Vacancies at Kuda Bank

Kuda Bank is a full service, app-based digital bank. Our mission is to be the go-to bank not just for those living on the African continent, but also for the African diaspora wherever they might live, anywhere in the world. Kuda is free of ridiculous banking charges and great at helping customers budget, spend smartly and save more. We raised the largest seed round ever seen in Africa, and completed a Series A funding round in February 2021, led by some of the world’s smartest venture capital investors. With offices in London (our HQ), Lagos and Cape Town, and further offices opening across Africa during 2021, Kuda is fast becoming recognised as the leading ‘Neobank’ for Africans.

To help us grow into the company that can bring meaningful change to the way people across Africa get access to great financial products and services in order to take control of their personal finances, we are actively looking for bright, talented, driven people who are excited by our mission. If this sounds like a great way to spend your valuable time, then please get in touch with us.

We are recruiting to fill the position below:

Job Title: Fraud Analyst

Location: Nigeria (Hybrid)
Job type: Full time

Job Summary

• We are seeking a highly skilled and detail-oriented Fraud Analyst to join our dynamic Fraud Team.
• In this role, you will play a key part in managing fraud queries, proactively preventing fraud incidents, and ensuring the security of our customers’ finances.

Key Responsibilities

• Identifying and investigating cases of fraud across our various channels
• Implementing measures to mitigate fraud risks and prevent fraudulent activities
• Monitoring all electronic transactions to detect suspicious patterns
• Handling escalations and providing timely resolutions to fraud-related issues
• Collaborating with internal stakeholders to identify trends and implement control measures
• Providing investigative findings on reported fraud cases to customers

Requirements

• Bachelor’s degree in a relevant field
• Minimum of 1 years of experience in fraud analysis or a similar role
• Strong analytical and problem-solving skills
• Knowledge of fraud prevention techniques and technologies
• Proficiency in using fraud detection tools and software
• Excellent attention to detail and ability to work with large volumes of data
• Good communication skills and ability to collaborate effectively with cross-functional teams
• Ability to work in a fast-paced environment and handle multiple priorities

Benefits
At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

• Great and upbeat work environment populated by a multinational team
• Pension
• Career development & growth
• Competitive annual leave plus bank holidays
• Competitive paid time off (Parental, Moving day, Birthday, Study leave etc)
• Group life insurance
• Medical insurance
• Well-fare package (Wedding, Compassionate and etc)
• Perkbox
• Goalr – employee wellness app
• We are advocates of work-life balance, working in a hybrid in office schedule

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Senior Legal Counsel

Location: Nigeria (Hybrid)
Job type: Full time

Job Summary

• We are looking for a result-driven and highly motivated legal practitioner with financial services and general corporate advisory experience to join our Legal team working out of Lagos, Nigeria.
• In this role, you will work closely with colleagues across multiple teams on a wide range of legal, regulatory, transactional and corporate governance matters.
• You will also represent the company in dealings with various external stakeholders (including vendors, regulators and external solicitors, where necessary).
• The ideal candidate will be well versed in several areas of law and willing to learn.

Responsibilities

• Review products and features to be launched by the company ensuring compliance with applicable laws and where necessary devise and execute creative solutions to meet current and evolving business needs.
• Support the development and implementation of group legal strategy and contribute to the development of the company’s general business strategy.
• Advise internal teams on a variety of legal topics pertaining to financial products and markets, SaaS Agreements, vendor agreements, consumer protection, marketing, intellectual property, data privacy and security and the general legal framework for Kuda’s operations.
• Assist in transactional activities including M&A, investments and joint ventures as well as restructurings, as applicable.
• Partner with cross-functional and regional teams and provide support on legal matters of varying complexity in connection with the group’s expansions plans.
• Draft contracts / agreements, policies and other legal documents relevant to various departments of the company such as product partnerships, marketing, IT, customer support, compliance and cards;
• Draft and review customer-facing terms and conditions relating to various products and services provided by the company.
• Liaise with external counsel in the management of outsourced legal work and resolution of disputes;
• Review and advise management on legal implications of internal policies and procedures;
• Advise on the corporate governance framework applicable to the company and drafting of corporate governance policies;
• Monitor new developments in the legal environment in order to advise the company on impact and compliance.

