwave.
• As a NodeJS Backend Engineer, you will work on developing, scaling, and maintaining high-performance backend services that power our cutting-edge payment systems. While this is not an immediate hire, we are actively seeking talented individuals to engage with for future roles.

Key Responsibilities

• Implementation, testing, delivery and maintenance of product features (new and existing)
• Creating technical reports on feature implementations
• Research on existing/new product features and areas of improvement
• Commitment to creating and maintaining secure coding practices (and standards)
• Providing support for product features (when needed)
• Ensure personal information of customers, employees, and other individuals the company conducts business with is processed and protected in line with applicable data privacy policies, privacy laws, and global best practices.
• Perform any other duties that may be assigned

Qualifications

• 7+ years of experience as a NodeJS Backend Engineer
• Good knowledge of Javascript for the backend (NodeJS) [Typescript is a plus]
• Good, working, knowledge of a git
• Good, working, knowledge of the SQL query language (MySQL flavor). [Knowledge and understanding of ORMs is a plus]
• Good, working, knowledge of NoSQL databases (MongoDB especially). [Knowledge and understanding of ODMs is a plus]

Nice to Have:

• Good research skills
• Good time commitment/management skills
• Attention to details

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Anlayst, Merchant Risk

Location: Nigeria
Employment Type: Full-time

The Role

• We are looking for a suitable candidate to fill the role of Analyst, Merchant Risk. This role will be responsible for managing AML risk and fraud risk and Credit risk.

Responsibilities

• Review of flagged Fraud and AML alerts within pre-approved timelines.
• Escalate flagged alerts to second line of defense teams.
• Risk identification from regular review of merchant transaction activities, KYC documents, processes and products.
• Provide recommendation to improve Flutterwave’s fraud and AML monitoring parameters.
• Monitor chargeback thresholds and escalate to second line of defense teams.
• Work with data science and project teams to create or improve monitoring capabilities.
• Prepare and circulate weekly, monthly, quarterly and yearly report on fraud performance monitoring.
• Ensure prompt responses to enquiries from internal teams on enquiries on flagged merchants and customers.
• Ensure personal information of Flutterwave’s customers, employees, and other individuals/entities is processed and protected in line with applicable data privacy policies, laws, and global best practices.
• Any other assigned task by line manager.

Required competency and skillset to be a Waver

• 1-3 years of experience in financial crime monitoring, fraud monitoring and investigation, chargeback, and compliance operations.
• Knowledge of card processing, payment fraud prevention/detection techniques, and/or On-line Fraud monitoring
• Attention to details and problem-solving skills.
• Ability to manage multiple projects simultaneously.
• Excellent organizational, communication, presentation, and interpersonal skills
• Proficiency in Microsoft Word, Excel, and PowerPoint
• Strong analytical and problem-solving skills.
• Excellent customer service skills.
• Ability to deliver even in high-pressure, time-sensitive situations.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online