Requirements

• Nigerian-qualified lawyer with 7 years PQE with at least 3 years of corporate legal and regulatory compliance experience.
• Strong knowledge of and interest in financial services with prior work experience in transactions relating to financial institutions and regulated entities.
• In depth knowledge of general corporate and commercial law principles with a good business sense.
• Ability to analyze legal issues, strategize and proffer practical solutions.
• Strong verbal and written communication skills with demonstrable ability to communicate ideas concisely, clearly and confidently with good presentation skills in one-on-one settings or to larger groups.
• Meticulous attention to detail and strong organisational skills.
• Passionate, enthusiastic, team player, with good judgment and an ability to work in a fast-paced environment and adapt quickly to changing needs and priorities; proven ability to prioritise and manage multiple tasks simultaneously with little direction.
• Ability to manage stakeholders within and outside the company in relation to the role.

Benefits
At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

• Great and upbeat work environment populated by a multinational team
• Pension
• Career development & growth
• Competitive annual leave plus bank holidays
• Competitive paid time off (Parental, Moving day, Birthday, Study leave etc)
• Group life insurance
• Medical insurance
• Well-fare package (Wedding, Compassionate and etc)
• Perkbox
• Goalr – employee wellness app

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Senior Data Analyst

Location: Nigeria (Hybrid)
Job type: Full time

Job Summary

• We are seeking a Senior Data Analyst to join our Fraud Team.
• In this role, you will leverage your expertise in data analytics to uncover insights, build predictive models, and develop strategies to combat fraud effectively.

Key Responsibilities

• Monitor transactions and activity to identify patterns and trends indicative of fraudulent behavior.
• Develop and refine fraud detection algorithms and scoring systems.
• Analyze large datasets to generate actionable insights for fraud prevention.
• Create dashboards and reports to track key fraud metrics and trends.
• Present findings and recommendations to stakeholders, including leadership teams.
• Partner with Fraud Operations, Risk, and Product teams to develop effective fraud prevention strategies.
• Collaborate with Data Science and Engineering teams to implement advanced machine learning models and solutions.
• Evaluate and enhance current fraud detection processes, tools, and systems.
• Lead the development of automated solutions to streamline fraud detection and reporting.
• Assess emerging fraud trends and adapt strategies to address new risks.
• Proactively identify vulnerabilities and recommend preventive measures.

Requirements

• Bachelor’s degree in a relevant field.
• Minimum of 4 years of experience in fraud analysis or a similar role.
• Strong analytical and problem-solving skills.
• Excellent attention to detail and ability to work with large volumes of data.
• Intermediate to advanced SQL (an advantage).
• Strong analytical and problem-solving skills.
• Experience working in a fintech or other fast paced environment.
• Proficient in Monitoring systems and rules tuning.
• Knowledge of fraud prevention techniques and technologies.
• Proficiency in using fraud detection tools and software
• Good communication skills and ability to collaborate effectively with cross-functional teams.
• Ability to work in a fast-paced environment and handle multiple priorities.
• Proficiency in SQL for querying databases and extracting data for analysis.
• Advanced skills in data analysis and the ability to use these skills to identify patterns and anomalies that may indicate fraud.

Benefits
At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

• Great and upbeat work environment populated by a multinational team
• Pension
• Career development & growth
• Competitive annual leave plus bank holidays
• Competitive paid time off (Parental, Moving day, Birthday, Study leave etc)
• Group life insurance
• Medical insurance
• Well-fare package (Wedding, Compassionate and etc)
• Perkbox
• Goalr – employee wellness app
• We are advocates of work-life balance, working in a hybrid in office schedule

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Senior Mobile Engineer

Location:  Nigeria
Employment Type: Full-time

Job Description

• We are looking for a result-driven and analytical software engineer to work on our Android mobile application.
• S/he will use his or her understanding of programming tools and languages to analyze current codes, formulate more efficient processes, solve problems and create a fantastic experience for users.

Responsibilities

• Design and build advanced applications for the Android platform
• Collaborate with cross-functional teams to define, design, and ship new features
• Work with outside data sources and APIs
• Unit-test code for robustness, including edge cases, usability, and general reliability
• Work on bug fixing and improving application performance
• Continuously discover, evaluate, and implement new technologies to maximize development efficiency

Requirements

• BS/MS degree in Computer Science, Engineering or a related subject
• 5+ years of proven software development experience and Android skills development
• Proven working experience in Android app development and Kotlin
• Have published at least one original Android app
• Experience with Android SDK
• Experience working with remote data via REST and JSON
• Experience with third-party libraries and APIs
• Working knowledge of the general mobile landscape, architectures, trends, and emerging technologies
• Solid understanding of the full mobile development life cycle.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Compliance Analyst

Location: Nigeria
Category: Compliance
Job type: Full-time (Hybrid)

Responsibilities

• Liaise with law enforcement agencies including but not limited to EFCC, the Police in respect of all requests received as they pertain to Kuda’s customers.
• Transaction monitoring and preparation of SARs/STRs
• KYC reviews
• Documentation of engagement reports
• Building an efficient compliance framework for the company and monitoring compliance with the same across departments.
• Work closely with the Legal, Fraud, IS Control, and Internal Control/Audit teams on various cross-functional issues.
• Internal Engagements with stakeholders on day-to-day customer requests.
• Regulatory, compliance, and operational risk management
• Performing other related duties as may be required or assigned from time to time

Requirements

• Minimum 2 years of experience in a Compliance
• Knowledge of Nigerian financial regulations, Central Bank of Nigeria (CBN) guidelines, AML/CFT regulations and Know Your Customer (KYC) requirements.
• Good writing and speaking skills
• Strong communication and interpersonal skills to collaborate with stakeholders at all levels.
• Basic proficiency with Microsoft Suite and Google Applications.
• Ability to work independently, prioritize tasks, and meet deadlines in a fast-paced, dynamic environment.
• High level of integrity, discretion, and the ability to handle confidential information.

Benefits
At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

• Pension
• Competitive annual leave plus bank holidays
• Group life insurance
• Health insurance
• L&D training
• We are advocates of work-life balance and offer a 3-day-per-week remote working option.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Talent Acquisition Specialist

Location: Nigeria
Employment type: Full-time (Hybrid)
Department: Human Resources

Role Overview

• We love our people at Kuda. We are an empathetic, high performing, caring and passionate family. The Talent team make sure the best people on the market are found, and join the Kuda family as we continue to scale and disrupt the market.
• We are currently in search of a Talent Acquisition Specialist, who has experience in scaling Tech and Product teams.
• Someone that who will optimise our talent sourcing processes, create an excellent candidate experience and ultimately help Kuda continue to grow at pace.
• Are you ready for the journey?

Responsibilities

• Managing the holistic end to end Talent Acquisition process
• Building partnerships with senior stakeholders in order to find top talent in the market
• Creating the optimal sourcing strategy to deliver hiring KPI’s
• Managing talent pools and networks to build a pipeline for future organisational needs
• Leading fun, challenging Talent Acquisition special projects working with cross functional teams
• Pre-screening and creating candidate shortlists.
• Negotiating and closing offers

Requirements

• 4+ years’ experience as a full-cycle Talent Acquisition Specialist or Recruiter – sourcing, interviewing and closing candidates
• Proven track record of delivering results in a high-growth business with timelines and KPIs
• Excellent business acumen: you understand what the organization needs and how to provide solutions
• Experience designing creative sourcing and candidate pipeline strategies
• Excellent attentive listening skills and display high levels of empathy (essential)
• Passionate, resilient and possess a growth mindset
• Good experience of working with senior stakeholders
• Results and data driven approach.
• Experience at a fast pace, hyper-growth start-up and/or agency (bonus).

Benefits
At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

• Pension
• Competitive annual leave plus bank holidays
• Group life insurance
• Health insurance.
• L&D training.
• We are advocates of work-life balance and offer a 3-day-per-week remote working option.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: E-Learning Developer

Location: Nigeria
Employment type: Full-time (Hybrid)
Department: Human Resources

Role Overview

• This individual would be a hands on team member responsible for integrating learning contents electronically with the use of variety of authoring tools.
• The individual is the one who would be responsible for Kuda’s instructional design specifications.
• She/he is a semi-technical mostly visual resource that helps bring learning narratives to life.
• She/he will lead the design, implementation, management and operational performance of the LMS system, facilitate the creation of high quality e-learning courses and the development of an online learning strategy to support the overall business strategy.

Roles & Responsibilities

• Manage the implementation of the LMS including relevant integration with existing systems and/or processes.
• Develop communication/engagement strategy to support the usage of learning platforms.
• Identify and communicate opportunities for process and quality improvements, providing feedback on usage, defects, and suggested enhancements.
• Create innovative and interactive e-Learning content as required by the business.
• Ensure proper deployment of and daily operation, use, and configuration of the LMS.
• Design and manage the LMS interface for all users and to ensure user-friendliness of the LMS.
• Write and maintain technical procedures and policy documentation to ensure the security and integrity of systems/networks.
• Create user logins as needed, assign user permissions, create and manage user structures including the creation of user groups and learning cohorts.
• Manage and track course enrolment, course revisions and history. Also ensure there are online assessments and evaluations for courses on the LMS where applicable.
• Work with the Technology team and the implementation partner to manage (update and upgrade) the LMS, and also constantly review and monitor system performance.
• Develop and update standardised tools and reports for ongoing access to learning information; generate standard and custom reports, analyse reporting data and recommend strategic direction to the L&D Officer.
• Provide blended learning solutions for employees.
• Manage relationships with subject matter experts to make sure content is accurate and up to standard.
• Conduct regular research and liaise with professionals across various industries to ensure best practices for Learning and Development through the LMS are practiced in the organisation.

Requirements
Knowledge, Skills & Experience:

• Experience working with senior managers on a range of HR development activities.
• Practical experience of turning strategic thinking into practical deliverables.
• Basic Project Management knowledge and hands on experience.
• Organisation, follow up, analytical, communication and problem solving skills.
• Excellent skills in rapid authoring tools such as Storyline or Adobe Captivate.
• Knowledge of storyboarding, content design, digitalisation and authoring tools.
• In-depth knowledge of SCORM technologies.
• Understanding of learning theories and pedagogy for adults.
• Experience in research, analysis, collection/collation, interpretation and presentation of data; developing standard and ad hoc reports, templates, dashboards, scorecards, and metrics; interfacing and liaising with top and senior management, employees and other key stakeholders.

Qualifications:

• Minimum 4 years of progressively responsible experience in delivering Online Learning & Learning Management System functions or HR generalist or specialist experience.
• Membership of a professional body – CIPM, CIPD, NITAD, PMI, SHRM, etc. is an advantage.
• Basic experience of using a range of psychometric instruments for development purposes and coaching qualification, is desirable.

Benefits
At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

• A great and upbeat work environment populated by a multinational team
• Pension
• Career development & growth
• Competitive annual leave plus bank holidays
• Competitive paid time off (Parental, Moving day, Birthday, Study leave etc)
• Group life insurance
• Medical insurance
• Well-fare package (Wedding, Compassionate and etc)
• Perkbox
• Goalr – employee wellness app
• Award winning L&D training
• We are advocates of work-life balance, working in a hybrid in office schedule

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Credit Risk Analyst

Location: Nigeria
Job type: Full-time

Role Purpose

• The role of a Credit Risk Analyst in a bank is to assess and evaluate the creditworthiness of borrowers and the potential risks associated with extending credit to them.
• Their primary purpose is to analyze and mitigate credit risks to protect the bank’s assets and ensure a healthy loan portfolio
• Overall, the role of a Credit Risk Analyst is crucial in ensuring that the bank makes sound lending decisions, manages credit risks effectively, and maintains a healthy loan portfolio that aligns with the institution’s risk appetite and regulatory requirements.

Job Description

• Credit Analysis: Conduct thorough assessments of loan applications, financial statements, credit reports, and other relevant data to determine the creditworthiness of borrowers. This involves analyzing the financial health of individuals, businesses, or other entities applying for credit.
• Risk Assessment: Evaluating and quantifying the potential risks associated with extending credit, such as default risk, repayment capacity, market conditions, industry risks, and collateral value. This includes using statistical models, financial ratios, and other risk assessment tools to make informed decisions.
• Credit Scoring and Rating: Assigning credit scores or ratings to borrowers based on their creditworthiness. This helps in ranking and categorizing borrowers into different risk segments, allowing the bank to determine appropriate lending terms, interest rates, and credit limits.
• Portfolio Monitoring: Monitoring the ongoing performance of the loan portfolio, identifying early warning signs of credit deterioration, and implementing risk mitigation strategies when necessary. This involves tracking changes in borrowers’ financial positions, market conditions, and other factors that may impact their ability to repay loans.
• Policy and Procedure Development: Assisting in the development and implementation of credit risk policies, procedures, and guidelines to ensure compliance with regulatory requirements and industry best practices. This includes recommending improvements to existing risk management frameworks.
• Reporting and Documentation: Generating regular reports on credit risk metrics, trends, and portfolio quality to management and other stakeholders. Credit Risk Analysts also maintain accurate records of credit assessments, decisions, and related documentation.
• Collaboration and Communication: Collaborating with other teams within the bank, such as underwriters, loan officers, and senior management, to provide risk insights and recommendations. Credit Risk Analysts also communicate credit decisions, conditions, and terms to borrowers, as well as respond to their inquiries.

Requirements

• HND / BSc in Finance, Accounting, or a related field of study.
• Proficiency in the use of Microsoft office, SQL, A and Data Analytics
• Critical thinking and problem solving skills
• A minimum of 4years experience in Credit Risk from a Banking sector or Fintech space
• Good report writing and communication skills
• Customer service skills
• Good analytical skills.

Benefits
At Kuda, our people are the heart of our business, so we prioritize your welfare. We offer a wide range of competitive benefits in areas including but not limited to:

• A great and upbeat work environment populated by a multinational team
• Pension
• Career development & growth
• Competitive annual leave plus bank holidays
• Competitive paid time off (Parental, Moving day, Birthday, Study leave etc)
• Group life insurance
• Medical insurance
• Well-fare package (Wedding, Compassionate and etc)
• Perkbox
• Goalr – employee wellness app
• Award winning L&D training
• We are advocates of work-life balance, working in a hybrid in office schedule.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online

Job Title: Technology Intern

Location: Nigeria
Job Type: Contract

Description

• We are looking for a motivated Technology Intern to join their dynamic team in the Financial Services industry.
• As a full-service digital bank, Kuda is passionate about making banking accessible, affordable, and rewarding for all Africans.
• The successful candidate will gain valuable knowledge and experience while working alongside talented professionals using cutting-edge technology to drive innovation in the industry.

Responsibilities

• Contribute to the development of new products and features.
• Collaborate with cross-functional teams to identify and solve complex problems.
• Help maintain existing systems and troubleshoot issues.
• Stay up-to-date with emerging trends and technologies in the FinTech industry.

Requirements

• Must be enrolled in a Technology or Science-related program.
• Familiarity with support and security concepts and principles.
• Excellent problem-solving skills and attention to detail.
• Ability to thrive in a fast-paced, dynamic environment.
• Excellent verbal and written communication skills.

Application Closing Date
Not Specified.

How to Apply
Interested and qualified candidates should:
Click here to apply online